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Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Auburndale, FL Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Over 37 policy provider comparison.
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Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Tell us about yourself.
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Step 2
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Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
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"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Auburndale, FL. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
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Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Auburndale, FL.
Frequent Questions...
Individuals living in Auburndale, FL who are looking for a flexible insurance policy to provide lifetime protection and have the potential for cash value to increase based on the performance of the underlying investments may want to consider purchasing variable life insurance. Variable life insurance is permanent life insurance that offers death benefit protection, but the policyholder has control over the investments that are used to fund the policy. Variable life insurance policies have the potential for cash value to increase based on the performance of the underlying investments, and can provide flexible premium payment options, greater guarantee opportunities and some tax advantages.
Can I use my variable life insurance quotes in Auburndale as collateral?
In Auburndale, FL, variable life insurance can generally be used to secure a loan, but it’s important for you to consider all the risks involved in doing so. Typically, when you use a life insurance policy as a collateral asset against a loan, it cannot be used to cover your costs if the policy lapses or is discontinued by the insurer. Also, it’s important to understand the terms of the loan and that the loan could cause the policy to cash surrender and you could lose your death benefit.
With a variable life insurance policy Auburndale, can I decide where my premiums are invested?
Yes, you can choose where your premiums are invested with variable life insurance in Auburndale, FL. In addition to choosing from options typically available with these policies, such as money market funds and stocks, you can also take advantage of certain local investment opportunities in the area. For example, Auburndale is home to a number of businesses, some of which might be suitable for investing in with variable life insurance. You may also find that local real estate is a good venture in this area.
Do I need to understand investments for variable life insurance near Auburndale?
Purchasing variable life insurance in Auburndale, FL does not require you to be investment-savvy. Your financial advisor or broker can work with you to develop the best life insurance plan for your needs. They will also be able to answer any questions you may have about the specific investments that make up your policy. Make sure you keep them informed as your financial goals and risk tolerance change so they can adjust your policy accordingly.
What happens if my variable life insurance quote Auburndale underperforms?
If your chosen investments in Auburndale, FL perform poorly, it's important to be aware of your options. Depending on the type of investment, you may be able to redeem your shares before any substantial losses, or you may have the opportunity to sell your shares at a lower price and cut your losses. It's important to keep in mind that investing in Auburndale carries both risk and reward, so while past performance is not always indicative of future results, doing your research can help you decide which investments may be the right choice for you.
Variable Life Insurance may not be the most ideal coverage for short-term needs in Auburndale, FL. This type of life insurance is typically designed to offer long-term protection and accumulated cash value due to its potential for tax-deferred growth. Therefore, it may be more suitable for those seeking coverage that will last beyond a five-year period or more, which may not be the case for those with more immediate needs.
How flexible are premium payments for variable life insurance policies near Auburndale?
Premium payments for variable life insurance in Auburndale, FL are highly flexible and can be tailored to your unique financial circumstances. From making larger, one-off payments to making regular payments to fit your budget, we can offer you options and advice on how to make sure your variable life insurance policy allows you to manage your finances efficiently, while also getting the coverage you need. Our experienced advisors are always happy to answer any of your questions to make sure you're making the best decision for your family.
How regularly should I check my variable life insurance in Auburndale?
To stay ahead of potential changes in the market and to ensure that your variable life insurance policy meets your needs, it is advised to review your policy annually. In Auburndale, FL, it is encouraged to also consult with a professional insurance agent at least every 3–5 years to discuss policy updates and enhancements to ensure you are adequately covered and to ensure that your investments meet your financial needs and goals. Additionally, it is important to review your beneficiaries and see if the structure of the policy is still the best option to meet your estate needs.
Is my Auburndale variable life insurance policy considered permanent life insurance?
Variable life insurance is a type of permanent life insurance policy that provides coverage for an indefinite time period. For individuals in Auburndale, FL, it is a great choice to give them the flexibility and control to manage their policy while still providing the benefit of lifelong coverage. Variable life insurance provides the ability to invest in different accounts according to the users own specifications, allowing them to select how and where their money is invested, and how much of the investment is covered by their policy.
What's the typical duration of terms with a Auburndale variable life insurance company?
In Auburndale, FL variable life insurance policies are typically offered with terms of 10, 15, 20, or 30 years. Depending on individual needs, policyholders may opt for a shorter or longer duration. The 30-year duration is the most popular as it offers excellent coverage for a reasonable premium rate and provides essential financial protection for longer term goals. Those looking for a shorter policy may chose 10 or 15 years, while those looking for more coverage in the long-term may opt for a 20-year duration.
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