Compare over 37 Universal Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Lansdale, PA Universal Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Universal Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Universal Life Insurance rates just released!
Get the latest Universal Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Universal Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Universal Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Universal Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Universal Life Insurance rates from all the providers in Lansdale, PA. Get started in under 15 minutes.
All your Universal Life Insurance needs in one place.
Universal life insurance is a type of permanent life insurance that has an investment savings element and low premiums like term life insurance. It is often adjustable, allowing you to alter the amount of coverage you have or the premiums you pay throughout the life of the policy. Part of your premium goes into an investment account, which generates a cash value that you may borrow against or invest.
Traditional universal life insurance offers flexible premiums and death benefits with cash value growth based on a set minimum interest rate. Variable universal life insurance allows policyholders to invest their cash value into various investment options, similar to mutual funds, with potential for higher returns but increased risk.
Indexed universal life insurance ties the cash value's growth to a stock market index, typically featuring a floor to guard against negative returns and a cap on potential gains. Guaranteed universal life insurance focuses on providing a guaranteed death benefit for lifetime coverage, with less emphasis on cash value growth, often making it a more affordable lifelong insurance choice.
Save time and get the best Universal Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Universal Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Universal Life Insurance agent.
Roy Stephens
universal life insurance agent
Roy Stephens is a universal life insurance agent licensed in your state.
Mark Sidway
universal life insurance agent
Mark Sidway is a universal life insurance agent licensed in your state.
Cale Reeves
universal life insurance agent
Cale Reeves is a universal life insurance agent licensed in your state.
"I was searching for Universal Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Universal Life Insurance in Lansdale, PA.
Frequent Questions...
Universal life insurance is an ideal product for individuals in Lansdale, PA, because it allows flexibility with premiums and death benefits. Unlike some other coverage options, those in Lansdale can choose how often they pay premiums and how much policy coverage they'll need, providing more affordability than traditional life insurance policies. Plus, universal life insurance cash values can grow tax-deferred, providing a financial safety net when unexpected costs arise.
What are the main differences between universal life insurance quotes in Lansdale and whole life insurance?
Universal and Whole Life Insurance are two different policies available to those living in Lansdale, PA. Universal life insurance provides more flexibility in terms of coverage amounts and premium payments, while Whole Life provides fixed coverage amounts and premiums over a certain period of time. With Whole Life, the guaranteed policy premiums will remain the same over the life of the policy while with Universal Life, policy premiums are adjustable. Additionally, Whole Life provides a fixed savings value and death benefit, whereas Universal Life has increased cash value potential and flexibility in the death benefit.
How can the cash value in my universal life insurance policy Lansdale grow over time?
Citizens of Lansdale, PA have the opportunity to invest in life insurance policies that can grow the cash value of their policy over time. This growth occurs mainly through cash, loan, or withdrawal accumulation in carefully managed funds. As contributions are made to the policy, the value will accrue interest, dividends, or capital gains over time. These investments provided within the life insurance policies are generally considered safe, low risk, and are regulated by the state and federal governments.
What are the consequences of late premium payments and universal life insurance near Lansdale?
Residents of Lansdale, PA who choose to pay their premiums late may face potentially costly consequences. Late fees, increased premiums, and potential denial of claims are all possible outcomes of failure to make premium payments in a timely manner. These consequences can significantly affect your finances. Moreover, because premium payments are necessary to remain insured, late payments could potentially lead to lapsed coverage. This would mean that any damage or accidents that occur during the lapse in coverage could go uninsured and be financed out of pocket.
Is there a guaranteed minimum interest rate for the cash value of my universal life insurance quote Lansdale?
There is no guaranteed minimum interest rate for the cash value in Lansdale, PA. However, many insurance companies offer guaranteed interest rates, subject to change from time to time, when investing in certain products. Cash values can vary depending on the product, annual contracts, and other company-specific details. It is always a good idea to research and compare different providers to ensure you receive the best rate possible.
Yes, you can have multiple beneficiaries for your policy in Lansdale, PA. This will allow you to share your policy's benefits with more than one person, whether it's a family member, a friend or anyone else who is important to you. With multiple beneficiaries, you have the flexibility to designate different amounts for each and determine who should receive the policy's benefits in the event of your death. It's important to note that this process must be completed before the policy enters into effect.
How do I take a loan against universal life insurance policies near Lansdale?
If you are looking into taking a loan against your policy in the Lansdale, PA area, there are many options available to you. A local financial institution is a great place to start. Many of these establishments offer secured and unsecured loans which can be specifically tailored to your needs and policy structure. Additionally, there are licensed insurance professionals located in Lansdale who can offer valuable insight and guidance on the best way to leverage a loan against your policy in order to achieve your financial goals.
How long do I have to reinstate a lapsed universal life insurance in Lansdale?
In Lansdale, PA, the time you have to reinstate a lapsed policy depends on the policy. Generally, you have up to 30 days after the policy has lapsed in order to choose to reinstate the coverage. However, the exact timeline allowed for reinstatement may vary depending on the specifics of your policy and the policy provider. To be sure, contact your insurance provider to determine the exact timeline for policy reinstatement.
With the average Lansdale universal life insurance policy, are there any transaction fees?
In Lansdale, PA, it is not uncommon to see different investment options associated with various transaction fees. However, with the right research and guidance, it is possible to find a financial institution that does not require any fees when changing the investment options. It is important to contact the customer support staff and they can often provide more information about current investment options and associated fees. Additionally, there are a number of online resources that provide users with tools to help compare financial institutions that offer fee-free investments.
Is it possible to change my premium payment schedule with my Lansdale universal life insurance company?
Yes, in Lansdale, PA it is possible to change your premium payment schedule. The best way to do this is to contact your premium provider or Lansdale-based insurance broker to discuss changing your payment options. Depending on the payment terms, your premium provider or insurance broker may be able to adjust your payments to fit your budget or financial goals. They will be able to provide information regarding the time frame for changes to take effect and make sure that you continue to have the coverage you need.
Compare Lansdale, PA Universal Life Insurance Policies
Get started today and compare over 37 Universal Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved