Compare over 37 Universal Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Menomonie, WI Universal Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Universal Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Universal Life Insurance rates just released!
Get the latest Universal Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Universal Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Universal Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Universal Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Universal Life Insurance rates from all the providers in Menomonie, WI. Get started in under 15 minutes.
All your Universal Life Insurance needs in one place.
Universal life insurance is a type of permanent life insurance that has an investment savings element and low premiums like term life insurance. It is often adjustable, allowing you to alter the amount of coverage you have or the premiums you pay throughout the life of the policy. Part of your premium goes into an investment account, which generates a cash value that you may borrow against or invest.
Traditional universal life insurance offers flexible premiums and death benefits with cash value growth based on a set minimum interest rate. Variable universal life insurance allows policyholders to invest their cash value into various investment options, similar to mutual funds, with potential for higher returns but increased risk.
Indexed universal life insurance ties the cash value's growth to a stock market index, typically featuring a floor to guard against negative returns and a cap on potential gains. Guaranteed universal life insurance focuses on providing a guaranteed death benefit for lifetime coverage, with less emphasis on cash value growth, often making it a more affordable lifelong insurance choice.
Save time and get the best Universal Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Universal Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Universal Life Insurance agent.
Roy Stephens
universal life insurance agent
Roy Stephens is a universal life insurance agent licensed in your state.
Mark Sidway
universal life insurance agent
Mark Sidway is a universal life insurance agent licensed in your state.
Cale Reeves
universal life insurance agent
Cale Reeves is a universal life insurance agent licensed in your state.
"I was searching for Universal Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Universal Life Insurance in Menomonie, WI.
Frequent Questions...
Universal life insurance is a type of permanent life insurance policy that allows a policyholder to adjust his or her death benefit and premium payments in response to changing needs. In Menomonie, WI the policyholder can either pay extra to fund the policy or borrow against its accumulated cash value. The policyholder also has the flexibility to change the amount of their death benefit to fit their specific needs. If the policyholder stops paying into the policy, it will remain in effect until all the payments and premiums are made.
How should I evaluate if universal life insurance quotes in Menomonie fits my financial goals?
Evaluating if universal life insurance fits your financial goals in the Wisconsin city of Menomonie requires careful consideration of your personal and financial situation. A professional financial advisor, located in Menomonie, can give you advice tailored to you and your unique financial goals and objectives. Meeting with an advisor to discuss life insurance options and how universal life insurance can help you achieve your goals can help you decide if it fits your financial plans.
Can I get a universal life insurance policy Menomonie if I have health issues?
Yes, you can obtain a policy even if you have health issues in Menomonie, WI. Whether through a qualified private insurer or the Affordable Care Act (ACA), you have the option to obtain health insurance. Private insurers may be able to write a policy tailored to individual conditions that are not covered by the ACA. Enrolling through the ACA is an option for those with pre-existing conditions, and you may even qualify for subsidies and cost-sharing reductions depending on your situation.
How is a premium calculated for universal life insurance near Menomonie?
The premium for universal life insurance in Menomonie, WI is based on a number of factors, which can include your age, health and lifestyle, the policy's coverage amount and features, and the company you purchase the policy from. Generally, the higher the coverage amount, the higher the premium you pay. The cost of the policy can also vary depending on whether you select levels, annual or monthly payments. Additionally, the company you purchase the policy from may have different requirements in terms of what they charge for a policy.
How often is interest credited to the cash value in my universal life insurance quote Menomonie?
Interest credited to the cash value in Menomonie, WI, is dependent on the type of policy you have. Generally, interest is credited annually or more frequently if you have a flexible policy. Furthermore, the interest rates can vary depending on the type of policy and the insurance company, but typically, the interest rate is competitive with market rates. If you'd like more information, please contact us and we would be more than happy to answer your specific question.
To claim the death benefit in Menomonie, WI, beneficiaries must complete and submit a claim form to the Wisconsin Department of Revenue in Madison. The form and relevant documents such as death certificate and proof of legal representation must be sent via certified mail with return receipt requested so the department can confirm receipt of the claim. Upon confirmation, the department will review the documents and process the claim as quickly as possible, keeping the beneficiaries informed of its progress via mail. If approved, the department will then transfer the death benefit to the beneficiaries.
How do I take a loan against universal life insurance policies near Menomonie?
Taking a loan against your policy in Menomonie, WI is relatively straightforward and simple. You must contact your lender or insurance company to find out if your policy provides loan options and what the terms of the loan are, such as interest rates and repayment schedule. Once you have the information, you'll need to decide whether taking the loan is the best option for you. You can consult a financial advisor or someone in the banking industry to help you make the right decision. Additionally, check with the Wisconsin Department of Financial Institutions for additional information and helpful resources on loan options.
How is the surrender value calculated with my universal life insurance in Menomonie?
The calculation of the surrender value in Menomonie, WI differs from other areas. Generally, the surrender value is calculated using a formula that takes into account factors such as the length of time money has been deposited, the amount of money in the account, and whether any loan or penalty has been taken against the account. In Menomonie, WI, the formula for deriving the surrender value also takes into account local factors, such as the current market rate and the recently announced local tax rates.
How often will I be charged fees for my Menomonie universal life insurance policy?
The frequency of fees for residents of Menomonie, WI will vary depending on the service or fee itself. For example, utility fees may be charged on a monthly basis, while parking fees are charged on a daily, weekly, or monthly basis as well. Taxes are usually charged annually, while fees associated with specific activities may be charged according to the circumstances. If you have further questions regarding fees and their frequency, please contact the local government office for further information.
Is it possible to change my premium payment schedule with my Menomonie universal life insurance company?
In Menomonie, WI, it is possible to change your premium payment schedule. Our team of customer service representatives is dedicated to helping you find the payments plan that is best suited for your needs. Additionally, many of our insurance providers offer flexible payment plans, including payment options that are spread out over several months. Our team is here to provide you with guidance for selecting the right payment plan for you. Please don't hesitate to reach out to us with any questions and we will be happy to assist you.
Compare Menomonie, WI Universal Life Insurance Policies
Get started today and compare over 37 Universal Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved