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No-Medical-Exam Life Insurance Near Me

Compare over 37 No-Medical-Exam Life Insurance policies in as little as 15 minutes.

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No-Medical-Exam Life Insurance

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No-Medical-Exam Life Insurance comparison near me

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Over 37 policy provider comparison.

Explore multiple policies from all the leading insurers and choose the one that fits your needs.


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Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.


Customized policies just for you.

Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.

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"I was totally lost trying to find the right No-Medical-Exam Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."

No-Medical-Exam Life Insurancenear me

Barbara Winters

Policy Holder

ATTN: 2024 No-Medical-Exam Life Insurance rates just released!

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Done in 3 easy steps


Step 1

Tell us about yourself.

Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.


Step 2

Compare rates & plans.

Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.


Step 3

Lock in cheap rates.

Secure the lowest rates and lock in the perfect life insurance policy for you and your family.

"I lost hope trying to find a No-Medical-Exam Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"

Bill Barton

Policy Holder

PolicyHub is the smartest way to protect the people that matter most.


Safeguard Your Family

No-Medical-Exam Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.


Gain Peace of Mind

Far too many Americans are financially blindsided by the death of a loved one. But not your family.


Protect Your Business

Protect your business by ensuring a smooth transition of ownership with the right life insurance.


Beat Estate Taxes

Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.


Invest in Your Future

For less than $1 per day, you can make a huge contribution to your family’s financial safety.


Build Your Legacy

Through a life insurance policy, you can leave behind a legacy for your loved ones.

Get started in less than 15 minutes.

With PolicyHub getting started is easy. Compare all the No-Medical-Exam Life Insurance rates from all the providers Near Me. Get started in under 15 minutes.

No-Medical-Exam Life Insurance

PolicyHub Makes No-Medical-Exam Life Insurance in easy

All your No-Medical-Exam Life Insurance needs in one place.

Welcome to a simpler way to secure peace of mind for you and your loved ones: No-Medical-Exam Life Insurance. This type of life insurance eliminates the need for lengthy medical examinations and invasive medical tests. Instead, coverage is based on the information you provide about your health, making the application process quicker and easier than traditional life insurance options.

With our No-Medical-Exam Life Insurance, there's no need to find the time in your busy schedule for doctors' appointments, testing, or lengthy waits for results. The application is straightforward and can often be completed in minutes. Despite the lack of medical examination, these policies can offer similar levels of coverage to traditional insurance, ensuring your loved ones are well taken care of in the event of your passing.

No-Medical-Exam Life Insurance policy providers

This option appeals to many because of its simplicity and speed, making the process of securing life insurance less daunting. Suitable for those of various age groups and health conditions, our No-Medical-Exam Life Insurance can be the perfect solution for those who value speed and convenience. Protect your family's future with confidence, knowing you've chosen a comprehensive and hassle-free plan.

Save time and get the best No-Medical-Exam Life Insurance policy with the cheapest rates. Guaranteed.

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No-Medical-Exam Life Insurance

"I knew I needed No-Medical-Exam Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."

No-Medical-Exam Life Insurance

Wendy Smith

Policy Holder

No-Medical-Exam Life Insurance in Made easy

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Roy Stephens

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Roy Stephens is a licensed No-Medical-Exam Life insurance agent licensed in your state.

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Mark Sidway is a licensed No-Medical-Exam Life insurance agent licensed in your state.

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Cale Reeves

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Cale Reeves is a licensed No-Medical-Exam Life insurance agent licensed in your state.

No-Medical-Exam Life Insurance

"I was searching for No-Medical-Exam Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."

No-Medical-Exam Life Insurance

Nicole Nielson

Policy Holder

Introducing PolicyHub Price Match Guarantee

Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you’re getting the best price for No-Medical-Exam Life Insurance.

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What is no-medical-exam life insurance?

No-medical-exam life insurance is a type of life insurance policy that doesn't require you to take a medical examination as part of the application process. It's designed to provide a quicker, more convenient way for individuals to secure life insurance coverage.

How does no-medical-exam life insurance work?

No-medical-exam life insurance works much like any other life insurance policy, with one key difference: you don't need to undergo a medical examination to qualify. Instead, the insurer typically asks you to complete a health questionnaire. The insurer then uses your answers, along with other information (like your age and lifestyle habits), to determine whether to offer you coverage and at what premium rate.

Who is eligible for no-medical-exam life insurance?

Eligibility for no-medical-exam life insurance can vary by insurance company. Generally, most adults in reasonably good health may qualify. Some companies might also provide coverage for individuals with certain pre-existing conditions, depending on the nature and severity of the condition.

How is no-medical-exam life insurance different from traditional life insurance?

The main difference is the medical examination requirement. Traditional life insurance often requires a full medical exam, including blood tests and a review of your medical history. No-medical-exam life insurance skips this process, instead using a health questionnaire and potentially other non-medical data to evaluate your risk level.

What are the benefits of no-medical-exam life insurance?

No-medical-exam life insurance provides several advantages such as a quick approval process, ease of application without medical exams, and accessibility for those who may not qualify for traditional policies due to certain health conditions. When determining the premiums for these policies, insurers typically consider factors like age, gender, smoking habits, and the responses given in a health questionnaire, along with information from public records or previous insurance applications.

Can I increase my coverage after purchasing a no-medical-exam life insurance policy?

In many cases, yes, but it often depends on the specific terms of your policy and the insurer. Some insurers may allow you to increase your coverage amount, but you may have to undergo a medical exam or answer additional health questions.

How do I file a claim with a no-medical-exam life insurance policy?

The process for filing a claim with a no-medical-exam life insurance policy is typically the same as with traditional life insurance. The beneficiary would need to contact the insurance company to notify them of the policyholder's death, provide a certified copy of the death certificate, and complete any necessary paperwork. The specific steps can vary by company, so it's important to check with the insurer for their specific procedures.

Is the payout from a no-medical-exam life insurance policy tax-free?

Generally, life insurance death benefits paid out to a beneficiary are not considered taxable income by the IRS, whether the policy is a traditional or no-medical-exam policy. However, any interest earned on the policy may be taxable. Always consult with a tax advisor for specifics related to your individual circumstances.

What happens to my no-medical-exam life insurance policy if I outlive the term?

If you outlive the term of your no-medical-exam life insurance policy, the coverage typically ends unless it has a feature that allows for extension or conversion to a permanent policy. If you still want or need coverage after that point, you would typically need to apply for a new policy. The terms and cost of the new policy would likely be based on your age and health at the time of the new application.

How much life insurance do I need?

As a general rule of thumb, many experts recommend a policy worth 10x your current salary. Remember, life insurance can be used to cover expenses such as your mortgage, outstanding debt, college, and so on.

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