Compare over 37 Universal Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Franklin Park, PA Universal Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Universal Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Universal Life Insurance rates just released!
Get the latest Universal Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Universal Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Universal Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Universal Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Universal Life Insurance rates from all the providers in Franklin Park, PA. Get started in under 15 minutes.
All your Universal Life Insurance needs in one place.
Universal life insurance is a type of permanent life insurance that has an investment savings element and low premiums like term life insurance. It is often adjustable, allowing you to alter the amount of coverage you have or the premiums you pay throughout the life of the policy. Part of your premium goes into an investment account, which generates a cash value that you may borrow against or invest.
Traditional universal life insurance offers flexible premiums and death benefits with cash value growth based on a set minimum interest rate. Variable universal life insurance allows policyholders to invest their cash value into various investment options, similar to mutual funds, with potential for higher returns but increased risk.
Indexed universal life insurance ties the cash value's growth to a stock market index, typically featuring a floor to guard against negative returns and a cap on potential gains. Guaranteed universal life insurance focuses on providing a guaranteed death benefit for lifetime coverage, with less emphasis on cash value growth, often making it a more affordable lifelong insurance choice.
Save time and get the best Universal Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Universal Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Universal Life Insurance agent.
Roy Stephens
universal life insurance agent
Roy Stephens is a universal life insurance agent licensed in your state.
Mark Sidway
universal life insurance agent
Mark Sidway is a universal life insurance agent licensed in your state.
Cale Reeves
universal life insurance agent
Cale Reeves is a universal life insurance agent licensed in your state.
"I was searching for Universal Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Universal Life Insurance in Franklin Park, PA.
Frequent Questions...
Yes, universal life insurance is a form of permanent insurance that provides lifelong protection while offering the flexibility to adjust your coverage over time. Residents in Franklin Park, PA can take advantage of this type of insurance, as it can help provide security and peace of mind knowing that your loved ones will be taken care of if something were to happen to you. It can also provide a guaranteed death benefit, along with optional cash value which can be used to offset premiums and other expenses, and is often tax-deferred.
How should I evaluate if universal life insurance quotes in Franklin Park fits my financial goals?
Evaluating if universal life insurance fits your financial goals in Franklin Park, PA depends on your unique needs and objectives. Assess how much coverage you need, the premiums you can afford, your current age, and how the policy works within your financial plan. Additionally, consider talking to a licensed life insurance provider to review your individual circumstances and determine if universal life insurance can help you reach your financial goals.
Are there any riders or additional benefits I can add to my universal life insurance policy Franklin Park?
In Franklin Park, PA, there are many riders and additional benefits you can add to your policy. From accident forgiveness, to emergency roadside help, to discounts on auto policies, these benefits provide financial security and peace of mind. Other benefits available include extended repair coverage, rental car reimbursement, and extra coverage for modified vehicles. Furthermore, you may even be eligible for lower premiums when you add multiple riders or additional benefits to your policy. All of these riders and benefits are designed to give you a broader range of coverage, improved service, and benefits that are tailored to fit your situation.
With universal life insurance near Franklin Park, are there any penalties for not paying premiums?
Yes, there are penalties for not paying premiums in Franklin Park, PA. As per Franklin Park laws, if you do not make timely payments you may be subject to substantial late charges, notices of premiums due, and in cases of repeated violations of payment, additional legal actions to collect the unpaid amount from you. In addition to these penalties, creditors are also likely to report a delinquent payment to the various credit bureaus which could have a significant negative impact on your credit score. To avoid any issues with late payments it is advised to budget accordingly and make sure your premiums are paid on time.
Are there any limits to the cash value growth in my universal life insurance quote Franklin Park?
The cash value growth potential for Franklin Park, PA is unlimited as long as you are willing to invest additional money into your policy or increase your monthly premiums. The advantage of cash value growth is that it provides you with an accessible source of liquidity and acts as a buffer against market fluctuations. However, you should be aware that cash values are not guaranteed and can go down due to market volatility and other factors. Additionally, depending on the insurance carrier, there may be fees associated with any type of cash value growth.
Yes, you can have multiple beneficiaries for your policy in Franklin Park, PA. There are several ways to designate multiple beneficiaries for your policy. You can use a primary and contingent beneficiary, or you can add multiple primary beneficiaries. In Franklin Park, PA it is important to keep track of your policy's beneficiaries, so that your wishes are respected and honored. Additionally, if circumstances change over time, you can always update your beneficiaries to better reflect your needs.
Are there any fees associated with taking a loan against universal life insurance policies near Franklin Park?
Here in Franklin Park, PA, lenders may charge a variety of fees for taking out a loan, such as an origination fee, a fee for an appraisal, and title fees. It's important to ask lenders for full disclosure of these upfront fees to ensure that you know exactly what you're getting into before taking out a loan. Additionally, depending on the loan type, you may also be responsible for other ongoing fees and interest rates, so be sure to do your research and shop around to get the best deal for you.
How long do I have to reinstate a lapsed universal life insurance in Franklin Park?
If you have a lapsed policy in Franklin Park, PA, you typically have a grace period of 30 to 60 days to reinstate the policy before it is cancelled. However, each insurance company may have different regulations on reinstatement timeframes. It is important to contact your insurance provider promptly to figure out the exact timeline for reinstatement of your lapsed policy. If you miss the reinstatement window, you may need to reapply for coverage.
What types of fees are associated with my Franklin Park universal life insurance policy?
In Franklin Park, Pennsylvania, there are various types of fees associated with a universal life insurance policy, such as policy fees, mortality charges, and administrative costs. Depending on the provider, policy fees can refer to costs associated with the policy being issued, such as the cost of underwriting and issuing the policy itself. Mortality charges are costs associated with the insurer providing coverage, and the amount depends on the amount and type of coverage. Administrative costs include any fees incurred for maintaining policy records, renewing the policy, or canceling it.
How can I adjust the terms of my policy through my Franklin Park universal life insurance company?
In Franklin Park, PA, if you would like to adjust the terms of your policy after it's been issued, most insurance companies permit policyholders to make changes. It's important to contact your agent or insurer directly to discuss the desired modifications and consider any updated premium costs. Policy adjustments may include added or upgraded coverage, deductible alterations, or beneficiaries, so it's a good idea to discuss changes with your insurance agent in order to determine what is best for your situation.
Compare Franklin Park, PA Universal Life Insurance Policies
Get started today and compare over 37 Universal Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved