Compare over 20 mortgage insurance policies in as little as 5 minutes.
With PolicyHub you get to compare over 20 mortgage insurance policy providers in as little as 5 minutes. Save time. Save big. Get started now.
Compare over 20 top providers in Greendale, WI
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 20 policy provider comparison.
Explore multiple Greendale, WI policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right mortgage insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 rates just released!
Get the latest mortgage insurance rates for 2024 and lock in your policy today! Get started comparing policies today.
Get the perfect plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect mortgage insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans with a pro.
Discuss your options with a licensed insurance agent. Compare different plans to find the best policy with the cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect mortgage insurance policy for you and your family.
"I lost hope trying to find a mortgage insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Mortgage insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right mortgage insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A mortgage insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a mortgage insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 5 minutes.
With PolicyHub getting started is easy. Compare all the rates from all the providers. Get started in under 5 minutes.
All your mortgage insurance needs in one place.
Private Mortgage Insurance (PMI)
PMI is your solution for buying a home with less than 20% down. It protects your lender, but also enables you to own a home sooner with less upfront cash. It's added seamlessly to your monthly mortgage payments.
FHA Mortgage Insurance Premium (MIP)
FHA's MIP is ideal for those with less-than-perfect credit scores. With an upfront premium and a smaller annual premium, MIP makes homeownership more attainable for a broad range of buyers.
USDA Mortgage Insurance
USDA Mortgage Insurance is tailored for rural homebuyers. With a manageable upfront guarantee fee and a low annual fee, it's a cost-effective way to secure your countryside dream home.
VA Funding Fee
The VA Funding Fee, unique to VA home loans, is a one-time fee that helps sustain the VA loan program for future generations of military homeowners. Depending on your service history, you may even be exempt.
"Highly HIGHLY recommend PolicyHub if you need mortage insurance. They saved me sooo much time and money on my policy, it's nuts. Comparing all the providers at once is a game changer."
Chris Stephens
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price.
Save time and get the best policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 5 Minutes | ||||
Decades of Experience | ||||
Compare 20+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
"I knew I needed mortgage insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Frequent Questions...
Mortgage insurance works by reducing the financial risks associated with purchasing a home in Greendale, WI. Mortgage insurance can provide additional protection for lenders against losses incurred when a borrower defaults on their loan. With mortgage insurance, lenders can feel more assured that they won't suffer any major financial losses if the borrower fails to make their monthly payments. If the borrower ultimately defaults, the insurance company will help the lender recover at least some of the money they loaned out.
Can I avoid a Greendale mortgage insurance policy with a larger down payment?
In Greendale, WI, having a larger down payment can certainly help you to avoid mortgage insurance. A higher down payment could also potentially lead to a lower mortgage rate or improved terms, depending upon your lenders' requirements. By taking advantage of things like Federal Housing Administration loans or strategies like piggyback loans, you may be able to get the mortgage you need without putting yourself in a situation where you have to pay for mortgage insurance. Consult your lender to work out the best possible solution for your situation.
Who is eligible for a private mortgage insurance policy Greendale?
Anyone who is a resident of Greendale, WI, looking to secure a mortgage loan from a participating lender is eligible to apply for private mortgage insurance. PMI helps protect the lender who is financing the loan if the borrower is unable to make payments. Depending on around the type of loan, credit score and the amount of the down payment, an individual may be required to purchase PMI in order to qualify for the loan. PMI is a common expense associated with mortgages and can be added to the loan amount or paid for by the borrower from a lump-sum or monthly installment.
What are the benefits of FHA mortgage insurance near Greendale?
Living in Greendale, WI, FHA mortgage insurance provides a variety of benefits including competitive interest rates, flexible qualifications for borrowers, and more lenient credit score requirements. Furthermore, the FHA mortgage insurance program allows for lower down payments than conventional loans, enabling homebuyers to access homeownership with less financial burden. Additionally, FHA mortgage insurance protects lenders in the event of a borrower default, meaning buyers can benefit from more lenient credit requirements. Lastly, FHA mortgage insurance often comes with a lower monthly mortgage payment than conventional loans, giving buyers more financial freedom each month.
Who is eligible for USDA insurance from Greendale mortgage insurance companies?
In Greendale, WI, anyone with an income within the limits set by the USDA can apply to get a mortgage insured by the USDA. To be eligible, applicants must have a satisfactory credit history and must be U.S. citizens or have permanent residency. In addition, applicants must show that they are unable to obtain credit elsewhere, have an income low enough to qualify, and meet other requirements set by the USDA. Certain significant property features must also be met in order for a property to be approved for a USDA mortgage.
In Greendale, Wisconsin, the VA funding fee applies when purchasing a home with a VA loan. This fee is a one-time, percentage-based fee that VA lenders use to fund VA loans. For a home purchase in Greendale, the VA funding fee would typically be around two and a half percent of the loan amount. The amount of the VA funding fee can vary depending on whether the veteran has used a VA loan in the past and the type and amount of down payment on the loan.
Can I negotiate the cost of my mortgage insurance in Greendale?
In most cases, yes, you can negotiate the cost of your mortgage insurance in Greendale, WI. This is because your lender is often open to discussing the terms and conditions of your insurance coverage, but that does not mean they will always approve a lower cost. It's wise to shop around to get the best rate and then discuss it with your lender. Talk to other reputable insurance companies, as well as lenders, to compare their coverage and pricing. Your lender may be open to negotiating the cost if they believe the coverage package offered is as beneficial as another one.
When does a Greendale mortgage insurance policy go away?
In Greendale, WI, mortgage insurance typically goes away when the principal balance of the loan drops to 78% of the original value of the property, or when the homeowner has paid for at least 11 years of the mortgage term. The principal balance may be reduced either by amortizing the loan or by increasing the value of the home through new improvements or rising property values in the area. It's also possible for the homeowner to request a cancellation for mortgage insurance after meeting the 78% rule.
Can my Greendale mortgage insurance company help me calculate my mortgage insurance cost?
In Greendale, WI, there are a variety of options available to calculate mortgage insurance. Your lender is an excellent resource to help you get started. They can help you with understanding your credit score and other financial information that is necessary for calculating an accurate mortgage insurance rate. If you need more comprehensive assistance, there are a variety of online resources or independent mortgage insurance companies that specialize in helping customers in the Greendale area. The best approach is to get informed and shop around to find the right solution for you.
Are there alternatives to mortgage insurance companies in Greendale?
In Greendale, WI there are multiple alternatives to traditional mortgage insurance. One option includes having cash reserves available to pay the down payment in full. Additionally, you can piggyback two loans so that you put a smaller amount down. Also, if you are a veteran, you may qualify for VA loans that do not require mortgage insurance at all. A VA loan gives veterans access to affordable financing with low or no down payment and no need for mortgage insurance. Additionally, you could look into FHA loans if you are a first time home buyer.
Compare Life Insurance Policies
Get started today and compare over 37 life insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved