Compare over 37 Term Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Anthem, AZ Term Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Term Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Term Life Insurance rates just released!
Get the latest Term Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Term Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Term Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Term Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Term Life Insurance rates from all the providers in Anthem, AZ. Get started in under 15 minutes.
All your Term Life Insurance needs in one place.
Term life insurance is a type of life insurance that provides coverage for a specific period of time or "term". If the policyholder dies within the term, the death benefit will be paid out to the beneficiaries. However, if the policyholder outlives the term, the policy will either end or renew for a new term. It's typically less expensive than permanent life insurance.
Level term life insurance offers steady premium payments and death benefits throughout the policy term, ideal for those desiring long-term financial stability. Decreasing term life insurance, with a gradually reducing death benefit but consistent premiums, suits individuals with decreasing financial responsibilities over time.
Increasing term life insurance provides a rising death benefit while keeping premiums typically constant, appropriate for those foreseeing growing financial needs. Renewable term life insurance allows for policy extension after the term expires without a new health exam, suitable for those expecting prolonged need for coverage, albeit with potentially higher premiums.
Save time and get the best Term Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Term Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Term Life Insurance agent.
Roy Stephens
term life insurance agent
Roy Stephens is a licensed term life insurance agent licensed in your state.
Mark Sidway
term life insurance agent
Mark Sidway is a licensed term life insurance agent licensed in your state.
Cale Reeves
term life insurance agent
Cale Reeves is a licensed term life insurance agent licensed in your state.
"I was searching for Term Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Term Life Insurance in Anthem, AZ.
Frequent Questions...
The primary purpose of term life insurance in the Anthem, AZ area is to provide your loved ones with financial security in the event of one's death or illness. This type of life insurance provides cash to help replace lost income, cover everyday living expenses, and pay off debts. It can also help ensure that final expenses, such as funeral costs, are taken care of. Term life insurance in Anthem, AZ is designed to provide protection for a set amount of time, usually lasting 10, 20, or 30 years, depending on the policy.
Comparing term life insurance quotes in Anthem with whole life: What's the difference?
Term life insurance provides coverage for a set period of time, such as 10 or 20 years. When that time expires, the premium no longer needs to be paid, and the coverage ends. Whole life insurance provides lifelong coverage and locked-in premiums, allowing them to build cash value that can be tapped by the policyholder.
Are there age limits for a term life insurance policy Anthem?
At Anthem, AZ, applicants must be at least 18 years old to be eligible to purchase term life insurance. Everyone over 18 who meets the eligibility requirements for a policy, including providing evidence of insurability such as a medical examination, can purchase term life insurance. Generally, there are no caps on maximum age for purchasing term life insurance; however, policies do have an expiration date based on the length of the term and any additional coverage that may be added on to a policy.
What payment options are available for term life insurance near Anthem?
Anthem, AZ offers its customers a variety of payment frequency options for premiums. You can choose to pay monthly, quarterly, semi-annually, or annually. Additionally, you have the flexibility to pay in several ways, including automated bank payments, credit cards, debit cards, and paper checks. Whichever option works best for you, all payment methods are secure and have competitive rates. We hope that you feel fully supported in your decision-making process and are able to find the most suitable payment frequency for your Anthem, AZ premium.
How does my health affect my term life insurance quote Anthem?
Living in Anthem, AZ can impact your term life insurance rates. Generally speaking, healthy individuals with healthier lifestyles—such as not smoking, no major illnesses, exercising regularly, and maintaining a healthy weight—will receive lower rates compared to those with higher risk factors, such as tobacco usage, an existing major medical condition, or poor diet. Therefore, it is important to keep yourself healthy and aware of any lifestyle changes since certain activities and behaviors can lead to increased risk, resulting in higher insurance costs.
In Anthem, AZ, a secondary beneficiary is a person who stands to receive benefits in the event of a primary beneficiary's death or incapacitation. This protection applies if the primary beneficiary is the owner of a life, disability, retirement or other insurance policy. All insurers in Anthem, AZ require the primary policy holder to assign a secondary beneficiary when creating a policy. The assigned secondary beneficiary will receive the same benefits as the primary beneficiary and will be eligible to collect the policy proceeds in the event of the policy holder's death or incapacitation.
Are death benefits from term life insurance policies near Anthem taxable?
In Anthem, AZ, death benefits are generally not taxable, however, depending on the type of death benefit, certain exceptions may apply. If the death benefit comes from an employer-sponsored life insurance plan, such as the one offered by Anthem, AZ, then the death benefit is typically free from taxation. Also, if the death benefit is received from an annuity, retirement plan, or other type of tax-advantaged account, the beneficiary may not be responsible for paying taxes on the death benefit.
Is there a waiver of premium rider for term life insurance in Anthem?
Yes, Anthem, AZ offers a waiver of premium rider as part of its life insurance policies. This rider waives premium payments if an individual becomes disabled and is unable to make payments due to that disability. It can provide valuable financial protection for those who become disabled, enabling them to retain their life insurance coverage despite their inability to make payments. Anthem also provides several other riders, such as critical illness, long-term care, and living benefits, to further provide individuals with additional protection.
Is a joint Anthem term life insurance policy available for couples?
Yes, you can purchase a joint term life insurance policy with your spouse in Anthem, AZ. The policy allows you to combine coverage with your partner, allowing for a larger pay-out should the policy holder pass away. With Anthem, AZ life insurance plans, you have the option of customizing the coverage amounts and lengths of the terms, providing couples with the perfect protection and financial security for their future. Additionally, Anthem, AZ offers the option of convertible policies, allowing policy holders to adjust their coverage as their needs and circumstances change.
How do I apply with a Anthem term life insurance company?
Anthem, AZ residents looking to apply for term life insurance should contact an Anthem-based life insurance agent directly to discuss their specific needs and plan options. The process of applying typically consists of a few steps. The first step is to complete an application and submit it, along with any necessary supporting documentation. Next, there is an underwriting stage in which the applicant's medical history, life insurance needs, and finances are reviewed. If the application is approved, the chosen policy can then be secured at the insurer's best available rate.
Compare Anthem, AZ Term Life Insurance Policies
Get started today and compare over 37 Term Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved