Compare over 37 Whole Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Whole Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Whole Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
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"I lost hope trying to find a Whole Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Whole Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family’s financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Whole Life Insurance rates from all the providers. Get started in under 15 minutes.
All your Whole Life Insurance needs in one place.
Looking for whole life insurance? We’ve got you covered. PolicyHub makes it easy to find the best whole life insurance policy for you and your family. Whether you need traditional, single-premium, limited-payment, or variable whole life insurance, you’ll find the best rates right here at PolicyHub.
Traditional whole life insurance provides a guaranteed death benefit, fixed premiums and a cash value component that grows over time. It's ideal for those seeking lifelong coverage with consistent payments. Single-premium whole life insurance requires a lump-sum payment upfront in exchange for a guaranteed death benefit. This policy suits those who have a large sum of money they wish to convert into a life insurance policy quickly.
Limited-payment whole life insurance allows policyholders to pay off their policy over a set period of time, after which no further premiums are due, but the coverage continues for life. Variable whole life insurance offers a death benefit and a cash value component that can be invested in sub-accounts, similar to mutual funds. This policy is suitable for those comfortable with investment risk, seeking potential for cash value growth.
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Real PolicyHub testimonials...
"I knew I needed Whole Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Get matched with a 5-Star Whole Life Insurance agent.
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Roy Stephens is a whole life insurance agent licensed in your state.
Whole life insurance agent
Mark Sidway is a whole life insurance agent licensed in your state.
Whole life insurance agent
Cale Reeves is a whole life insurance agent licensed in your state.
"I was searching for Whole Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you’re getting the best price for Whole Life Insurance.
Whole life insurance is a type of permanent life insurance policy that offers lifelong coverage along with a cash value component. This cash value accumulates over time on a tax-deferred basis, providing an additional financial resource if needed.
How does whole life insurance work?
Whole life insurance works by providing a death benefit to your beneficiaries upon your passing, as well as accumulating cash value over time. Premiums for whole life policies are typically fixed and do not change throughout the life of the policy.
What is straight whole life insurance?
Straight whole life insurance is another name for traditional whole life insurance. It provides a death benefit along with a cash value component. Premiums remain constant throughout the policyholder's life, and the policy stays in effect as long as the premiums are paid.}
What is single premium whole life insurance?
Single premium whole life insurance is a type of policy where you pay a lump sum upfront instead of making regular premium payments. This policy also builds cash value and provides a death benefit to your beneficiaries.
What is a modified whole life insurance policy?
A modified whole life insurance policy typically starts with lower premium rates that increase over time. This type of policy can be beneficial for individuals who expect their income to rise in the future and want the benefits of a whole life policy.
Infinite banking refers to a concept where you use a dividend-paying whole life insurance policy as a banking system. This allows you to borrow from the cash value of your policy and then repay it, effectively "banking" through your life insurance.
How much is whole life insurance?
While policies vary, with PolicyHub you could get an awesome whole life insurance policy for as little as $1 per day.
Who can apply for whole life insurance?
Almost anyone can apply for whole life insurance. However, factors such as your age, health, lifestyle, and medical history may influence the cost of your premiums and your eligibility for certain policies.
Will PolicyHub still be around in X years?
The life insurance policies we help you compare are issued by reputable insurance providers with a long-standing history in the industry.
Can I cancel any time?
Yes, you can. With most policies, you have the freedom to cancel your life insurance policy at any point, without any obligations. However, it's important to check the specifics of your policy, as there may be surrender charges or other fees associated with cancellation.
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