Compare over 37 Universal Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Wausau, WI Universal Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Universal Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Universal Life Insurance rates just released!
Get the latest Universal Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Universal Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Universal Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Universal Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Universal Life Insurance rates from all the providers in Wausau, WI. Get started in under 15 minutes.
All your Universal Life Insurance needs in one place.
Universal life insurance is a type of permanent life insurance that has an investment savings element and low premiums like term life insurance. It is often adjustable, allowing you to alter the amount of coverage you have or the premiums you pay throughout the life of the policy. Part of your premium goes into an investment account, which generates a cash value that you may borrow against or invest.
Traditional universal life insurance offers flexible premiums and death benefits with cash value growth based on a set minimum interest rate. Variable universal life insurance allows policyholders to invest their cash value into various investment options, similar to mutual funds, with potential for higher returns but increased risk.
Indexed universal life insurance ties the cash value's growth to a stock market index, typically featuring a floor to guard against negative returns and a cap on potential gains. Guaranteed universal life insurance focuses on providing a guaranteed death benefit for lifetime coverage, with less emphasis on cash value growth, often making it a more affordable lifelong insurance choice.
Save time and get the best Universal Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Universal Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Universal Life Insurance agent.
Roy Stephens
universal life insurance agent
Roy Stephens is a universal life insurance agent licensed in your state.
Mark Sidway
universal life insurance agent
Mark Sidway is a universal life insurance agent licensed in your state.
Cale Reeves
universal life insurance agent
Cale Reeves is a universal life insurance agent licensed in your state.
"I was searching for Universal Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Universal Life Insurance in Wausau, WI.
Frequent Questions...
Universal life insurance is an innovative form of life insurance which offers a variety of appealing features for policyholders in Wausau, Wisconsin. This type of policy is designed to provide long-term financial security and peace of mind, with its complete coverage and flexible premium payment options. It can be used to provide a steady and reliable income for beneficiaries, while offering the flexibility to make adjustments to meet changing life circumstances. The policy is designed so that excess payments accumulate in cash value, which can be drawn upon by the policyholder in the case of an emergency or to help pursue other financial goals.
For whom are universal life insurance quotes in Wausau most suitable?
Universal life insurance is most suitable for individuals in the Wausau, WI area who are looking for a policy that provides flexibility and protection for their long-term needs. This type of insurance allows policyholders to adjust monthly premiums, death benefit amounts, and the cash value of the policy, all while earning tax-sheltered money. Additionally, this coverage provides permanent protection, so the coverage will never expire as long as premiums are met. Universal life insurance may be an ideal option for those in Wausau, WI who are looking for maximum protection at more competitive rates than other insurance options.
What features make a universal life insurance policy Wausau unique compared to other life insurance products?
Wausau, WI residents can benefit from the unique features of universal life insurance, such as flexible premium payments, adjustable death benefit, and the ability to create a tax-deferred savings component. Unlike other life insurance products, universal life offers policyholders the ability to adjust the face amount and premium amount of their policy, making it a more flexible long-term solution. One unique advantage of universal life insurance is the ability to build cash value over time, which offers additional protection and tax savings compared to other life insurance products.
Can I alter the frequency of my premium payments with universal life insurance near Wausau?
Yes, you can alter the frequency of your premium payments in Wausau, WI. Depending on your situation, you may have the option of paying a higher premium at fewer intervals, such as twice a year or even once a year. Conversely, you can opt for a lower premium at more frequent intervals, such as monthly or quarterly. Keep in mind that premium payments are affected by your coverage amount and type; therefore, if you choose to alter the frequency of payments, the total cost of your policy will differ.
What investment options are available for the cash value component after my universal life insurance quote Wausau?
Investing in the cash value component in Wausau, WI can take several forms. One option is investing in stocks and bonds. This route involves putting money into the stock market and receiving returns in the form of dividends or capital gains. Other investment options include mutual funds, exchange-traded funds (ETFs), exchange-traded notes (ETNs), and money market mutual funds. Additionally, real estate investments, such as rental properties and flipping homes, can be profitable investments.
Yes, you can have multiple beneficiaries for your policy if you live in Wausau, WI. Wausau Insurance offers you the ability to set up your policy so that multiple people will benefit from it at the time of your passing. All beneficiaries must be legally documented. In addition, each beneficiary's share must be specified in advance. Topping it all off, you will be able to establish your wishes regarding how the beneficiaries will receive payments.
What is the maximum amount I can borrow from universal life insurance policies near Wausau?
In Wausau, WI, it is possible to take out a home loan using the maximum allowed amount from a current life insurance policy. The exact amount varies depending on the type of policy and the policy holder's age, credit history, and other factors. Generally, you can borrow an amount ranging from a few thousand dollars up to the amount kept in the policy's reserve and if crediting towards the policy’s cash surrender value, a maximum of up to 90% of the total benefits.
Can I reinstate my universal life insurance in Wausau after it lapses?
Yes, you can reinstate your policy after it has lapsed in Wausau, WI. Policies are only considered lapsed when payments are not made before their expiration date. To reinstate your policy, you will need to contact your insurance provider in Wausau and make the necessary payment arrangements to bring your policy up-to-date. Once the payment is made and the policy is considered active again, your insurance coverage will resume and you may no longer be subject to any lapse-specific fees or penalties.
What types of fees are associated with my Wausau universal life insurance policy?
In Wausau, WI, the major fees associated with a universal life insurance policy are administrative fees, annual maintenance fees, and potentially a premium charge. Universal life policies may also require an “accelerated death benefit” fee, which offers access to funds in the event of extended end-of-life care. Moreover, riders, or additional coverage options, typically incur additional fees. Premium charges for universal life policies tend to be higher than those associated with, say, term policies.
Is it possible to merge or split a universal life insurance policy with the average Wausau universal life insurance company?
Yes, it is possible to merge or split a universal life insurance policy in Wausau, WI. Depending on the specific policy, either the insurer or an experienced life insurance agent like those at Wausau Insurance can help you make this change. Merging two policies may result in a larger, single policy with a greater death benefit. Alternatively, you may want to split a policy if you intend to gift life insurance or to leave the policy to multiple beneficiaries.
Compare Wausau, WI Universal Life Insurance Policies
Get started today and compare over 37 Universal Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved