Compare over 20 life insurance policies in as little as 5 minutes.
With PolicyHub you get to compare over 20 life insurance policy providers in as little as 5 minutes. Save time. Save big. Get started now.
Compare over 20 top providers in Queens, NY
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 20 policy provider comparison.
Explore policies in Queens, NY from all the leading providers and choose the right one for you.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered to residents in Queens, NY, and lock in rate discounts.
Customized policies just for you.
Our team tailors policies to Queens, NY residents, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right life insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Queens, NY rates just released!
Get the latest insurance rates for 2024 and lock in your policy today! Get started comparing policies today.
Get the perfect plan with the cheapest rates in 3 easy steps.
Life insurance in Queens, NY Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans with a pro.
Discuss your options with a licensed insurance agent. Compare different plans to find the best policy with the best rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a life insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Life insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 5 minutes.
With PolicyHub getting started is easy. Compare all the rates from all the providers in Queens, NY. Get started in under 5 minutes.
All your life insurance needs in one place.
Term Life Insurance
Term insurance provides coverage for a set period of time, and it's a cost-efficient way to get the maximum coverage. It's an excellent solution for folks who have a temporary need for coverage.
Whole Life Insurance
Whole life insurance is coverage that lasts your entire life. This type of insurance also has a cash value component that grows over time, offering potential for financial growth along with lifelong coverage.
Universal Life Insurance
Universal life insurance is flexible coverage that lets you adjust your premiums and death benefits as your circumstances change throughout life. This flexibility makes it a popular choice.
No-Medical-Exam Life Insurance
No-medical-exam life insurance allows you to dodge the medical examination usually required for life insurance policies. It's perfect for individuals who want a swift approval process or have health concerns.
"Highly HIGHLY recommend PolicyHub if you need life insurance. They saved me sooo much time and money on my policy, it's nuts. Comparing all the providers at once is a game changer."
Chris Stephens
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price in Queens, NY.
Save time and get the best policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 5 Minutes | ||||
Decades of Experience | ||||
Compare 20+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
"I knew I needed life insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Frequent Questions...
Life insurance is an important financial tool for Queens, NY residents. Many people opt to secure life insurance to give their family the financial protection they need should something happen to them or to meet future aspirations such as college tuition for their children. It can provide coverage for funeral and other end-of-life expenses and can help family members supplement their income should the primary wage earner become disabled or pass away. Life insurance can also pay estate taxes, provide for long-term care and retirement income. That's why it's important to choose the right policy for your specific needs.
What is a policy lapse in life insurance companies in Queens?
A policy lapse in life insurance refers to a situation where an individual in Queens, NY does not pay their premium for the term they had initially agreed upon for the policy they purchased. This lapse of payment results in the policy becoming inactive and therefore unable to fulfill its purpose. Ultimately, this puts the policyholder’s dependents at risk in the event of their demise since the life insurance policy will not be in effect and the funds needed to help establish financial security will not be available.
Can I cancel my life insurance policy Queens?
It's possible to cancel your life insurance policy, but the process may be different depending on where you purchased it. If you purchased life insurance in Queens, New York, you may need to notify your insurance company in writing of your intention to cancel the policy. You may also be charged an administrative fee for canceling. Your request should include your policy number and be signed as the policy owner. Once the insurance company receives the notification, they will process the cancellation and send you a confirmation letter. Depending upon your company's policy notifications and other details, you may not need to take further steps.
How can I lower my premiums with life insurance near Queens?
One of the best ways to lower your life insurance premiums in Queens, NY is to compare various providers. Shopping around and comparing multiple quotes can help you find the most competitive rates. Additionally, increasing your level of health and fitness can also improve your ability to get lower life insurance premiums. Additionally, decreasing your coverage amount can help to reduce your life insurance premiums. Finally, improving your credit score can also help you get better rates on life insurance premiums in Queens, NY.
Will a life insurance company Queens help me if I have a pre-existing medical condition?
Absolutely. Living in Queens, NY, means that you're well within range of many life insurance companies and agents who can help you find the best life insurance policy for your pre-existing medical condition. Life insurance is still a possibility for individuals who have a pre-existing medical condition and the right broker can provide insight into what policy best suits your specific needs and budget. Each policy is unique and depending on the nature of the medical condition there may be different ways to structure the policy to ensure that you and your family are protected.
In Queens, NY, if your primary beneficiary predeceases you, then your life insurance policy will typically pass to the next person (or persons) listed on your beneficiary form, according to the policy's terms. If there is no named beneficiary on the form, the policy benefits will go to your estate. However, the exact details of how your policy will be passed on following a beneficiary's death can vary by the terms of your policy itself and should be verified with an insurance representative if you have questions about your individual situation.
What happens to life insurance policies near Queens if I outlive the term?
In Queens, NY, if you outlive the term of your life insurance policy, your policy may become permanent, depending on the type of policy you have. Some life insurance policies are designed to provide coverage for a set period, rewarding you with a death benefit upon expiration. Other policies are designed to become permanent if you outlive the term and will provide a death benefit, along with potentially building a cash value that can be borrowed against during the policy's life.
Regarding life insurance in Queens, what is policy surrender?
A life insurance policy surrender in Queens, NY is a process by which policy owners cancel a life insurance policy and receive back some portion of the money they have paid in premiums. The amount of the return depends upon the insurance product and the state's regulations. This process is available to Queens residents and should be reviewed carefully with the life insurance company to determine if surrendering the policy is right for the policy owner. One important aspect to consider is the potential tax implications of a surrender. A tax professional can help residents of Queens understand the impact of surrendering a policy and how it may affect their finances.
Is a Queens life insurance policy through work enough?
It depends on the type of life insurance coverage offered through your employer and your individual needs in Queens, NY. Having life insurance provided through work is a valuable benefit, but it may not be enough coverage for you and your family if you wish to have an adequate financial safety net. Before selecting life insurance, evaluate your current and future financial needs to ensure your coverage is adequate. Consider how much coverage you need for yourself and your family and then determine if the coverage provided through your employer is sufficient.
How can I check if a Queens life insurance company is legitimate?
The best way to check if a life insurance company is legitimate is to research their background. In Queens, NY, the Department of Financial Services, Division of Insurance is the regulatory agency to verify a life insurance company's legitimacy. To check their licensing status or any complaints against them, you can contact the DFS. Consumers can also use reference resources to check the ratings of the company. Additionally, searching consumer forums and speaking to individuals who have had direct experience with the company will give you more reliable insight into their legitimacy.
Compare Life Insurance Policies
Get started today and compare over 37 life insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved