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Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Brunswick, ME Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Over 37 policy provider comparison.
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Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
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Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
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"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Brunswick, ME. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Brunswick, ME.
Frequent Questions...
Variable life insurance is a permanent life insurance policy that collects a portion of your premium payments over time and invests it into professionally managed funds, allowing policyholders in Brunswick, ME to benefit from potential long-term growth opportunities. Your death benefit is based on the performance of the invested funds, so as the underlying funds appreciate, the death benefit may increase. Variable life insurance comes with an array of features, such as flexible premium payments and the ability to adjust your death benefit should your needs change.
Do variable life insurance quotes in Brunswick come with a cash surrender value?
Yes, variable life insurance in Brunswick, ME does have a cash surrender value. The amount of cash surrender value depends on several factors such as the amount of premiums paid in to the policy as well as the performance of the underlying investments. Generally, variable life insurance policies have more flexibility and a higher potential for growth than traditional life insurance policies. It is important to understand that a cash surrender value does not guarantee future earnings, as the performance of the underlying investments can fluctuate.
What potential risks are there with a variable life insurance policy Brunswick?
Variable life insurance in Brunswick, ME carries the risk of fluctuations in the performance of the investments which make up the policy. If the performance of the investments associated with the policy falls in value, so too does the value of the life insurance policy, potentially resulting in a significantly lower sum paid out in the unfortunate event of the insured person’s death. Additionally, the insured person may be charged higher premiums if those investments perform poorly.
How often can I modify my investments in variable life insurance near Brunswick?
With variable life insurance in Brunswick, ME, you have the flexibility to make adjustments to your investment choices as needed. You are generally free to change your choices on a monthly basis; however, you should contact your life insurance provider to determine any restrictions or limitations in your specific case. A financial professional may also be able to help you evaluate the effects of making investment changes and determine how often you may want to adjust your policy.
What happens if my variable life insurance quote Brunswick underperforms?
If your chosen investments perform poorly in Brunswick, ME, it is important to take a step back and evaluate your strategy. Taking a moment to re-assess your portfolio and the markets of Brunswick can help you determine if your investments are truly underperforming or if it is simply due to shifting market conditions. Seeking advice from a professional financial advisor can provide insight on which investments decisions work best for you and your goals. Taking a closer look at the financial landscape in Brunswick can reveal opportunities that may have flown under your radar.
Yes, there are limitations on fund transfers within Brunswick, ME. Every financial institution sets limits on the amount of money that can be moved in and out of an account. Depending on the bank's policy, customers may be limited to daily, monthly, and maximum transfers. According to the Brunswick financial institutions, customers may be subject to federal and state laws when making transfers, and are subject to the terms and conditions set by the bank. Some customers may experience a further restriction of financial services that are within the policies of the bank.
Can I upgrade variable life insurance policies near Brunswick to another policy type?
With over 60 years of experience in insurance services, our team in Brunswick, ME would be happy to discuss any upgrade options for your variable life insurance policy. Our experienced staff here at our office in Maine would be happy to help you explore the various options available, such as universal life insurance, whole life insurance, term life insurance, and more. Depending on your needs and goals, we can evaluate what type of policy best suits your objectives and budget. We'll then guide you through the process to make sure all of your questions and concerns are answered along the way.
Does all variable life insurance in Brunswick offer the same investments?
No, not all variable life insurance policies offer the same investment options. For instance, the policies associated with the Brunswick, ME area may have different investment options available than those available in other areas. Certain carriers may have restrictions as to which investment options may be available to policyholders in different locations. It's always important to talk to an insurance professional to learn about the various options available in your area, so you can make the best informed decision for your life insurance needs.
How liquid is the cash value of my Brunswick variable life insurance policy?
The cash value in a variable life insurance policy can vary greatly, depending on the specific policy chosen and the rate of return earned on the underlying investments. In general, variable life insurance policies in Brunswick, ME offer more liquid assets than policies based on fixed investments like annuities. This is because variable life insurance can be cashed out at any time, and the policy owner can access the cash value without incurring surrender charges or other penalties.
What's the typical duration of terms with a Brunswick variable life insurance company?
In Brunswick, ME, the typical duration of a variable life insurance policy will depend on the company and the coverage plan that is chosen. There are plans that will last for a shorter period of time, such as death-only coverage, while others may offer a longer life such as whole life or universal life insurance. Generally, these plans offer a range of coverage for a set amount of time, and typically last until age 90 or 100. The duration of the policy will depend on the type of coverage that is offered, the company, and the preferences of the policyholder.
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