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Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 New Braunfels, TX Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Over 37 policy provider comparison.
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Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Step 2
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Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
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"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in New Braunfels, TX. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in New Braunfels, TX.
Frequent Questions...
Yes, the premiums are fixed in variable life insurance; however, these premiums can typically vary depending on the provider and your particular situation in New Braunfels, TX. Many providers offer competitive rates that are tailored to a policyholder's individual needs, making it important to review multiple providers when considering this insurance option. No matter who you choose, the premiums you pay will remain fixed over the life of the policy. Furthermore, many providers in the New Braunfels area offer discounts or incentives such as early pay discounts to help make life insurance more affordable.
With variable life insurance quotes in New Braunfels, how is the beneficiary impacted by investment performance?
Beneficiaries in New Braunfels, TX can benefit from their investments by potentially achieving a higher return related to the performance of their portfolio. Diversification can help to reduce the risk of their investments and also aim to increase the likelihood of better returns. The rate of return of investments depends on various factors, including the level of risk, the quality of advice, and the type of assets chosen for the portfolio. Keeping an eye on investment performance can help beneficiaries make sound financial decisions in order to ensure their investments are growing.
With a variable life insurance policy New Braunfels, can I decide where my premiums are invested?
Yes, with variable life insurance atNew Braunfels, TX, you can select how your premium dollars are invested. You have the opportunity to chose from a selection of different investments like bank accounts, stocks, bonds, mutual funds, and exchange-traded funds. You can spread your investments out among these options, as much or as little as you'd like, giving you the power to tailor your coverage to your exact needs and objectives. Plus, you can review and change your investments at any point in time.
Do I need to understand investments for variable life insurance near New Braunfels?
No, you don't need to be investment-savvy or a financial professional to purchase variable life insurance in New Braunfels, TX. Instead, you should a seek the services of a qualified, experienced insurance agent in the area. Working with an agent who can help you determine the right type, amount, and structure of a policy for your situation can help make sure you understand all your choices, create a personalized plan that meets your needs, and set you up on the path to financial security.
Can I include riders in my variable life insurance quote New Braunfels?
Yes, you can add riders to your variable life insurance policy. In New Braunfels, TX, there are plenty of local insurance providers that offer a variety of add-on coverage options to help tailor your policy to your individual needs. Riders like Accelerated Death Benefit, Waiver of Premium, and Long-Term Care Insurance riders are available to provide you with additional coverage and peace of mind. Furthermore, careful consideration of potential riders should be taken to ensure your policy is as comprehensive as it can be.
In New Braunfels, TX, there are no age restrictions for purchasing variable life insurance policies. However, it's important to consider your age and the financial risk that comes with such a policy. Most variable life insurance policies are designed for individuals between the age of 18 and 70, and the risk characteristics vary within this range. It's important to speak with a life insurance representative to understand your own personal needs and determine the best type of variable life insurance policy that could fit your needs.
Can I upgrade variable life insurance policies near New Braunfels to another policy type?
If you are based in New Braunfels, TX and are looking to upgrade your current variable life insurance policy, there are many financial advisors that would be happy to discuss your options with you. It's important to consider all of the factors involved when making this decision, to ensure that the insurance policy is best suited to your needs. Comparing the features of different policies and understanding the associated costs and coverage will help you make an informed decision. Your financial advisor can provide an in-depth look at the different policies and which one would be most beneficial for you.
Are management fees for variable life insurance in New Braunfels similar to mutual funds?
The answer to this question is that it depends. The management fees for variable life insurance in New Braunfels, Texas are influenced by the specific policies purchased, the company issuing the policy, and other factors like individual risk profile. While it is true that mutual fund fees and life insurance fees can be similar, depending on the factors mentioned above, there are minor differences which could end up saving the insurer more money over the long term. It is worth researching the different policies and fees to see which is the best fit for your own financial needs.
How liquid is the cash value of my New Braunfels variable life insurance policy?
The cash value in a variable life insurance policy is typically liquid in that it can be accessed by policyholders in the New Braunfels, TX area for various needs. Depending on the type of variable life insurance policy held, the cash values within the policy may be withdrawable, loanable, or both. With certain variable life insurance policies, policyholders can access the cash values either via a lump-sum distribution or via periodic payments, making the cash value liquid and ideal for potential emergency situations.
Can I convert from term life insurance with a New Braunfels variable life insurance company?
Conversion privileges from term to variable life insurance policies are available at certain companies in New Braunfels. To determine if conversion is possible for you, contact a local agent to discuss your policy and current life insurance needs. If conversion of term to variable life insurance is a feasible option, your agent can review the different plans and options available from companies that provide coverage in New Braunfels, and help you select a policy that best suits your personal goals.
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