Compare over 20 mortgage insurance policies in as little as 5 minutes.
With PolicyHub you get to compare over 20 mortgage insurance policy providers in as little as 5 minutes. Save time. Save big. Get started now.
Compare over 20 top providers in Dent, OH
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 20 policy provider comparison.
Explore multiple Dent, OH policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right mortgage insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 rates just released!
Get the latest mortgage insurance rates for 2024 and lock in your policy today! Get started comparing policies today.
Get the perfect plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect mortgage insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans with a pro.
Discuss your options with a licensed insurance agent. Compare different plans to find the best policy with the cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect mortgage insurance policy for you and your family.
"I lost hope trying to find a mortgage insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Mortgage insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right mortgage insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A mortgage insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a mortgage insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 5 minutes.
With PolicyHub getting started is easy. Compare all the rates from all the providers. Get started in under 5 minutes.
All your mortgage insurance needs in one place.
Private Mortgage Insurance (PMI)
PMI is your solution for buying a home with less than 20% down. It protects your lender, but also enables you to own a home sooner with less upfront cash. It's added seamlessly to your monthly mortgage payments.
FHA Mortgage Insurance Premium (MIP)
FHA's MIP is ideal for those with less-than-perfect credit scores. With an upfront premium and a smaller annual premium, MIP makes homeownership more attainable for a broad range of buyers.
USDA Mortgage Insurance
USDA Mortgage Insurance is tailored for rural homebuyers. With a manageable upfront guarantee fee and a low annual fee, it's a cost-effective way to secure your countryside dream home.
VA Funding Fee
The VA Funding Fee, unique to VA home loans, is a one-time fee that helps sustain the VA loan program for future generations of military homeowners. Depending on your service history, you may even be exempt.
"Highly HIGHLY recommend PolicyHub if you need mortage insurance. They saved me sooo much time and money on my policy, it's nuts. Comparing all the providers at once is a game changer."
Chris Stephens
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price.
Save time and get the best policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 5 Minutes | ||||
Decades of Experience | ||||
Compare 20+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
"I knew I needed mortgage insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Frequent Questions...
Mortgage insurance is an important factor to consider when buying a home in Dent, OH. It provides protection for both the buyer and the lender in case of unexpected circumstances resulting in financial hardship or if the borrower is unable to repay the loan. The insurance will cover a portion of the loan balance up to a certain dollar amount, allowing the lender to recoup its losses if a foreclosure is necessary.
How can I reduce my Dent mortgage insurance policy cost with a larger down payment?
Making a larger down payment is a great way to reduce your mortgage insurance cost. In Dent, OH, it is important to consider the type of loan you are obtaining. Generally speaking, the more money you have at closing, the lower your mortgage insurance cost will be or even potentially elimination of the cost. Make sure to consult with a Licensed Financial Adviser in Dent, OH to review current mortgage rates and products that can help you keep your closing costs low.
What are the benefits of having a private mortgage insurance policy Dent?
Private mortgage insurance (PMI) can provide numerous benefits to residents of Dent, OH. PMI can help those with a smaller down payment to qualify for a mortgage, making homeownership a possibility. PMI can also help reduce overall interest rates, making mortgages more affordable for Dent residents. Additionally, those who opt for PMI may be eligible for tax deductions, further reducing the cost. Ultimately, PMI is a great way for Dentians to make their dreams of owning a home a reality.
What are the benefits of FHA mortgage insurance near Dent?
Home buyers in Dent, OH, who use an FHA mortgage loan can benefit from having lower down payments, more lenient credit and income requirements, and more flexibility when it comes to seller contributions. With FHA mortgage insurance, home buyers can also receive assistance with closing costs, which can make the entire process more financially feasible. Additionally, borrowers can qualify for an FHA loan even if they are first-time home buyers, so they can enter the housing market in Dent with peace of mind.
What are the benefits of USDA insurance from Dent mortgage insurance companies?
Residents of Dent, OH seeking to purchase their first home should consider applying for a USDA mortgage insurance. This type of loan can provide several benefits that are specific to this area. For example, residents of Dent, OH can obtain 100% financing, have no minimum loan amount, and require no down payment or private mortgage insurance. Additionally, USDA mortgage insurance does not require a minimum credit score and has flexible qualifying criteria. With a USDA insured loan, residents of Dent, OH are likely to receive more favorable terms, making home ownership more attainable.
The VA funding fee for Dent, OH is calculated according to the Department of Veteran's Affairs loan guaranty program. This fee is based on the Veteran's status, the type of loan, and other factors. For Veterans who have not used their entitlement before, the fee is calculated based on the amount of the loan and may vary from 0.50% to 3.3% on a single family residence loan. This fee may be less for refinancing and additional loans for a Veteran who has already used their entitlement. For service member loans, the VA funding fee is generally 2.15%.
Can I negotiate the cost of my mortgage insurance in Dent?
In the city of Dent, OH, the cost of mortgage insurance cannot typically be negotiated. However, there are other routes to explore in order to save money. Homeowners should look into discount mortgage insurance plans, such as those backed by the Federal Housing Administration (FHA), which can save money on items like closing costs. Additionally, home buyers may be eligible for first-time homebuyer programs, allowing them to pay less in mortgage insurance premiums. Lastly, one might consider refinancing their mortgage, which can potentially result in lower overall monthly payments.
When does a Dent mortgage insurance policy go away?
In Dent, OH, mortgage insurance typically goes away when you have 22% equity in your home. This means that your loan-to-value ratio (LTV) is 78% or lower. The LTV is calculated by taking the total balance of all mortgages secured by your home and dividing that number by your home's appraised value. Once the LTV drops to the 78% or lower, you can contact your mortgage lender to inquire about canceling your mortgage insurance policy. Additionally, some lenders will automatically remove the policy when the LTV reaches the 78% or lower threshold.
What factors are considered when calculating mortgage insurance for a Dent mortgage insurance company?
When calculating mortgage insurance in Dent, OH, the main factors that are considered include credit score, loan amount, loan-to-value ratio, and type of loan. It's important for local residents to know that their credit score is the first step to determine the best rates when calculating mortgage insurance, and is also a major factor for lenders. Loan amount, loan-to-value ratio, and type of loan are all important in determining the amount of insurance premiums necessary.
Are there alternatives to mortgage insurance companies in Dent?
In Dent, OH, there are alternatives to mortgage insurance that provide similar protections for homeowners. To begin, individuals may consider obtaining a survey of their property to ensure the accuracy of their title insurance policy. They may also research the option of a Homeowner's Association to pool resources between residents to cover potential liability claims or damages. Additionally, securing additional homeowners insurance will provide additional coverage in the event of damage or property loss.
Compare Life Insurance Policies
Get started today and compare over 37 life insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved