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With PolicyHub you get to compare over 37 Bloomington, IL Burial Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Burial Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Step 2
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"I lost hope trying to find a Burial Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Burial Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
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With PolicyHub getting started is easy. Compare all the Burial Insurance rates from all the providers in Bloomington, IL. Get started in under 15 minutes.
All your Burial Insurance needs in one place.
Burial insurance, also known as final expense insurance or funeral insurance, provides a financial safety net to cover end-of-life expenses. This can include funeral costs, burial services, cremation, or other outstanding debts left behind. Dealing with the passing of a loved one is difficult, both emotionally and financially. Burial insurance aims to ease this burden, allowing families to grieve without the additional stress of funeral and burial expenses.
The coverage of burial insurance policies can vary, but they generally provide a death benefit to the beneficiaries, typically ranging from $5,000 to $25,000. Unlike traditional life insurance policies, these funds can be used at the discretion of the beneficiary for any costs relating to the insured's passing. The application process for burial insurance does not usually require a medical examination, making it an accessible option for seniors or those with health issues who might struggle to qualify for other life insurance policies.
Investing in burial insurance offers peace of mind and financial security to you and your loved ones. Having a policy in place ensures that your final expenses will not create a financial burden for your family after your passing. The benefits of burial insurance extend beyond your lifetime, offering a compassionate and practical way to plan for the inevitable, and allowing your family to focus on remembering and honoring your life.
Save time and get the best Burial Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Burial Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Burial Insurance agent.
Roy Stephens
Burial Insurance agent
Roy Stephens is a Burial Insurance agent licensed in your state.
Mark Sidway
Burial Insurance agent
Mark Sidway is a Burial Insurance agent licensed in your state.
Cale Reeves
Burial Insurance agent
Cale Reeves is a Burial Insurance agent licensed in your state.
"I was searching for Burial Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Burial Insurance in Bloomington, IL.
Frequent Questions...
Burial life insurance is different from traditional life insurance in a few ways. First, burial life insurance is typically offered to those over 50 years of age. Additionally, the policies are generally smaller than traditional life insurance policies, and provide the death benefit only under the specific circumstances of the policy holder's death. Policy holders in Bloomington, IL will receive the death benefit in a lump sum after a claim is properly filed, and this money can go to cover funeral costs, outstanding debt, and other end-of-life expenses.
Can I increase or decrease my coverage amount for burial insurance quotes in Bloomington after purchasing a policy?
In Bloomington, IL you can increase or decrease your coverage amounts in burial insurance after you purchase your policy, depending on the insurance provider. Some companies will allow you to make changes to your policy, while others may not. Before making any changes, it is recommended that you contact your insurance provider to confirm any potential fees associated with increasing or decreasing your coverage amount and to ensure the policy is still able to be modified. Doing so will help you maintain the right coverage amount for your particular needs.
How much coverage do I need with a burial insurance policy Bloomington?
In Bloomington, IL, the amount of coverage you need for burial life insurance depends on your financial needs and the cost of funeral services. Generally, couples need more coverage than individuals, as funeral costs can range from $7,000 to $12,000. It's also important to factor in the cost of burial expenses, such as caskets, tombstones, and cemetery plots, as these costs can vary greatly depending on the particular service providers. Additionally, it's important to also consider any debts that would be left behind and ensure they are covered.
How do I determine the best plan for burial insurance near Bloomington for my needs?
To determine the best burial life insurance plan for your needs in Bloomington, IL, it is important to compare insurance options from a variety of providers. Research the policy details of each option, factoring in coverage, premiums, and estate protection. It may also be beneficial to seek advice from a local insurance professional to help you compare plans and explain the different types of coverage that are available. Most importantly, make sure the plan you choose is tailored to your unique needs and situation so that you, and your family, can be financially secure in the future.
Is a medical exam required when applying for a burial insurance quote Bloomington?
A medical exam is not usually required in order to be approved for a burial life insurance policy in Bloomington, IL. At Kauffman Insurance Agency, we offer policies without a medical exam, and coverage is typically approved within a few days for even the most high-risk applicants. Not only is this often much quicker than a traditional insurance policy that requires a medical exam, but it can also save you money in the long run. We can provide you with more information about our burial life insurance policies and assist you in finding the right policy for you.
Premiums for burial insurance in Bloomington, IL, generally are much more affordable than premiums for traditional life insurance. This is because burial and final expense insurance are typically much less expensive and are designed to cover those costs associated with funeral and burial expenses. Monthly premiums for these policies typically range from $20 to $50 per month, depending on the type of policy and the amount of coverage purchased, compared to traditional life insurance premiums that can be several hundred dollars monthly or more.
Are benefits from burial insurance policies near Bloomington taxable?
In general, the proceeds of a burial life insurance policy are typically not subject to taxation in Bloomington, IL as long as the insured passed away. As it is typically not treated as income, the IRS does not impose any taxes on the benefits to the policy beneficiary. However, beneficiaries of burial life insurance policies should consult with a tax professional to be certain that there are no local and/or state taxes applicable to the policy in Bloomington, IL.
What happens if I outlive my burial insurance in Bloomington?
If you outlive your burial insurance coverage in Bloomington, IL, it is important to research other options so that you can remain financially prepared for the end of life. The Greater Bloomington Initiative, for example, offers free end-of-life planning services to low-income individuals. Additionally, local churches or nonprofits may provide financial assistance to members of the community, which could be applicable to funeral costs. It is also important to contact your loved ones and make sure they are aware of your wishes so that they can make arrangements on your behalf should an unexpected situation arise.
Can I buy additional riders or benefits for my Bloomington burial life insurance policy?
Yes, you may purchase additional riders or benefits for your burial insurance in Bloomington, IL. Many of the insurance carriers in the area offer an array of policy add-ons that can give you more choices and control regarding your policy coverage. For instance, you may be able to purchase accidental death coverage, a waiver of premium rider, or other insurance riders customized for your individual needs. It's best to contact a knowledgeable agent in Bloomington to discuss available riders and benefits and discover the best policy options for you.
If I already have another policy, is it worth finding a new Bloomington burial insurance company?
In Bloomington, IL, burial life insurance can be an excellent complement to an existing life insurance policy. It provides extra coverage to help your loved ones cover funeral and burial costs, if needed, after you have passed away. This supplemental coverage could provide an additional layer of financial security, given that burial costs can be high in Bloomington, IL. The benefit is typically paid in one lump sum and comes with low premiums and some flexibility in plan design. The flexibility could be beneficial if you want to add coverage for your and your spouse in the future.
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