Compare over 37 Universal Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Taylors, SC Universal Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Universal Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Universal Life Insurance rates just released!
Get the latest Universal Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Universal Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Universal Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Universal Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Universal Life Insurance rates from all the providers in Taylors, SC. Get started in under 15 minutes.
All your Universal Life Insurance needs in one place.
Universal life insurance is a type of permanent life insurance that has an investment savings element and low premiums like term life insurance. It is often adjustable, allowing you to alter the amount of coverage you have or the premiums you pay throughout the life of the policy. Part of your premium goes into an investment account, which generates a cash value that you may borrow against or invest.
Traditional universal life insurance offers flexible premiums and death benefits with cash value growth based on a set minimum interest rate. Variable universal life insurance allows policyholders to invest their cash value into various investment options, similar to mutual funds, with potential for higher returns but increased risk.
Indexed universal life insurance ties the cash value's growth to a stock market index, typically featuring a floor to guard against negative returns and a cap on potential gains. Guaranteed universal life insurance focuses on providing a guaranteed death benefit for lifetime coverage, with less emphasis on cash value growth, often making it a more affordable lifelong insurance choice.
Save time and get the best Universal Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Universal Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Universal Life Insurance agent.
Roy Stephens
universal life insurance agent
Roy Stephens is a universal life insurance agent licensed in your state.
Mark Sidway
universal life insurance agent
Mark Sidway is a universal life insurance agent licensed in your state.
Cale Reeves
universal life insurance agent
Cale Reeves is a universal life insurance agent licensed in your state.
"I was searching for Universal Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Universal Life Insurance in Taylors, SC.
Frequent Questions...
Universal Life Insurance is a type of permanent life insurance that offers flexibility in the premium payments and death benefit. It provides protection for families in Taylors, SC and can help them provide for their loved ones in the event of the policyholder’s death. Universal life insurance can also be used to leverage assets, maintain liquidity, cover Federal and State taxes, fund charitable gifts, and can even provide cash values. Ultimately, it provides a degree of financial security that depends on the policy and a majority of them can be tailored to the individual needs of the policyholder.
How should I evaluate if universal life insurance quotes in Taylors fits my financial goals?
Evaluating whether or not universal life insurance is the right product for your financial goals in Taylors, SC should begin with an assessment of your goals and the amount of coverage you require. Taking time to research the features and benefits of universal life insurance, such as flexibility, accumulation of cash value, and death benefit protection, is a key step to determine if it’s the best fit for your needs. It’s also important to consider the tax benefits of universal life insurance when it comes to estate planning.
How can the cash value in my universal life insurance policy Taylors grow over time?
One of the main ways to help the cash value of your policy grow over time in Taylors, SC is to make premium payments that are higher than the required amount. By doing this, you are essentially paying more into the policy increasing your cash value. Additionally, many policies offer a kind of interest that can be earned depending on how long you maintain the policy. Offering bonuses related to account longevity can also be beneficial in growing cash value.
How is a premium calculated for universal life insurance near Taylors?
Universal life insurance policies in Taylors, SC have a variety of factors that go into calculating the premium, such as age, health, lifestyle, coverage amount, and the type of policy you choose. The insurance company takes all of these factors into consideration when determining the premium, and you can also add riders to your policy, such as Guaranteed Insurability or Long Term Care riders, to customize your plan. In addition, the premium is calculated based on your current personal situation, and may be adjusted if there are changes.
How often is interest credited to the cash value in my universal life insurance quote Taylors?
Interest rate varies depending on the financial institution you choose in Taylors, SC. Generally, interest is credited to the cash value annually but some institutions may calculate the interest more frequently, typically monthly or quarterly. It is important to check with your chosen financial institution to learn how and when they credit their interest to the cash value.
In Taylor, SC, you may increase your death benefit later in your policy's life, depending on your insurance provider. Most providers require that you pass a medical exam before they will approve this type of increase. Therefore, it is important to contact your provider to determine their exact requirements and determine if an increase is available to you. If approved, most providers will offer a new policy with higher death benefits that can be added to your existing policy to provide additional protection for your family in the years ahead.
How do I take a loan against universal life insurance policies near Taylors?
In Taylors, SC, taking out a loan against your policy is a relatively straightforward process. Depending on the type of policy you have, different options may be available to you. If you have a life insurance policy, you may be able to secure a loan against the cash value of the policy without surrendering the policy or reducing its death benefit. Additionally, if you have an annuity contract, you may be able to access a portion of your retirement funds early through a loan, but you will incur a penalty if you make an early withdrawal.
What is the process for surrendering my universal life insurance in Taylors?
Surrendering your universal life insurance policy in Taylors, SC requires several steps. First, you will need to contact your insurance provider and explain your intention to surrender the policy. While every provider's process is different, once you submit the application, the provider will review your request and process the surrender if it meets the requirements. Your provider will then contact you to confirm the surrender of your policy and issue a check for any remaining account value, if applicable. Finally, the policy will be canceled and will no longer be in effect.
With the average Taylors universal life insurance policy, are there any transaction fees?
At Taylor's’, there are no transaction fees when changing investment options. We strive to offer our clients fast and affordable financial solutions. Our trusted advisors are always on-hand to answer any questions and review investment options. As the nation's top-rated independent financial services firm, we're proud to offer our clients tailored investments and services suited to their specific financial needs. With state-of-the-art technology and certified advisors, Taylor's is prepared to meet your investment and advice needs without any hidden transaction fees.
Is it possible to change my premium payment schedule with my Taylors universal life insurance company?
Absolutely! Depending on your location in Taylors, SC, your premium payment schedule can be customized to fit your needs. Most likely, your insurance carrier offers installment payment plans or the ability to pay your premium in full at once. You can double-check if this option is available online by logging into your account. Furthermore, you can always reach out to your insurance agent to discuss payment options. They can explain any necessary requirements or adjustments and help ensure that you find the plan that best fits your needs.
Compare Taylors, SC Universal Life Insurance Policies
Get started today and compare over 37 Universal Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved