Compare over 37 Term Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Tampa, FL Term Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Term Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Term Life Insurance rates just released!
Get the latest Term Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Term Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Term Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Term Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Term Life Insurance rates from all the providers in Tampa, FL. Get started in under 15 minutes.
All your Term Life Insurance needs in one place.
Term life insurance is a type of life insurance that provides coverage for a specific period of time or "term". If the policyholder dies within the term, the death benefit will be paid out to the beneficiaries. However, if the policyholder outlives the term, the policy will either end or renew for a new term. It's typically less expensive than permanent life insurance.
Level term life insurance offers steady premium payments and death benefits throughout the policy term, ideal for those desiring long-term financial stability. Decreasing term life insurance, with a gradually reducing death benefit but consistent premiums, suits individuals with decreasing financial responsibilities over time.
Increasing term life insurance provides a rising death benefit while keeping premiums typically constant, appropriate for those foreseeing growing financial needs. Renewable term life insurance allows for policy extension after the term expires without a new health exam, suitable for those expecting prolonged need for coverage, albeit with potentially higher premiums.
Save time and get the best Term Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Term Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Term Life Insurance agent.
Roy Stephens
term life insurance agent
Roy Stephens is a licensed term life insurance agent licensed in your state.
Mark Sidway
term life insurance agent
Mark Sidway is a licensed term life insurance agent licensed in your state.
Cale Reeves
term life insurance agent
Cale Reeves is a licensed term life insurance agent licensed in your state.
"I was searching for Term Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Term Life Insurance in Tampa, FL.
Frequent Questions...
In Tampa, life insurance policies differ in terms of coverage, premiums, and providers. Life insurance policies provide financial security for loved ones in the unfortunate event of your death, which is why it's important to research all the options when considering a policy. Insurance in Florida is also very different from other states and offers several specialized policies specific to the area. For example, in Tampa, you can find policies that protect against hurricanes, flooding, and sinkhole damage. In addition, many life insurance companies offer special rates for Floridians who qualify.
How do I switch from term life insurance quotes in Tampa to whole life?
If you're located in the Tampa, FL area and you're considering switching from term to whole life insurance, you can explore options with a local insurance agent. They can provide detailed information about different forms of life insurance and help you evaluate the coverage that best meets your needs. In addition, they will be able to provide guidance on any potential tax implications that may come with switching, as well as inform you of any changes you may need to make to other investments or financial arrangements.
Are there age limits for a term life insurance policy Tampa?
Yes, most insurance companies in Tampa, FL have a minimum age requirement for buying term life insurance. Generally speaking, you need to be between 18 and 65 years of age in order to purchase a policy. It is important to check with your insurance company to ensure that you meet their age requirements. There are rules that vary from company to company, so it's best to confirm the age guidelines with your agent prior to purchase.
What payment options are available for term life insurance near Tampa?
In Tampa, FL, policyholders can choose from a variety of payment frequencies for premiums. Customers can select the frequency that best fits their budget whether that's on an annual basis, semi-annually, quarterly, or even monthly. The payment frequency must meet the policy requirements, so be sure to double-check with your agent. Additionally, many insurers may offer discounts for customers paying the full year’s premiums up front. Talk to your agent and find the right payment frequency that fits your needs!
Does a term life insurance quote Tampa cover deaths from extreme sports?
Term life insurance in Tampa, FL typically provides coverage for deaths due to extreme sports or dangerous activities, among other causes. However, this may vary from provider to provider, and it is important to read the full terms and conditions of each policy to better understand what is and is not covered. In some cases, it may be necessary to purchase additional coverage to have specific risks covered by an insurance policy. It is worth considering to ensure you and your loved ones are fully protected.
Yes, you can change your beneficiary in Tampa, FL. You will need to contact your financial institution and provide the correct paperwork to make the change. Depending on the type of policy you have, you may need to provide additional documentation regarding the beneficiary, such as a copy of the individual's driver's license or social security number. The process of changing a beneficiary may take several days or weeks, depending on the institution you are working with. Also, if you have a life insurance policy that is tied to an account, you may need to provide additional documentation to make sure the change is accurate.
How quickly are benefits paid out with term life insurance policies near Tampa?
In Tampa, FL, the turnaround time for a payout to beneficiaries can vary. Generally, if the necessary paperwork and financial instruments are in order, payments can be processed within 7-14 business days. Where payouts involve estate settlements, various additional steps may be necessary to ensure all requirements are met, resulting in a longer processing time. It's important to confirm with the appropriate authorities that all documents and details are complete in order to ensure a timely payout.
Why consider an accelerated death benefit rider in term life insurance in Tampa?
One major advantage to having an accelerated death benefit rider in Tampa, FL is the financial and emotional stability it can bring to loved ones in the event of an unexpected death. This rider allows individuals to access the death benefit portion of their life insurance policy early, providing money to cover last medical expenses, funeral costs, and any other related expenses. People in the Tampa area can rest assured that their families are taken care of and the peace of mind this offers can be immeasurable. An accelerated death benefit rider can help ease the financial burden that a family can experience during a difficult time.
How does a Tampa term life insurance policy differ from AD&D?
Term life insurance in Tampa, FL provides coverage for a specific period of time, such as ten or twenty years. In the event of the insured’s death before the policy expires, the insurer pays out to the beneficiary. Accidental Death & Dismemberment (AD&D) insurance is a type of life insurance product that covers any death caused exclusively by an accidental event. This type of policy might also include benefits for loss of limb or loss of sight. Unlike term life insurance, AD&D does not cover death from illnesses or plans that occur outside of the policy coverage.
How do I apply with a Tampa term life insurance company?
Applying for term life insurance in Tampa, FL is a streamlined process. Firstly, it is important to assess one's individual health and lifestyle categories to receive the most accurate quote. Once the quote is generated, you will only need to provide basic information such as your name, contact information, and the desired policy amount. Then, get your policy delivered and signed digitally! Term life insurance in Tampa is designed to be the most cost-effective and efficient way to ensure that your and your family's financial future will remain secure.
Compare Tampa, FL Term Life Insurance Policies
Get started today and compare over 37 Term Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved