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"I was totally lost trying to find the right Burial Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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"I lost hope trying to find a Burial Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Burial Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
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With PolicyHub getting started is easy. Compare all the Burial Insurance rates from all the providers in Affton, MO. Get started in under 15 minutes.
All your Burial Insurance needs in one place.
Burial insurance, also known as final expense insurance or funeral insurance, provides a financial safety net to cover end-of-life expenses. This can include funeral costs, burial services, cremation, or other outstanding debts left behind. Dealing with the passing of a loved one is difficult, both emotionally and financially. Burial insurance aims to ease this burden, allowing families to grieve without the additional stress of funeral and burial expenses.
The coverage of burial insurance policies can vary, but they generally provide a death benefit to the beneficiaries, typically ranging from $5,000 to $25,000. Unlike traditional life insurance policies, these funds can be used at the discretion of the beneficiary for any costs relating to the insured's passing. The application process for burial insurance does not usually require a medical examination, making it an accessible option for seniors or those with health issues who might struggle to qualify for other life insurance policies.
Investing in burial insurance offers peace of mind and financial security to you and your loved ones. Having a policy in place ensures that your final expenses will not create a financial burden for your family after your passing. The benefits of burial insurance extend beyond your lifetime, offering a compassionate and practical way to plan for the inevitable, and allowing your family to focus on remembering and honoring your life.
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Real PolicyHub testimonials...
"I knew I needed Burial Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Burial Insurance agent.
Roy Stephens
Burial Insurance agent
Roy Stephens is a Burial Insurance agent licensed in your state.
Mark Sidway
Burial Insurance agent
Mark Sidway is a Burial Insurance agent licensed in your state.
Cale Reeves
Burial Insurance agent
Cale Reeves is a Burial Insurance agent licensed in your state.
"I was searching for Burial Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Burial Insurance in Affton, MO.
Frequent Questions...
Anyone who lives in or around Affton, Missouri who wants to ensure their burial expenses are taken care of should consider purchasing burial insurance. This type of insurance helps ease the financial burden that comes with planning a funeral service or cremation, and the money can also be used to address end-of-life medical costs, creating a peace of mind for family and friends during a difficult time. With the professional assistance offered by an experienced local funeral home, you can ensure your wishes are honored, while your family is empowered to focus on the grieving process or other financial matters.
Are there any penalties in burial insurance quotes in Affton for missing a premium payment?
Yes, missing a premium payment on burial life insurance in Affton, MO can bring about penalties. If you miss the premium payment, the policy may lapse and the coverage may be cancelled. There are also potential late payment fees or reinstatement fees that will be charged to reinstate the policy. It's important to be mindful of upcoming premium payments and to contact the insurer to discuss their payment options if you're in danger of missing a payment due to financial hardship.
What expenses does a burial insurance policy Affton specifically cover?
Burial insurance in Affton, MO can be tailored to meet the needs of individuals and their families. Typically, this type of life insurance is designed to cover funeral and burial-related expenses. Depending on the policy, expenses that could be included are things like funeral home services, transportation, flowers, memorial services, caskets, and even legal expenses. This can help provide peace of mind for those living in Affton, by ensuring that their families have one less cost to worry about in the event of a death.
How do I determine the best plan for burial insurance near Affton for my needs?
The best way to determine the best burial life insurance plan for your needs in Affton, MO is by consulting an experienced and reputable insurance agent. They will be able to assess your exact coverage needs and advise the plan that is best suited for you. Additionally, an agent will be able to answer any questions you may have about the process and provide you with pertinent financial information. To find a reputable agent near you, search online for local reviews and ask your friends or family for personal recommendations.
How long does it take for a burial insurance quote Affton to be approved?
The turnaround time for a burial life insurance policy to be approved in Affton, MO varies based on how quickly you are able to provide the necessary documents. However, on average you can expect the application process to take between 2-4 weeks. Additionally, if you are eligible to receive an accelerated approval process, you can expect shorter than average waiting times. Once approved, coverage for your policy is active immediately. It is important to note, however, that you will not be able to receive death benefits until your premiums have been paid.
Yes, you can cancel your burial insurance policy if you change your mind in Affton, MO. However, you should be aware that depending on the provider, you may incur certain fees for cancellation and you will not be refunded any premiums you have already paid. Additionally, you should make sure you know if the policy is a refundable policy or not. To cancel your policy, you will need to contact the provider which issued the policy directly and they will advise you about any cancellation fees.
Can I name multiple beneficiaries for my burial insurance policies near Affton?
Yes, you can name multiple beneficiaries for your burial life insurance policy in Affton, MO. There are a few important factors to consider when deciding who to name as a beneficiary. Firstly, you should ensure the people you select are financially responsible and have the capacity to manage the insurance proceeds. Secondly, you must complete and submit the necessary paperwork to your life insurance company, listing the names and contact information of all designated beneficiaries in order for them to receive the funds. Lastly, it’s important to review your policy periodically to ensure your beneficiaries remain accurate and up to date.
What happens if I outlive my burial insurance in Affton?
If you outlive your burial insurance coverage in Affton, MO, the designated beneficiary or beneficiaries that you selected will be responsible for the costs of your burial. However, you may have some options if your finances are inadequate. Local funeral homes in Affton, MO offer payment plans for burials, and the Family Services Division of the Department of Social Services has a burial assistance and Medicaid program for those that meet certain financial criteria. These programs provide funds for your burial and should be explored if your finances are limited.
Can I buy additional riders or benefits for my Affton burial life insurance policy?
Yes, you can buy additional riders or benefits to enhance your burial insurance policy, depending on your provider. In Affton, MO you can research local insurance companies who offer these products to ensure you find the right policy for you. Through specialized riders or benefits, you can provide more comprehensive coverage for your loved ones in the event of an untimely death. Some additional riders or benefits available may include additional death benefits for accident, coverage beyond the age of 70, and cash for final expenses.
How are the premiums with my Affton burial insurance company determined?
The premiums for burial insurance in Affton, MO depend upon factors like the applicant's age at the time the policy is issued, the applicant’s health, gender, and smoking status. In general, the younger a person is when they apply, the lower the premiums. Premiums will increase with age. Also, premiums are often higher for smokers than non-smokers, and for males than females. Additionally, if you have a health condition that complicates your coverage, this could also cause an increase to your premiums.
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