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Compare over 37 Term Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Lexington, SC Term Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Over 37 policy provider comparison.
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Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Term Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
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Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
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"I lost hope trying to find a Term Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Term Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Term Life Insurance rates from all the providers in Lexington, SC. Get started in under 15 minutes.
All your Term Life Insurance needs in one place.
Term life insurance is a type of life insurance that provides coverage for a specific period of time or "term". If the policyholder dies within the term, the death benefit will be paid out to the beneficiaries. However, if the policyholder outlives the term, the policy will either end or renew for a new term. It's typically less expensive than permanent life insurance.
Level term life insurance offers steady premium payments and death benefits throughout the policy term, ideal for those desiring long-term financial stability. Decreasing term life insurance, with a gradually reducing death benefit but consistent premiums, suits individuals with decreasing financial responsibilities over time.
Increasing term life insurance provides a rising death benefit while keeping premiums typically constant, appropriate for those foreseeing growing financial needs. Renewable term life insurance allows for policy extension after the term expires without a new health exam, suitable for those expecting prolonged need for coverage, albeit with potentially higher premiums.
Save time and get the best Term Life Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Term Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Term Life Insurance agent.
Roy Stephens
term life insurance agent
Roy Stephens is a licensed term life insurance agent licensed in your state.
Mark Sidway
term life insurance agent
Mark Sidway is a licensed term life insurance agent licensed in your state.
Cale Reeves
term life insurance agent
Cale Reeves is a licensed term life insurance agent licensed in your state.
"I was searching for Term Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Term Life Insurance in Lexington, SC.
Frequent Questions...
Term life insurance in Lexington, SC is a type of life insurance that provides coverage for an agreed-upon period of time, typically 10, 20, or 30 years. This type of policy is ideal for those seeking short-term life insurance coverage with a level death benefit, meaning the payout remains the same throughout the term. For Lexington residents, term life insurance can offer protection during a life stage like having young children to support or providing a financial cushion during a large purchase like a mortgage. Plus, premiums are generally affordable compared to permanent life insurance options like whole life.
Which is more cost-effective: term life insurance quotes in Lexington or whole life insurance?
In general, term life insurance is more affordable for coverage in Lexington, SC because it has lower premiums than whole life insurance. Term life insurance is designed to provide coverage for a specific period of time such as 5 years, 10 years, 15 years, etc. Whole life insurance is a policy that builds equity and the premiums usually remain the same throughout the life of the policy. A financial professional in Lexington can help you determine which choice is best for your specific needs and budget.
How do beneficiaries claim death benefits with a term life insurance policy Lexington?
In Lexington, SC, the death benefit works to provide protection for loved ones of deceased policyholders. Life insurance companies in Lexington, SC typically offer death benefits as a fixed lump-sum payment to the named beneficiaries of the policy at the time of the policyholder's death. Most policies will pay out the death benefit regardless of other income or assets the deceased may have had. The death benefit can be used to cover funeral costs, provide an income to replace the loss of the deceased's income, pay off debts or mortgages, or be used for any other purpose the beneficiaries deem necessary.
What payment options are available for term life insurance near Lexington?
In Lexington, SC, we offer various payment frequencies for premiums. You can choose from one-time payments, monthly payments, quarterly payments, semi-annual payments, or annual payments. You can visit our office to learn about the range of payment plans we offer, or you can make payments online through our website. Our customer service representatives are available to answer any questions you may have about payment options.
With a term life insurance quote Lexington, does it cover accidental deaths?
In Lexington, SC Term Life Insurance will most typically cover accidental deaths with an Accidental Death and Dismemberment benefit rider added to the policy. Depending on the plan and provider, you can get up to $250,000 of extra coverage for accidental death, plus additional benefits for other accidental injuries. Check with your policy provider to see which additional riders are available and determine the best term life policy for your needs.
Yes, you can indeed have multiple beneficiaries in Lexington, SC! The process is easy to start and can offer multiple advantages for those setting up a will or estate plan. Creating multiple beneficiaries can provide greater flexibility to ensure family members, heirs, charities, and other organizations are treated according to one's wishes. Additionally, being able to identify multiple beneficiaries in Lexington, SC can help make sure that your assets and wishes are distributed efficiently. It may even save on time and unnecessary fees! To begin the process, speak with a qualified attorney to learn more and review your options.
How are death benefits paid out in term life insurance policies near Lexington?
Death benefits from term life insurance in Lexington, SC are paid out to the beneficiaries named by the policyholder. The insurance company will typically review the claim, verify the death of the policyholder, and then pay out the death benefit as a lump-sum payment. Beneficiaries should contact the insurance company to find out any additional protocol that needs to be followed when seeking payment of a death benefit.
Why consider an accelerated death benefit rider in term life insurance in Lexington?
In Lexington, SC, an accelerated death benefit rider on a life insurance policy offers considerable financial protection for policyholders and their families. By providing immediate access to the death benefit in the event of a terminal or chronic illness, those affected by a catastrophic event can secure necessary cash for medical expenses or other costs associated with end-of-life care. Additionally, the reduced cost of securing an accelerated death benefit rider has the added benefit of decreasing the overall cost of the life insurance policy.
Group vs. individual Lexington term life insurance policy: What's the difference?
Group term life insurance through work in Lexington, SC can provide options that individual policies can't, such as more comprehensive coverage for family members. Depending on the employer, employees in Lexington, SC also may pay lesser premiums and have access to a larger life insurance death benefit. When you opt-in for a group term life insurance plan through work in Lexington, SC, the policy is guaranteed-issue (meaning no health screening is necessary) and doesn't require you to pay any administrative fees like an individual plan may.
How can I compare quotes with a Lexington term life insurance company?
Comparing term life insurance quotes in Lexington, SC is an easy process. The best way to begin is to reach out to a licensed local life insurance provider who can help you review different policies and their features to determine which one meets your individual needs. You can also use online tools to compare different quotes and coverage levels from a variety of insurers to find the best one for you. Furthermore, many of the leading online life insurance comparison websites let you sort coverage levels and premiums by area. This helps you find the most competitive life insurance quotes for the coverage you need in Lexington, SC.
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