Compare over 37 Term Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Lansdale, PA Term Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Term Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Term Life Insurance rates just released!
Get the latest Term Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Term Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Term Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Term Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Term Life Insurance rates from all the providers in Lansdale, PA. Get started in under 15 minutes.
All your Term Life Insurance needs in one place.
Term life insurance is a type of life insurance that provides coverage for a specific period of time or "term". If the policyholder dies within the term, the death benefit will be paid out to the beneficiaries. However, if the policyholder outlives the term, the policy will either end or renew for a new term. It's typically less expensive than permanent life insurance.
Level term life insurance offers steady premium payments and death benefits throughout the policy term, ideal for those desiring long-term financial stability. Decreasing term life insurance, with a gradually reducing death benefit but consistent premiums, suits individuals with decreasing financial responsibilities over time.
Increasing term life insurance provides a rising death benefit while keeping premiums typically constant, appropriate for those foreseeing growing financial needs. Renewable term life insurance allows for policy extension after the term expires without a new health exam, suitable for those expecting prolonged need for coverage, albeit with potentially higher premiums.
Save time and get the best Term Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Term Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Term Life Insurance agent.
Roy Stephens
term life insurance agent
Roy Stephens is a licensed term life insurance agent licensed in your state.
Mark Sidway
term life insurance agent
Mark Sidway is a licensed term life insurance agent licensed in your state.
Cale Reeves
term life insurance agent
Cale Reeves is a licensed term life insurance agent licensed in your state.
"I was searching for Term Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Term Life Insurance in Lansdale, PA.
Frequent Questions...
The primary purpose of a term life insurance policy in Lansdale, PA is to provide a financial legacy for your family by guaranteeing a death benefit if the policyholder passes away before the expiration of the policy. This benefit can help minimize financial stress during a difficult time and help offset the costs associated with funeral, burial, and other survivor expenses. It also functions as a safety net in case of any other unexpected costs associated with the policyholder's death.
Comparing term life insurance quotes in Lansdale with whole life: What's the difference?
Term life insurance in Lansdale, PA is often the most affordable and cost-effective option as the policyholder is only covered for a certain period of time. Whole life insurance is a longer, more expanded option that will protect policyholders for their entire lifetime, as long as their premiums are paid. Whole life insurance also accumulates cash value that the policyholder can leverage over time. Additionally, term life policies are convertible into whole life policies, making it a fairly versatile option.
Are there age limits for a term life insurance policy Lansdale?
In Lansdale, PA, the legal age for buying a term life insurance policy is 18 years old. However, some insurance companies in Lansdale, PA may have minimum age requirements that are higher than the legal age. It is best to contact your chosen insurance company to find out if they have any age restrictions for buying a term life insurance policy. Additionally, many insurers in Lansdale, PA also have maximum age restrictions in place. This means that even if you are over 18, you may not qualify for the policy due to age limitations.
Do premiums with term life insurance near Lansdale increase with age?
As you age, the chances of experiencing costly medical issues increases, which can result in higher premiums for health insurance coverage. Knowing this, many providers in the Lansdale, PA area are designing policy packages that are still affordable and increasingly tailored to accommodate those who are aging. There are also preventive health options to maintain good health as you age, which can help you get more affordable premiums by preventing costly medical care. To learn more about the coverage options available to you, contact a local provider who can provide tailored insurance plans suited to your individual circumstances.
How does my health affect my term life insurance quote Lansdale?
Your overall health plays a major role in determining your life insurance rates in Lansdale, PA. Generally, the healthier you are, the more advantageous your insurance rates will be. For example, if you have healthy habits such as regular exercise and avoiding smoking and excessive drinking, you can potentially lower your life insurance premiums. In addition, potential medical conditions, such as diabetes or high blood pressure, could impact your life insurance rates in a negative way. Ultimately, your life insurance provider in Lansdale, PA will review your overall health profile and provide you with the best possible rates accordingly.
If your nominated beneficiary passes away before you in Lansdale, PA, it is important to remember that any assets or benefits that were to be paid to them would now need to be reallocated. Depending on the policy, the money may be provided to the estate of the deceased beneficiary, or, if applicable, reallocated per the direction of your will. It is important to review how your policy will be handled if a designated beneficiary passes away and ensure that the direction provided by the policy is updated if it is no longer accurate.
How quickly are benefits paid out with term life insurance policies near Lansdale?
This depends on the type of payout the beneficiary is expecting. In Lansdale, Pennsylvania, generally when a beneficiary requests an immediate payment, they are paid within three business days. More complicated requests, such as a court-ordered funds distribution, will take longer and may require additional time for paperwork to be processed and reviewed. The length of time it will take to receive a payout in a case like this really just depends on the specific requirements of the situation.
Can I add a child rider to term life insurance in Lansdale?
Yes, you can add a child rider to your policy if you live in Lansdale, PA. Our experienced agents are here to help guide you, so you can choose whether this rider is the right fit for your needs. This child rider is available to cover your children from birth up to age 25 while they are away at college. With this rider, you can provide additional coverage for your college-enrolled children while still ensuring their general medical expenses are taken care of when they are in college. Reach out today to learn more about how a child rider can help secure your family's financial wellbeing.
How does a Lansdale term life insurance policy differ from AD&D?
Term life insurance is a flexible type of coverage meant to meet one's individual needs. It provides a predetermined amount of coverage for a specified period of time, such as 10, 20, or 30 years. If the policyholder dies during the coverage period, their beneficiaries will receive the proceeds. In contrast, Accidental Death & Dismemberment or AD&D insurance is a type of supplemental coverage that pays benefits to the policyholder's beneficiary in the event of accidental death or dismemberment caused by a covered event.
How do I apply with a Lansdale term life insurance company?
In order to apply for term life insurance in Lansdale, PA, individuals should start by comparing plans from multiple insurance companies to find the best policy that fits their needs. It's recommended to work with an independent insurance agent in the area that can guide you through the process and help select the right policy. Typically, an application will need to be filled out which may include medical questions and other details related to the policy. After the application is submitted, the insurance company may require an exam or additional documents prior to issuing the policy. Once everything is verified and approved, the policy will go into effect.
Compare Lansdale, PA Term Life Insurance Policies
Get started today and compare over 37 Term Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved