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With PolicyHub you get to compare over 37 Lima, OH Burial Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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"I was totally lost trying to find the right Burial Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Tell us about yourself.
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Step 2
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Step 3
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"I lost hope trying to find a Burial Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Burial Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
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With PolicyHub getting started is easy. Compare all the Burial Insurance rates from all the providers in Lima, OH. Get started in under 15 minutes.
All your Burial Insurance needs in one place.
Burial insurance, also known as final expense insurance or funeral insurance, provides a financial safety net to cover end-of-life expenses. This can include funeral costs, burial services, cremation, or other outstanding debts left behind. Dealing with the passing of a loved one is difficult, both emotionally and financially. Burial insurance aims to ease this burden, allowing families to grieve without the additional stress of funeral and burial expenses.
The coverage of burial insurance policies can vary, but they generally provide a death benefit to the beneficiaries, typically ranging from $5,000 to $25,000. Unlike traditional life insurance policies, these funds can be used at the discretion of the beneficiary for any costs relating to the insured's passing. The application process for burial insurance does not usually require a medical examination, making it an accessible option for seniors or those with health issues who might struggle to qualify for other life insurance policies.
Investing in burial insurance offers peace of mind and financial security to you and your loved ones. Having a policy in place ensures that your final expenses will not create a financial burden for your family after your passing. The benefits of burial insurance extend beyond your lifetime, offering a compassionate and practical way to plan for the inevitable, and allowing your family to focus on remembering and honoring your life.
Save time and get the best Burial Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Burial Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Burial Insurance agent.
Roy Stephens
Burial Insurance agent
Roy Stephens is a Burial Insurance agent licensed in your state.
Mark Sidway
Burial Insurance agent
Mark Sidway is a Burial Insurance agent licensed in your state.
Cale Reeves
Burial Insurance agent
Cale Reeves is a Burial Insurance agent licensed in your state.
"I was searching for Burial Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Burial Insurance in Lima, OH.
Frequent Questions...
Burial insurance (or final expense insurance) provides financial protection for loved ones in the event of a policyholder’s death. In Lima, OH, it can be used to help cover the costs of funeral services, burial, and other related expenses. It’s important to note that burial insurance policies in Lima can provide coverage regardless of age, state of health, and usually require no medical exams. Other great features of burial insurance in Lima include flexible coverage amounts and rapid, guaranteed approval in many cases.
Are there any penalties in burial insurance quotes in Lima for missing a premium payment?
Yes, there are penalties associated with missing a premium payment for burial life insurance in Lima, OH. Depending on the company and policy, you may be charged a late fee or penalty. Additionally, if you miss a premium payment, your policy will lapse and you may be unable to convert it or reinstate the policy. Furthermore, it is important to note that if a policy lapses and you cannot afford to reinstate the coverage, you may face the possibility of being ineligible for a burial life insurance policy in the future.
How much coverage do I need with a burial insurance policy Lima?
The amount of burial life insurance coverage you need in Lima, OH will depend on a variety of factors, such as the type of plan you choose, how much you're expecting to pay for funeral-related expenses, and what your family's long-term needs are. Generally, policies typically range from $5,000 up to $50,000. To help you decide the right amount of coverage for your individual circumstances, it's best to do your research ahead of time and ask your insurance provider questions about the right plan for you.
Can I get burial insurance near Lima with a pre-existing medical condition?
Yes, you can still get burial insurance with a pre-existing medical condition in Lima, Ohio. Depending on the severity of the condition, you may be able to find policies to suit your needs. Many insurance companies will be willing to work with you to find a solution that meets your needs and still ensures that your family is provided for in the event of your passing. Furthermore, there are a variety of companies in Lima, Ohio offering burial insurance that may have a more relaxed policy on pre-existing conditions. So it's worth shopping around and comparing companies to see what is available.
How long does it take for a burial insurance quote Lima to be approved?
In Lima, Ohio, a burial life insurance policy generally takes between 3 and 4 weeks to be approved, depending on the insurer you choose. Time frames vary, so some companies may be able to approve the policy within just a few days. Your insurance company will inform you once they have completed the entire review process. It is important to remember to always provide accurate information when applying for the policy, as any incorrect details can greatly extend the time it takes to receive approval. Once your policy has been approved, a certified copy will be issued to you and provided to your beneficiary.
In Lima, Ohio, you have the option to cancel your burial insurance policy if you decide to change your mind. Generally, most policies have liberal refund periods which allow policy owners to cancel their policies within a certain time frame and receive up to a full refund. Refunds may include a return of all premiums you have paid into the policy. It is best to call your burial insurance company to discuss the options available to you. If you do decide to cancel, be sure to keep a copy of the cancellation paperwork for your records.
Can I name multiple beneficiaries for my burial insurance policies near Lima?
Yes, you may name multiple beneficiaries for your burial life insurance policy in Lima, OH. You can designate as many as you like, however, if you have more than one, the policy company will require that you share the coverage percentage for each beneficiary. When you decide percentage splits for a multiple beneficiary policy, you will want to consider factors such as any life insurance coverages you already have in place for each person and or their individual financial needs. Additionally, you will want to designate a backup beneficiary in the event that your intended beneficiary or beneficiaries are no longer listed on the policy.
Does burial insurance in Lima have a waiting period?
Yes, most burial insurance policies in Lima, OH have a waiting period before coverage takes effect. Generally, this waiting period will last between two to three months or even longer, depending on the policy. During this period, the insured will need to pay their premiums, but no death benefit can be collected. During the waiting period, the insurer can review your application and deny coverage if necessary. It's important to note that it's best to compare different policies and understand the waiting period terms before buying one.
How do I file a claim with my Lima burial life insurance policy?
If you live in Lima, OH and need to file a claim with your burial life insurance provider, you should first contact your provider directly to obtain the specific information regarding the process. Depending on the type of coverage you have purchased, you may be able to start the process online or need to fill out forms in person. Be sure to have the policy number you have on file with your provider available when gathering the paperwork necessary to file the claim.
If I already have another policy, is it worth finding a new Lima burial insurance company?
Burial life insurance is a valuable asset for residents of Lima, OH, with or without other life insurance policies. With the value of a traditional burial averaging $10,000 or more, burial life insurance serves as a way to protect loved ones from the financial burden a traditional funeral can place on them. Additionally, in Lima, OH it is not uncommon to face issues related to prepaying funeral arrangements, such as a lack of proper record-keeping or the inability to transfer the contract to another funeral home--a problem that burial life insurance helps to alleviate.
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