Compare over 37 Universal Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Marietta, OH Universal Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Universal Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Universal Life Insurance rates just released!
Get the latest Universal Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Universal Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Universal Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Universal Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Universal Life Insurance rates from all the providers in Marietta, OH. Get started in under 15 minutes.
All your Universal Life Insurance needs in one place.
Universal life insurance is a type of permanent life insurance that has an investment savings element and low premiums like term life insurance. It is often adjustable, allowing you to alter the amount of coverage you have or the premiums you pay throughout the life of the policy. Part of your premium goes into an investment account, which generates a cash value that you may borrow against or invest.
Traditional universal life insurance offers flexible premiums and death benefits with cash value growth based on a set minimum interest rate. Variable universal life insurance allows policyholders to invest their cash value into various investment options, similar to mutual funds, with potential for higher returns but increased risk.
Indexed universal life insurance ties the cash value's growth to a stock market index, typically featuring a floor to guard against negative returns and a cap on potential gains. Guaranteed universal life insurance focuses on providing a guaranteed death benefit for lifetime coverage, with less emphasis on cash value growth, often making it a more affordable lifelong insurance choice.
Save time and get the best Universal Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Universal Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Universal Life Insurance agent.
Roy Stephens
universal life insurance agent
Roy Stephens is a universal life insurance agent licensed in your state.
Mark Sidway
universal life insurance agent
Mark Sidway is a universal life insurance agent licensed in your state.
Cale Reeves
universal life insurance agent
Cale Reeves is a universal life insurance agent licensed in your state.
"I was searching for Universal Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Universal Life Insurance in Marietta, OH.
Frequent Questions...
Universal life insurance is a type of permanent life insurance that offers flexible protection with adjustable premiums and growth potential. This makes it ideal for people who live in Marietta, OH, as it allows policy holders the flexibility to change their coverage at any time without having to reassess their needs or finances. Universal life insurance is a great way to provide lifelong protection for family members, whether it's for retirement or to create an inheritance. Overall, this type of life insurance offers the opportunity to both protect and invest simultaneously.
For whom are universal life insurance quotes in Marietta most suitable?
Universal life insurance is a popular choice for Mariettans looking for a comprehensive and flexible life insurance plan. It offers a variety of options that allow policyholders to customize the plan according to different needs and priorities, such as adjustable premium payments, different levels of coverage, and the ability to build up cash value. This kind of plan is especially suitable for Mariettans who have changing needs and want to achieve their financial goals, like protecting their dependents, creating a legacy, or supplementing Medicare.
Are there any riders or additional benefits I can add to my universal life insurance policy Marietta?
If you are looking for riders or additional benefits to add to your insurance policy in Marietta, OH, there are a variety of options available for you to customize your coverage. Depending on what type of insurance policy you choose, you may be able to add things such as additional coverage for trip interruption, pet injury, or personal effects. You may also be able to take advantage of discounts for bundling policies or home security systems. Working with your local Marietta, OH insurance provider can help you identify the riders and benefits that best fit your needs and budget.
With universal life insurance near Marietta, can I increase or decrease my premium amount after the policy starts?
After your policy starts in Marietta, OH, there are a few options available to you regarding making changes to your existing premium amount. Generally, if you wish to decrease your premium amount, you may be able to do so by increasing your deductible, switching to a higher-deductible plan, or opting for a term policy rather than a whole life policy. On the other hand, if you would like to increase your premium amount, you may be able to do that too, depending on the insurer.
What investment options are available for the cash value component after my universal life insurance quote Marietta?
Depending on where you live in Marietta, OH, there are various investment options available for the cash value component. Financial advisors based in the local area can discuss the best solution for your individual situation and take into consideration factors such as the age and needs of the policyowner, the scale and timeframe of the investment, and the amount of money to be invested. Generally, common investments include stocks, bonds, cash equivalents, mutual funds, commodities, REITs, and ETFs.
Yes, you can! Depending on the specific policy, it is possible to add multiple beneficiaries to your policy in Marietta, OH. You should speak with your insurance provider to find out whether this option is available and how many beneficiaries you can include. Ensure you discuss any applicable tax laws and other relevant forms of paperwork that must be filed for your beneficiaries should you choose to include multiple people for your policy.
How does a withdrawal affect my death benefit and universal life insurance policies near Marietta?
Withdrawing from your death benefit in Marietta, OH can have a significant impact on how much your beneficiaries will receive when you pass away. If you take a withdrawal, the amount available for your beneficiaries will be reduced; as the amount of the withdrawal will be subtracted from the total death benefit. Taking a withdrawal can also affect the policy's performance history, resulting in reduced dividends or other policy benefits. To ensure that your beneficiaries receive as much of your death benefit as possible, consider carefully whether or not a withdrawal is necessary.
How is the surrender value calculated with my universal life insurance in Marietta?
In Marietta, OH, the surrender value of a life insurance policy is determined by the type of coverage it provides and the amount of the premium paid. Generally, surrender values are made up of any dividends or other contributions that may have been allocated, plus any interest that has accumulated on the policy over time. The insurance company will also take into account other factors, such as the age of the policyholder and the duration the policy has been in effect. The applicable surrender charge amount is then subtracted from the total surrender value amount.
With the average Marietta universal life insurance policy, are there any transaction fees?
In Marietta, OH, transaction fees for changing investment options will vary depending on the provider and plan type. Generally speaking, it could be anywhere from no charge to a fee of roughly $50 for a complete transfer. Marietta residents should contact their investment provider and/or financial advisor to get a precise price for any changes in investment options. Some providers may allow you to complete the changes online, while others may require the changes to be handled manually by their customer service team.
How can I change the beneficiaries on my policy with my Marietta universal life insurance company?
In Marietta, OH, you can change the beneficiaries on your policy by visiting the state insurance regulator in your area. Depending on your type of policy, they can provide you with the necessary forms to submit to your insurer for updating the beneficiaries on your policy. The forms typically require you to supply identifying information about the named beneficiaries, including their legal name, address, social security number and date of birth. Once the forms have been submitted to your insurer, they will typically process the change within seven to ten business days.
Compare Marietta, OH Universal Life Insurance Policies
Get started today and compare over 37 Universal Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved