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With PolicyHub you get to compare over 37 Durham, NC Burial Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Over 37 policy provider comparison.
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Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Burial Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Tell us about yourself.
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Step 2
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Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
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Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Burial Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Burial Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Burial Insurance rates from all the providers in Durham, NC. Get started in under 15 minutes.
All your Burial Insurance needs in one place.
Burial insurance, also known as final expense insurance or funeral insurance, provides a financial safety net to cover end-of-life expenses. This can include funeral costs, burial services, cremation, or other outstanding debts left behind. Dealing with the passing of a loved one is difficult, both emotionally and financially. Burial insurance aims to ease this burden, allowing families to grieve without the additional stress of funeral and burial expenses.
The coverage of burial insurance policies can vary, but they generally provide a death benefit to the beneficiaries, typically ranging from $5,000 to $25,000. Unlike traditional life insurance policies, these funds can be used at the discretion of the beneficiary for any costs relating to the insured's passing. The application process for burial insurance does not usually require a medical examination, making it an accessible option for seniors or those with health issues who might struggle to qualify for other life insurance policies.
Investing in burial insurance offers peace of mind and financial security to you and your loved ones. Having a policy in place ensures that your final expenses will not create a financial burden for your family after your passing. The benefits of burial insurance extend beyond your lifetime, offering a compassionate and practical way to plan for the inevitable, and allowing your family to focus on remembering and honoring your life.
Save time and get the best Burial Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Burial Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Burial Insurance agent.
Roy Stephens
Burial Insurance agent
Roy Stephens is a Burial Insurance agent licensed in your state.
Mark Sidway
Burial Insurance agent
Mark Sidway is a Burial Insurance agent licensed in your state.
Cale Reeves
Burial Insurance agent
Cale Reeves is a Burial Insurance agent licensed in your state.
"I was searching for Burial Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Burial Insurance in Durham, NC.
Frequent Questions...
Burial life insurance is specifically designed to meet the costs of a funeral or other burial related expenses. In Durham, NC, these expenses can include a casket, burial plot, memorial service and other related items, like flowers and grave markers. Traditional life insurance provides coverage for oneโs family in the event of death, but is usually used to provide funds to allow the survivors to carry on with their life.
How do burial insurance quotes in Durham compare to prepaid funeral plans?
Burial insurance in Durham, NC can provide families with a similar benefit as prepaid funeral plans in that it can provide a cash benefit to help cover the costs of a funeral. However, burial insurance provides more flexible coverage options that may be better tailored to a particular individual's life insurance needs. Additionally, with burial insurance, families can usually choose where to apply the policy's benefits, whereas the prepaid funeral plan may include restrictions that limit their application. Thus, burial insurance may be a more desirable option for those seeking to plan ahead for their funeral in Durham, NC.
How much coverage do I need with a burial insurance policy Durham?
In Durham, North Carolina, it's important to consider the cost of burial when determining how much life insurance coverage is needed. It's generally recommended to have life insurance coverage that is at least 5 to 10 times the annual family income, plus all funeral expenses and related costs. Thatโs because the average funeral in Durham could cost around $13,000, and additional costs such as burial plot, burial vault, grave markers, and other final expenses could bring the total cost to over $20,000.
Are premiums for burial insurance near Durham fixed or do they increase over time?
Burial insurance premiums vary depending on the policy and provider that you choose in Durham, NC. Many policies come with a fixed rate, meaning that the premium does not change over the period of the policy. That said, some policies also include factors that can cause the premiums to rise, such as age, or inflation. It is best to check with your insurer for details on how your burial insurance policy might be impacted.
Can I get a burial insurance quote Durham for my parents?
Yes, you can purchase burial insurance for your parents in Durham, NC. There are several insurance companies in the area that specialize in providing burial and final expense insurance. You should thoroughly research the various options available so that you can make an informed decision. Additionally, it is a good idea to contact an independent insurance broker who can provide you with personalized guidance and advice on the best policy for your parents' needs and budget. Finally, make sure the policy you choose provides adequate coverage for the burial services you desire for your parents.
Monthly premiums for burial insurance provided by companies based in Durham, NC can be more cost-effective than traditional life insurance policies. Unlike regular life insurance, burial insurance is a type of whole life policy that often features a small face value for a much lower cost. This can make it easier for families in the Durham area to cover funeral expenses and other costs associated with the death of a loved one. By purchasing a burial insurance policy rather than a standard life insurance policy, Durham-based families may save money on their monthly premiums.
Can I name multiple beneficiaries for my burial insurance policies near Durham?
Yes, you can name multiple beneficiaries for a burial life insurance policy in Durham, NC. For example, if you wish to provide life insurance benefits to a specific family member, friend, or charity, you can distribute your life insurance policy proceeds among multiple beneficiaries. Durham residents who are considering their burial life insurance options might also want to look into pre-arranging a funeral with a local funeral provider. This eliminates the financial burden of funeral expenses from those remaining.
Does burial insurance in Durham have a waiting period?
Yes, burial insurance policies in Durham, NC generally have a waiting period before benefits start to kick in. That waiting period may vary depending on the policy and individual circumstances, but is typically between one and two months. Generally speaking, once the policy is in place and the first premium has been received, the policy will become effective and the waiting period will begin. During the waiting period, coverage won't be available, so it's important to understand exactly how long the waiting period will be before signing up for a burial insurance policy.
Can I buy additional riders or benefits for my Durham burial life insurance policy?
Yes, you can choose additional riders/benefits for your burial insurance in Durham, NC. Depending on the company you choose, riders such as Accidental Death Benefit, Family Protection Benefit, or Terminal Illness Benefit may be included in certain plans. You could also add a waiver of premium option for a specific period of time or upgrade to a higher coverage level or a different type of policy so that your family can benefit from the additional riders/benefits. It's important to choose the one that fits your needs and budget for the right coverage in Durham.
Can I switch providers if I already picked my Durham burial insurance company?
Yes, you can switch providers or policies after purchasing burial insurance in Durham, NC. If you are not satisfied with the policy you choose, you may discuss the options to switch with the insurer. Bear in mind that switching providers usually involves imperfect timing, meaning you may need to pay two premiums at once and you may not get back the full refund you expect. That said, you should understand the terms, conditions, and cancellation policies associated with your policy and the policy you are considering switching to before making a final decision.
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