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Life insurance Made easy

Compare over 37 life insurance policies in as little as 15 minutes.

With PolicyHub you get to compare over 37 life insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.

Find the perfect plan from over 37 providers

Your one-stop-shop to compare all the rates, all at once.

With PolicyHub you get:

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Over 37 policy provider comparison.

Explore multiple policies from all the leading insurers and choose the one that fits your needs.

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Locked in rate discount and exclusive deals.

Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.

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Customized policies just for you.

Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.

"I was totally lost trying to find the right life insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected. 😊"

Barbara Winters

Policy Holder

ATTN: 2024 rates just released!

Get the latest insurance rates for 2024 and lock in your policy today! Get started comparing policies today.

Get the perfect plan with the cheapest rates in 3 easy steps.

Done in 3 easy steps

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Step 1

Tell us about yourself.

Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.

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Step 2

Compare rates & plans with a pro.

Discuss your options with a licensed insurance agent. Compare different plans to find the best policy with the cheapest rates.

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Step 3

Lock in cheap rates.

Secure the lowest rates and lock in the perfect life insurance policy for you and your family.

"I lost hope trying to find a life insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"

Bill Barton

Policy Holder

PolicyHub is the smartest way to protect the people that matter most.

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Safeguard Your Family

Life insurance means safeguarding your family in a worst-case scenario. Don't risk it.

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Gain Peace of Mind

Far too many Americans are financially blindsided by the death of a loved one. But not your family.

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Protect Your Business

Protect your business by ensuring a smooth transition of ownership with the right life insurance.

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Beat Estate Taxes

Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.

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Invest in Your Future

For less than $1 per day, you can make a huge contribution to your family’s financial safety.

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Build Your Legacy

Through a life insurance policy, you can leave behind a legacy for your loved ones.

Get started in less than 5 minutes.

With PolicyHub getting started is easy. Compare all the rates from all the providers. Get started in under 5 minutes.

PolicyHub Makes life insurance easy

All your life insurance needs in one place.

Compare all the policies, all at once.

Not sure what type of life insurance you need? Compare all the options with a 5-star licensed insurance agent.

Save time and get the best policy with the cheapest rates. Guaranteed.

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Get Started in 5 Minutes
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Compare 37+ Providers
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Real PolicyHub testimonials...

"I knew I needed life insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."

Wendy Smith

Policy Holder

Life Insurance Made easy

Get matched with a 5-Star licensed life insurance agent.

#1 RATED
top life insurance agent near me

Roy Stephens

life insurance agent

Roy Stephens is a licensed life insurance agent in your state.

top life insurance agent near me

Mark Sidway

life insurance agent

Mark Sidway is a licensed life insurance agent in your state.

top life insurance agent near me

Cale Reeves

life insurance agent

Cale Reeves is a licensed life insurance agent in your state.

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"I was searching for a life insurance policy but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."

***life insurance type***

Nicole Nielson

Policy Holder

Introducing PolicyHub Price Match Guarantee

Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you’re getting the best price for life insurance. Guaranteed.

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Frequent Questions...

Who can apply for life insurance coverage?

Most healthy people between 18-60 years of age are eligible for life insurance at PolicyHub. Generally speaking, those with a history of life-threatening conditions like cancer or heart disease may not be eligible.

Will PolicyHub still be around in X years?

Life insurance policies found here are issued by insurance providers with decades of experience β€” we’re just helping you find the best ones!

How much does life insurance cost at PolicyHub?

Life insurance policies can cost as little as $1 per day. Your premium depends on the amount of coverage you choose, your age, health profile, location, and lifestyle.

Can I change my coverage amount or term length later?

Yes, you can. At PolicyHub, we believe in flexibility. We understand that life changes, and your insurance coverage might need to change with it. You can always contact us to discuss your policy and explore options for modifying your coverage amount or term length.

I really don’t need a medical exam?

Nope! Based on the background info you provide us, we can help you save a ton of time by avoiding health checks.

Will my premium change over time?

With term life insurance policies, your premium stays the same for the entire term!

What’s the difference between term life insurance and whole life insurance?

In general, term life insurance is less expensive than whole life insurance, but whole life insurance can be a better choice if you want to provide a guaranteed death benefit to your heirs, have a permanent need for life insurance, or want to use life insurance as an investment tool.

How much life insurance do I need?

As a general rule of thumb, many experts recommend a policy worth 10x your current salary. Remember, life insurance can be used to cover expenses such as your mortgage, outstanding debt, college, and so on.

What if I have pre-existing health conditions?

At PolicyHub, we understand that everyone's health situation is unique. Although having a pre-existing health condition may impact your policy rates or eligibility, we encourage you to apply. Our team is dedicated to helping you find the best possible policy and rates based on your individual situation.

Can I cancel any time?

Absolutely. With many policies you’re free to cancel your life insurance policy at any time, no strings attached.

Compare Life Insurance Policies

Get started today and compare over 37 life insurance providers in as little as 15 minutes.

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