Compare over 37 Universal Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Revere, MA Universal Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Universal Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Universal Life Insurance rates just released!
Get the latest Universal Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Universal Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Universal Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Universal Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Universal Life Insurance rates from all the providers in Revere, MA. Get started in under 15 minutes.
All your Universal Life Insurance needs in one place.
Universal life insurance is a type of permanent life insurance that has an investment savings element and low premiums like term life insurance. It is often adjustable, allowing you to alter the amount of coverage you have or the premiums you pay throughout the life of the policy. Part of your premium goes into an investment account, which generates a cash value that you may borrow against or invest.
Traditional universal life insurance offers flexible premiums and death benefits with cash value growth based on a set minimum interest rate. Variable universal life insurance allows policyholders to invest their cash value into various investment options, similar to mutual funds, with potential for higher returns but increased risk.
Indexed universal life insurance ties the cash value's growth to a stock market index, typically featuring a floor to guard against negative returns and a cap on potential gains. Guaranteed universal life insurance focuses on providing a guaranteed death benefit for lifetime coverage, with less emphasis on cash value growth, often making it a more affordable lifelong insurance choice.
Save time and get the best Universal Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Universal Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Universal Life Insurance agent.
Roy Stephens
universal life insurance agent
Roy Stephens is a universal life insurance agent licensed in your state.
Mark Sidway
universal life insurance agent
Mark Sidway is a universal life insurance agent licensed in your state.
Cale Reeves
universal life insurance agent
Cale Reeves is a universal life insurance agent licensed in your state.
"I was searching for Universal Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Universal Life Insurance in Revere, MA.
Frequent Questions...
Universal Life Insurance is a type of insurance policy that includes a death benefit, as well as an investment component, that can help you save for retirement and other life goals. With this type of policy, you can customize the amount of coverage you want and decide how you want to use your premiums. The premiums don't have to be locked in; you can adjust them from year to year to keep up with your changing needs.
How should I evaluate if universal life insurance quotes in Revere fits my financial goals?
Revere, MA is a beautiful community filled with unique financial opportunities, making universal life insurance a viable option for many. By understanding your financial goals, such as protecting your family from unexpected loss, building wealth, and planning for retirement, you can evaluate whether this type of insurance makes sense for you. Speak to a financial advisor to understand how universal life insurance can play a role in helping you achieve your financial goals and make sure you understand all the pros and cons before making a decision.
Does the flexibility of a universal life insurance policy Revere benefit policyholders?
Universal life insurance offers Revere, MA policyholders the flexibility to adjust their premiums and death benefits to meet their changing needs. With unlimited flexibility, policyholders can adjust their coverage anytime, allowing them to have life insurance coverage that is tailored to their exact needs while keeping monthly payments affordable and cost-effective. This flexibility makes universal life insurance an attractive option, allowing policyholders to feel secure and well-protected.
What are the consequences of late premium payments and universal life insurance near Revere?
In Revere, MA, if a premium is not paid on time, the policyholder may experience a lapse in coverage. This could mean that any damages or costs that occur during that period may not be covered, leaving the policyholder liable for those costs. Depending on the type of policy, a late payment could also lead to an increase in future premiums. It is important to keep up to date with premium payments to avoid any negative consequences.
When I get a universal life insurance quote Revere, how is the interest on the cash value determined?
In Revere, MA, the interest rate on cash value is determined by a number of factors, such as market conditions and the term of the loan. Many lenders in this area also allow borrowers to customize the interest rate based on their individual needs, allowing them to choose rates that are best-suited to their individual financial goals. Additionally, some lending institutions have specific interest tiers, which depend on a borrower's credit score, down payment amount and other factors.
Absolutely! Revere residents living in Massachusetts have the option to increase their death benefit later in the policyβs life in several ways. If you choose to avail of our ADA (Additional Amount of Insurance) program, you can increase your death benefit by adding certain predetermined annual increments to your policy. You can also purchase add-on riders that offer several advantages, such as helping to pay your policy premiums if you become disabled or adding additional coverage to certain long-term care benefits.
Are there any fees associated with taking a loan against universal life insurance policies near Revere?
Depending on where you take out your loan, there may be fees associated with the borrowing process. If you live in Revere, MA, you could consider taking out a loan at Revere Bank. Revere Bank is proud to offer a variety of loan options that come with no origination fees or processing fees. Because of this, you can save money over the life of your loan by not having to pay any additional fees.
Are there any penalties for surrendering the universal life insurance in Revere early?
Depending on the policy, surrendering it early could result in significant penalties for Revere, MA residents. For example, if you surrender a life insurance policy before its term ends, you may receive less from the policy than if you had kept it until the end of the term, resulting in a costly penalty. Similarly, if you surrender an annuity policy early, you may be subject to a surrender charge which could reduce the cash value of your policy. Therefore, it is recommended that Revere, MA residents consult with an insurance professional before making any decisions concerning early policy surrender.
How do management fees affect my cash value growth with my Revere universal life insurance policy?
Management fees can have an impact on the cash value growth of investments within Revere, MA. Fees may limit how much growth you can expect, due to a portion of your capital being removed as fees, meaning the capital invested is reduced and your growth may be limited to whatever is left after fees are deducted. Depending on the type of investment product, fees can range from nominal to sizable, so it is essential to pay close attention to fees when evaluating different investments.
Is it possible to change my premium payment schedule with my Revere universal life insurance company?
It is possible to change your premium payment schedule in Revere, MA. Depending on your insurance provider and policy, you may be able to make adjustments to your payment schedule by contacting them directly. It is important to keep in mind however, that changing a payment schedule may result in additional fees or increased costs to you. Be sure to weigh the potential costs vs. benefits when making any alterations to your premium payment schedule.
Compare Revere, MA Universal Life Insurance Policies
Get started today and compare over 37 Universal Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved