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Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Bridgeview, IL Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
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With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Bridgeview, IL. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
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Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Bridgeview, IL.
Frequent Questions...
A variable life insurance policy is a wise option for individuals in Bridgeview, IL who want protection and potential growth for their long-term investments. These policies require policyholders to select an investment option, such as mutual funds, and these investments then drive the performance and ultimate gains of the policy. The primary components of a variable life insurance policy are: the death benefit, the premium payments, and the investment portion which is held separately in the insurer's general account or the policyholder's own account.
Can I use my variable life insurance quotes in Bridgeview as collateral?
In Bridgeview, IL, it is possible to use variable life insurance as collateral for a loan. Various financial institutions in the community offer loan products that accept variable life insurance policies as a form of security for a loan. This type of loan is typically used to cover capital expenses and other investments. It's important to note that borrowers should ensure that they make all necessary payments related to the loan, as failure to do so may result in a lien being placed against the variable life policy.
Can I withdraw or borrow from a variable life insurance policy Bridgeview?
Yes, you can withdraw or borrow from the cash value of your variable life insurance policy in Bridgeview, IL. This is an extremely flexible option that can act as extra insurance coverage or an additional source of low-cost borrowing. Be advised though, withdrawing cash from your policy will reduce the value of your policy and reduce its death benefit. Borrowing money will also cause your policy to incur interest, which may be charged to your policy balance unless the money is paid back in a timely fashion.
How transparent is the investment performance of variable life insurance near Bridgeview?
At Bridgeview Financial in Illinois, we are committed to being as transparent as possible when it comes to our variable life insurance investment performance. We always make sure our customers understand their financial products, the risks and rewards associated, and the performance of their portfolios. We don't believe in hidden fees or misleading performance. We want investors to have confidence in our investment strategy and to make sound investments with proper advice from our team and analysis. To ensure investors have access to all the information they need, we communicate openly and frequently about investment performance and use the latest technology to make this data widely available.
What are the surrender fees for a variable life insurance quote Bridgeview?
Surrender charges for variable life insurance can vary from situation to situation, so the best way to know exactly what surrender charges may apply to you depends on your specific policy. Generally speaking, surrender charges will typically decrease the more you have your policy in effect, with a minimum of one year for most policies. At Bridgeview, IL-based companies, surrender charges may range from 7-10% in the first year with lesser charges for the following three to five years. Because variable life insurance is long-term, be sure to familiarize yourself with the specific surrender charges before committing to a policy.
Bridgeview, Illinois residents looking for a secure financial future may benefit from variable life insurance. Variable life insurance offers multiple financial advantages, such as lucrative investment opportunities with tax benefits, flexible premium payments, and death benefit coverage. Variable life insurance allows you to invest your premiums into subaccounts, permitting you to take advantage of a diverse array of fund options that otherwise be impossible to obtain. Additionally, you are still offered a death benefit with variable life insurance, which provides financial security to your loved ones if you happen to die.
Do variable life insurance policies near Bridgeview provide guarantees on returns?
Variable life insurance policies are not long-term investments and do not guarantee a certain return or growth rate on investment. However, they can provide select Bridgeview, IL policyholders with a secure death benefit and the potential for growth depending on the performance of the underlying investments. Variable life insurance policies offer the flexibility to allocate your funds across different asset classes and are ideal for individuals who are comfortable taking on some risk while aiming for growth.
Can I change investment options for variable life insurance in Bridgeview without tax effects?
At Bridgeview Financial, investors in our area are able to switch between investment options without tax implications thanks to our experienced advisors. Our qualified advisors provide tax-savvy advice to help you transition between plans, allowing you to empower your financial situation without being penalized with taxation. Our experienced team will assist you in analyzing your financial goals and determining the best allocation for your portfolio. Switching between options can be complex and our team of dedicated professionals provides cutting-edge advice to ensure your financial success.
How does my Bridgeview variable life insurance policy handle loan interest?
At Bridgeview Insurance, we believe in providing our customers with the best possible options when it comes to variable life insurance. When it comes to a policy loan interest on variable life insurance, it's important to understand the details of your individual policy as well as the regulations of Bridgeview. Generally, we follow the practice of calculating the loan interest on the unpaid balance of the loan, applied monthly, with the loan interest credited to the policy at the end of the loan period.
Do I get dividends from my Bridgeview variable life insurance company?
At this time, Bridgeview, IL does not offer dividend-bearing investments for variable life insurance policies. However, depending on the type of policy you have and the specific investment choices you make, you may be able to receive dividends in excellent market times. To learn more about dividends and any current insight that could be beneficial to your current policy, be sure to speak directly with a financial professional or knowledgeable investment expert.
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