Compare over 20 life insurance policies in as little as 5 minutes.
With PolicyHub you get to compare over 20 life insurance policy providers in as little as 5 minutes. Save time. Save big. Get started now.
Compare over 20 top providers in Los Angeles, CA
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 20 policy provider comparison.
Explore policies in Los Angeles, CA from all the leading providers and choose the right one for you.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered to residents in Los Angeles, CA, and lock in rate discounts.
Customized policies just for you.
Our team tailors policies to Los Angeles, CA residents, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right life insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Los Angeles, CA rates just released!
Get the latest insurance rates for 2024 and lock in your policy today! Get started comparing policies today.
Get the perfect plan with the cheapest rates in 3 easy steps.
Life insurance in Los Angeles, CA Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans with a pro.
Discuss your options with a licensed insurance agent. Compare different plans to find the best policy with the best rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a life insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Life insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 5 minutes.
With PolicyHub getting started is easy. Compare all the rates from all the providers in Los Angeles, CA. Get started in under 5 minutes.
All your life insurance needs in one place.
Term Life Insurance
Term insurance provides coverage for a set period of time, and it's a cost-efficient way to get the maximum coverage. It's an excellent solution for folks who have a temporary need for coverage.
Whole Life Insurance
Whole life insurance is coverage that lasts your entire life. This type of insurance also has a cash value component that grows over time, offering potential for financial growth along with lifelong coverage.
Universal Life Insurance
Universal life insurance is flexible coverage that lets you adjust your premiums and death benefits as your circumstances change throughout life. This flexibility makes it a popular choice.
No-Medical-Exam Life Insurance
No-medical-exam life insurance allows you to dodge the medical examination usually required for life insurance policies. It's perfect for individuals who want a swift approval process or have health concerns.
"Highly HIGHLY recommend PolicyHub if you need life insurance. They saved me sooo much time and money on my policy, it's nuts. Comparing all the providers at once is a game changer."
Chris Stephens
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price in Los Angeles, CA.
Save time and get the best policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 5 Minutes | ||||
Decades of Experience | ||||
Compare 20+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
"I knew I needed life insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Frequent Questions...
Life insurance in Los Angeles works by providing financial protection to your loved ones if you pass away. It is a contract between a policyholder and an insurance company where the policyholder pays a premium each month and the insurer agrees to pay a set amount to the policyholder's nominated beneficiary. This payment is typically made after the policyholder passes away, but it can also be made in the event of a terminal illness or critical illness like cancer. Life insurance in Los Angeles, CA, is an important solution for providing financial security for your family when you're no longer around.
Can life insurance policies be transferred or sold with life insurance companies in Los Angeles?
In Los Angeles, CA, life insurance policies can indeed be transferred or sold. For example, life insurance policy holders may find other policy holders who are willing to purchase their policy or take it over. This transaction can happen through a direct sale, or even occur in the secondary market, depending on the type of policy. Policy holders should also be aware that many life insurers will offer programs that allow owners to take a loan from the policy value.
How much of a life insurance policy Los Angeles do I need?
The amount of life insurance coverage you need depends on personal factors such as your income, assets, debts, and responsibilities. In Los Angeles, CA, many people choose to obtain coverage equal to six to ten times their current household income. Since life insurance provides protection for your loved ones, it is important to consider your needs now, as well as in the future. The cost of living in Los Angeles is relatively high, so be sure to consider inflation and additional costs when determining how much coverage you need. Ultimately it is up to you to decide how much life insurance coverage you require.
How can I lower my premiums with life insurance near Los Angeles?
Many people looking to lower their life insurance premiums in Los Angeles, CA can start by comparing different insurance companies and their policies. Life insurance policies vary, so look for a company providing a policy that best fits your needs and offers a lower-cost premium. Additionally, it's wise to review your current coverage and adjust it to fit your current needs and finances. Additional steps such as selecting shorter terms, requesting automatic bank draft payments, and potentially increasing your deductible can also lower your premium. Other helpful options include changing your policy's payment plan or even raising your policy's deductible.
Will a life insurance company Los Angeles help me if I have a pre-existing medical condition?
Yes, residents in Los Angeles, CA can apply for life insurance regardless of pre-existing medical conditions. A variety of companies providing life insurance coverage are available and will consider an individual’s medical history typically after examining lab results, such as blood tests, and physician's evaluation. It should also be noted that the cost of coverage with a pre-existing medical issue could be more expensive than a regular coverage plan.
A contingent beneficiary in a life insurance policy in Los Angeles, CA is a person that is designated to receive the proceeds of the policy upon the death of the primary beneficiary. If, for some reason, the primary beneficiary is no longer able to collect the life insurance proceeds, then the contingent beneficiary becomes eligible for the benefits. This designation is an important part of any life insurance policy and helps to ensure that the proceeds will go to the intended person in the event of the primary beneficiary's death.
What happens to life insurance policies near Los Angeles if I outlive the term?
If you are a resident of Los Angeles, California and you outlive the term of your life insurance policy, you may have several options available to you. Depending on the type of policy you have purchased, you may be able to convert the policy to a permanent insurance policy such as a Whole Life Policy or Universal Life Policy. Alternatively, you may be able to renew the policy for a new term or exchange the policy for a different type of coverage. Ultimately, you should contact your insurer and let them know that you wish to discuss your options.
What is a life insurance rider, and what types of life insurance in Los Angeles are available?
A life insurance rider is an optional addition to a life insurance policy that allows the policyholder to tailor their coverage to meet their specific needs. In Los Angeles, CA, types of riders available may include an accident death benefit rider, a waiver of premium rider, an accelerated death benefit rider, or a long term care rider. These riders provide policyholders with additional benefits beyond the usual death benefit, such as the ability to waive premium payments if the insured becomes ill or disabled or the ability to access a portion of the policy proceeds in the event of an illness or disability.
Is a Los Angeles life insurance policy through work enough?
Life insurance coverage offered through an employer in Los Angeles, California may not be adequate for your needs. Depending on how much coverage your employer is providing, you may need to purchase an additional policy or supplement the coverage you already have. Consider all of your coverage needs in terms of your lifestyle, current income, and future financial obligations. A professional insurance consultant in the Los Angeles area can help you assess the amount of coverage you may need and any additional options that are available.
How do I apply with a Los Angeles life insurance company?
If you're looking to get life insurance in Los Angeles, CA you may want to speak with an insurance agent or broker who understands the local market and can provide you with customized quotes that best fit your circumstances. One of the great benefits of talking to an agent or broker is that they can help you compare different policies, answer any questions you may have, and ensure that you receive the best coverage for you at the best possible price.
Other locations near Los Angeles, CA
Compare Life Insurance Policies
Get started today and compare over 37 life insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved