Compare over 37 Burial Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Palm Bay, FL Burial Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Burial Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Burial Insurance rates just released!
Get the latest Burial Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Burial Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Burial Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Burial Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Burial Insurance rates from all the providers in Palm Bay, FL. Get started in under 15 minutes.
All your Burial Insurance needs in one place.
Burial insurance, also known as final expense insurance or funeral insurance, provides a financial safety net to cover end-of-life expenses. This can include funeral costs, burial services, cremation, or other outstanding debts left behind. Dealing with the passing of a loved one is difficult, both emotionally and financially. Burial insurance aims to ease this burden, allowing families to grieve without the additional stress of funeral and burial expenses.
The coverage of burial insurance policies can vary, but they generally provide a death benefit to the beneficiaries, typically ranging from $5,000 to $25,000. Unlike traditional life insurance policies, these funds can be used at the discretion of the beneficiary for any costs relating to the insured's passing. The application process for burial insurance does not usually require a medical examination, making it an accessible option for seniors or those with health issues who might struggle to qualify for other life insurance policies.
Investing in burial insurance offers peace of mind and financial security to you and your loved ones. Having a policy in place ensures that your final expenses will not create a financial burden for your family after your passing. The benefits of burial insurance extend beyond your lifetime, offering a compassionate and practical way to plan for the inevitable, and allowing your family to focus on remembering and honoring your life.
Save time and get the best Burial Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Burial Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Burial Insurance agent.
Roy Stephens
Burial Insurance agent
Roy Stephens is a Burial Insurance agent licensed in your state.
Mark Sidway
Burial Insurance agent
Mark Sidway is a Burial Insurance agent licensed in your state.
Cale Reeves
Burial Insurance agent
Cale Reeves is a Burial Insurance agent licensed in your state.
"I was searching for Burial Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Burial Insurance in Palm Bay, FL.
Frequent Questions...
Burial life insurance in Palm Bay, FL is a type of life insurance policy designed to provide the remaining survivors of the insured with a lump sum payout upon their passing. Unlike with traditional life insurance, this type of policy will usually have lesser premiums and benefit amounts while still ensuring that a loved one's final expenses will be taken care of without creating a financial burden on those left behind. With burial life insurance, policyholders can rest easier knowing their passing will have the least possible impact in terms of financial strain.
How do burial insurance quotes in Palm Bay compare to prepaid funeral plans?
Burial insurance and prepaid funeral plans both offer financial security for final expenses and can provide peace of mind for those living in Palm Bay, FL. With burial insurance, policy holders will receive final expense insurance coverage, based on the amount they choose, once the application has been accepted and the policy is in force. With a prepaid funeral plan, customers can lock in today's prices for funeral services, merchandise, and burial and cremation. Additionally, most prepaid funeral plans come with guarantees that services will be provided as specified, no matter the cost at time of death.
Are there age restrictions for purchasing a burial insurance policy Palm Bay?
Yes, there are age restrictions for purchasing burial life insurance in Palm Bay, FL. Generally, the minimum age to purchase participatory burial life insurance is 18 most companies require that customers be at least this age. Typically, the maximum age to purchase these policies is 85, with the policyholder having passed away by the age of 90. Depending on the provider, some life insurance policies may offer coverage after the age of 85 as well. It is important to verify the age restrictions with the life insurance provider you are considering before making a purchase.
Can I get burial insurance near Palm Bay with a pre-existing medical condition?
Yes, many insurers in the Palm Bay, FL area offer coverage for people with pre-existing medical conditions through their burial insurance plans. Age, medical history, and other variables will determine what your coverage will look like. Depending on the severity of the pre-existing condition, the price and features may be different from those without a diagnoseable condition. Be sure to research different providers and make sure that the policies and benefits are what you require before you make your decision.
How long does it take for a burial insurance quote Palm Bay to be approved?
The amount of time it takes for a burial life insurance policy to be approved in Palm Bay, FL can vary greatly depending on the policy provider. Factors such as age, lifestyle, current health, occupation or financial risk may play a role in the approval process, which can take anywhere from a few days to a few weeks. The best way to ensure your policy is processed and approved as quickly as possible is to provide the requested information and documents to your policy provider in a timely and accurate manner.
Burial life insurance typically has a cash value component, depending on the policy and provider servicing Palm Bay, FL. Whatever coverage and/or plan selected from the local provider includes a cash value from the premiums that are paid; this cash value is guaranteed by the life insurer depending the premium and policy terms. The cash value can be accessed quickly in case of an emergency or used for other financial collaborations, including lending to cash out later down the road when needed.
Are benefits from burial insurance policies near Palm Bay taxable?
In Palm Bay, Florida, a beneficiary of burial life insurance typically does not have to pay taxes on the insurance proceeds, unless the policy was purchased with after-tax dollars. This is because the IRS typically considers death benefits from a life insurance policy to be non-taxable. However, if the insurance policy was purchased for investment purposes, the proceeds may be subject to taxation.
Can burial insurance in Palm Bay be used to cover debts and other obligations?
Yes, burial life insurance can be used to cover debts and other obligations in Palm Bay, FL. In fact, burial life insurance enables individuals to make sure their final expenses are covered without having to put a financial burden on their family members. Purchasing a policy when you are younger and healthier ensures that the premiums are lower, allowing you to lock in a life insurance policy with your assets allocated to it in order to offset the final expenses. Therefore, if you live in Palm Bay, FL and need a financial cushion to take care of funeral costs, burial life insurance is an ideal solution.
What are the typical exclusions in my Palm Bay burial life insurance policy?
The typical exclusions in burial life insurance policies vary depending on specific plans. For example, plans offered in Palm Bay, FL usually exclude death caused by extreme activities such as skydiving and hang-gliding, as well as suicide in the first two years from the policy start date. Additionally, many times burial life insurance policies do not cover death from pre-existing medical conditions, or from injury or death caused while under the influence of drugs or alcohol. It is important to check with an insurance company for the specific coverage details of their plans.
Can I switch providers if I already picked my Palm Bay burial insurance company?
Yes, you can switch providers or policies after purchasing burial insurance in Palm Bay, FL. However, it's important to review your policy first to understand the terms and conditions of the policy in case you decide to switch. Additionally, there may be certain rules or restrictions specific to Florida that should be taken into account when making a decision. It would be wise to consult a professional such as a licensed insurance agent or financial advisor to review your options and answer any questions you may have about switching providers or policies.
Compare Palm Bay, FL Burial Insurance Policies
Get started today and compare over 37 Burial Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved