Compare over 37 Burial Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Lexington, NC Burial Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Burial Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Burial Insurance rates just released!
Get the latest Burial Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Burial Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Burial Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Burial Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Burial Insurance rates from all the providers in Lexington, NC. Get started in under 15 minutes.
All your Burial Insurance needs in one place.
Burial insurance, also known as final expense insurance or funeral insurance, provides a financial safety net to cover end-of-life expenses. This can include funeral costs, burial services, cremation, or other outstanding debts left behind. Dealing with the passing of a loved one is difficult, both emotionally and financially. Burial insurance aims to ease this burden, allowing families to grieve without the additional stress of funeral and burial expenses.
The coverage of burial insurance policies can vary, but they generally provide a death benefit to the beneficiaries, typically ranging from $5,000 to $25,000. Unlike traditional life insurance policies, these funds can be used at the discretion of the beneficiary for any costs relating to the insured's passing. The application process for burial insurance does not usually require a medical examination, making it an accessible option for seniors or those with health issues who might struggle to qualify for other life insurance policies.
Investing in burial insurance offers peace of mind and financial security to you and your loved ones. Having a policy in place ensures that your final expenses will not create a financial burden for your family after your passing. The benefits of burial insurance extend beyond your lifetime, offering a compassionate and practical way to plan for the inevitable, and allowing your family to focus on remembering and honoring your life.
Save time and get the best Burial Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Burial Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Burial Insurance agent.
Roy Stephens
Burial Insurance agent
Roy Stephens is a Burial Insurance agent licensed in your state.
Mark Sidway
Burial Insurance agent
Mark Sidway is a Burial Insurance agent licensed in your state.
Cale Reeves
Burial Insurance agent
Cale Reeves is a Burial Insurance agent licensed in your state.
"I was searching for Burial Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Burial Insurance in Lexington, NC.
Frequent Questions...
Burial life insurance in Lexington, NC is designed to cover funeral costs after a person passes away, so that their loved ones don't have to worry about the financial burden. It is different from regular life insurance in that it is usually a smaller amount, and only covers expenses related to burial or cremation, such as the casket, transportation costs, headstones, etc. Furthermore, burial life insurance can often be accessed without a medical exam as long as the policyholder is below a certain age.
How do burial insurance quotes in Lexington compare to prepaid funeral plans?
Burial insurance and prepaid funeral plans both offer financial coverage towards funeral costs, but burial insurance is a permanent life insurance policy that is designed specifically to cover final expenses and funeral costs, whereas prepaid funerals allow individuals to pay funeral expenses in advance. In Lexington, NC, a burial insurance policy can include coverage for funeral related expenses, such as a casket, funeral home services, cemetery burial fees and more, giving the benefactor and their family financial and emotional peace of mind.
Are there age restrictions for purchasing a burial insurance policy Lexington?
Yes, age restrictions apply when it comes to purchasing burial life insurance in Lexington, NC. Burial life insurance policies usually can't be bought unless you're between the ages of 50 and 90. If you are under the age of 50, you may be able to get a burial plan or final expense insurance policy, although these generally cost more and offer less death benefit and coverage. Additionally, if you live in Lexington, NC, you'll have to meet other requirements set by the specific insurance provider such as their health standards in order to purchase burial life insurance.
Can I get burial insurance near Lexington with a pre-existing medical condition?
In Lexington, NC, you can certainly obtain burial insurance with a pre-existing medical condition. Depending on the severity of the condition, the premiums may be higher than those for someone without a medical condition. In some cases, however, you may be approved for a burial insurance policy that does not draw attention to your pre-existing medical condition. For instance, in Lexington, NC, the North Carolina Department of Insurance offers guaranteed acceptance burial life insurance plans for those who have been diagnosed with certain chronic conditions. The premiums for these plans are typically more affordable than those for those without preexisting conditions;
How long does it take for a burial insurance quote Lexington to be approved?
In Lexington, NC, the approval time for a burial life insurance policy is dependent on the specific adeptness of the applicant in filing all required documents and properly answering all questions on the application. Generally, applicants should allow around 3β4 weeks for their policy to take effect. Insurance companies will generally inform you once the approval has been granted. The processing time can vary and may understandably be longer due to the verification of the applicant's personally provided information. If any additional information is required, the process may be delayed.
Yes, burial life insurance in Lexington, NC does have a cash value component. Many policies come with a fixed face amount (death benefit) and a cash surrender value that can be used to pay future premiums or can be taken out of the policy once it is in-force, allowing the policyowner to access the cash value for other needs. Furthermore, some policies also offer a guaranteed minimum cash value, so you can be sure that you wonβt lose the value of your policy while itβs accumulating.
Are benefits from burial insurance policies near Lexington taxable?
In Lexington, NC, it is important to note that burial life insurance benefits are not typically taxable. Since this type of life insurance is intended to provide funeral and burial expenses, these benefits tend to be excluded from recipient's taxable income. The exclusion is an important part of the process of accepting insurance proceeds and can help to minimize the impact of paying expenses associated with the death. Keep in mind that this only applies to burial life insurance and not other types of life insurance.
What happens if I outlive my burial insurance in Lexington?
If you outlive your burial insurance coverage in Lexington, NC, you may still be able to receive financial support for burial expenses. Many nonprofit and community organizations, such as funeral homes, veterans' organizations, religious organizations, and social workers, offer assistance for funeral costs. Additionally, charities may provide financial or in-kind aid to families with limited means. It's also important to remember that Medicaid in North Carolina may cover qualified burial expenses for eligible individuals. Thus, there are options available beyond your burial insurance coverage.
How do I file a claim with my Lexington burial life insurance policy?
Filing a claim with your burial life insurance provider in Lexington, NC is a fairly straightforward process. Contact your provider and let them know that you are filing a claim. They will provide you with the necessary paperwork, and may require additional documents such as proof of death or the original insurance policy. Submit the paperwork to your insurance provider along with any additional documentation required. The insurance company may take some time to review the claim and process it. Make sure to follow up and follow any instructions from your provider to ensure that your claim is processed as efficiently as possible.
Can I switch providers if I already picked my Lexington burial insurance company?
Yes, if you live in Lexington, North Carolina, you can switch providers or policies after purchasing burial insurance, with the right plan. Life happens, and needs change, so there are plenty of options available to you if you decide that your current burial insurance policy is no longer meeting your needs. You may want to speak to an experienced insurance provider in Lexington to get more details about your options. They can tell you about availability, premiums, coverage, and more, to help ensure that you have the perfect burial insurance plan for your current financial situation.
Compare Lexington, NC Burial Insurance Policies
Get started today and compare over 37 Burial Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved