Compare over 37 Term Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Pasadena, CA Term Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Term Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Term Life Insurance rates just released!
Get the latest Term Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Term Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Term Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Term Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Term Life Insurance rates from all the providers in Pasadena, CA. Get started in under 15 minutes.
All your Term Life Insurance needs in one place.
Term life insurance is a type of life insurance that provides coverage for a specific period of time or "term". If the policyholder dies within the term, the death benefit will be paid out to the beneficiaries. However, if the policyholder outlives the term, the policy will either end or renew for a new term. It's typically less expensive than permanent life insurance.
Level term life insurance offers steady premium payments and death benefits throughout the policy term, ideal for those desiring long-term financial stability. Decreasing term life insurance, with a gradually reducing death benefit but consistent premiums, suits individuals with decreasing financial responsibilities over time.
Increasing term life insurance provides a rising death benefit while keeping premiums typically constant, appropriate for those foreseeing growing financial needs. Renewable term life insurance allows for policy extension after the term expires without a new health exam, suitable for those expecting prolonged need for coverage, albeit with potentially higher premiums.
Save time and get the best Term Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Term Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Term Life Insurance agent.
Roy Stephens
term life insurance agent
Roy Stephens is a licensed term life insurance agent licensed in your state.
Mark Sidway
term life insurance agent
Mark Sidway is a licensed term life insurance agent licensed in your state.
Cale Reeves
term life insurance agent
Cale Reeves is a licensed term life insurance agent licensed in your state.
"I was searching for Term Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Term Life Insurance in Pasadena, CA.
Frequent Questions...
Term life insurance is ideal for Pasadena residents who want to provide financial protection to their families if they were to pass away suddenly. Given that no one can predict the future, term life insurance is a great option to help provide peace of mind and protection in the event the unexpected happens, allowing family members to remain financially secure in difficult times. Term life insurance is particularly beneficial for younger individuals, families, and even those nearing retirement age who are still raising their children.
Why choose term life insurance quotes in Pasadena over permanent options?
People in Pasadena, CA may choose term life insurance over permanent types for various reasons including cost and flexibility. A term life insurance policy is typically more affordable than that of a permanent policy since it is only for a specific amount of time. Additionally, flexibility is often a bonus with term life insurance since it allows the insured to choose the length they wish to be insured for depending on their needs. So, if a person's income goal is met or changed in the future, they can adjust their term life insurance.
With a term life insurance policy Pasadena, can I adjust my coverage mid-term?
Yes, you can change the amount of coverage during the term of coverage here in Pasadena, but it may depend on your specific insurance provider and policy type. Typically, you can increase or decrease the coverage during the policy term. However, if you decide to increase the coverage, the premium for the additional coverage will likely be based on the current premiums for the type of coverage you are adding. In some cases if you decide to decrease the coverage and it is allowed by your insurance provider, it may result in a proportional decrease in premium.
What payment options are available for term life insurance near Pasadena?
Our premiums in Pasadena, CA can be billed on an annual, semi-annual, quarterly or monthly basis, depending on your needs. We offer the flexibility of selecting a payment schedule that suits your budget and preference best. You have the option to pay your premiums on an annual basis, which can lower the cost of the overall premium. Alternatively, paying your premiums on a semi-annual, quarterly or monthly basis can spread the cost over a longer period of time and provide added convenience.
Can smokers get a term life insurance quote Pasadena?
Yes, you can still obtain term life insurance if you are a smoker in Pasadena, California. At PolicyPal, we offer life insurance policies to people of all smoking status. Our competitive and customizable term life insurance policies provide financial protection and peace of mind for individuals in Pasadena, regardless of their smoking status. We also provide helpful tools for determining the right amount of coverage according to your needs and goals. We make it easy for you to get the quality and affordable coverage you need.
If your nominated beneficiary passes away before you in Pasadena, California, there are two common options you can choose from. First, you can choose to designate another beneficiary or create a trust. Second, California state law determines who will receive the assets in the event that no beneficiary is named. Depending on the type of beneficiary, specifically a revocable trust, you may be able to make changes to the beneficiaries as often as desired. It's important to remember that if your nominated beneficiary passes away before you, your estate plan may need to be updated to reflect your current wishes.
How quickly are benefits paid out with term life insurance policies near Pasadena?
The length of time it takes for beneficiaries to receive their payout in Pasadena, California can vary depending on the payout option chosen. Typically, electronic payments are the quickest and most convenient way to transfer funds as these will typically be processed within a few days. Paper checks sent by mail can take a week or longer depending on the mail service. It is always a good idea to check with the fiancial institution to find out the estimated turnaround time for the selected payout method.
Why consider an accelerated death benefit rider in term life insurance in Pasadena?
An accelerated death benefit rider in Pasadena, CA offers a unique advantage to a policyholder: the financial assurance that they and their family will have access to the life insurance proceeds while alive, allowing them to cover medical costs or everyday expenses. This benefit can be particular important in cities with high, often prohibitively so, costs of living like that of Pasadena, CA, allowing policyholders to better ensure their family's financial future. The accelerated death benefit rider can give policyholders financial flexibility and peace of mind, no matter their circumstances.
How does a Pasadena term life insurance policy differ from AD&D?
Term life insurance and AD&D (Accidental Death and Dismemberment) are two different types of life insurance products that offer different types of coverage. Term life insurance is a type of life insurance policy with a limited lifespan that pays out if the insured person dies within the set time period. AD&D pays out if the insured individual dies or is dismembered through an accident or violent act. In Pasadena, California people can purchase both term life and AD&D policies, and it is important to understand the differences between the two in order to make an informed choice.
How do I check the legitimacy of a Pasadena term life insurance company?
To verify the credibility of a term life insurance provider in Pasadena, California, you can contact the California Department of Insurance to determine if the provider has a valid license. Additionally, you can review consumer and industry reports from trusted sources and read customer reviews. There are also online lists of the top life insurance providers in California that can provide helpful information. Researching each companyโs history, reputation, customer service, and rating is a great tool to determine if a provider is credible.
Compare Pasadena, CA Term Life Insurance Policies
Get started today and compare over 37 Term Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved