Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Camden, NJ Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Camden, NJ. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Camden, NJ.
Frequent Questions...
Variable life insurance is an attractive choice for many Camden, NJ residents as the premiums can be flexible depending on the policyholder’s budget. Rather than having a fixed premium, variable life insurance gives policyholders the freedom to adjust their premium costs according to their personal needs. Thus, the premiums of variable life insurance are not fixed, and can fluctuate according to the wishes and financial capability of the policyholder. By engaging in regular reviews of your policy and assessing your financial situation, it is possible to adjust your variable life insurance premiums accordingly if necessary.
Do variable life insurance quotes in Camden come with a cash surrender value?
Variable life insurance policies in Camden, NJ offer a form of surrender value known as a 'cash surrender value' (CSV), which allows policyholders to access a portion of their life insurance proceeds before the policy's expiration. This CSV can be utilized to provide a financial cushion in hard times, supplement retirement funds, or pay for emergency needs. In Camden, the amount of the cash surrender value depends on multiple factors such as the type of policy, how long it's been in effect, and any unpaid loans/fees.
What potential risks are there with a variable life insurance policy Camden?
Variable life insurance carries certain risks that should be taken into consideration before investing in this type of product. Specifically, since the value of these policies rely on the performance of the underlying sub-accounts, there is no guarantee as to the amount of the death benefit or cash value. Consequently, individuals in Camden, NJ should make sure to read the fine-print and research any investment before committing, as the policy may not generate the expected return or benefit at the time it is needed.
How transparent is the investment performance of variable life insurance near Camden?
In Camden, NJ, variable life insurance investment performance is highly transparent. Policyholders can view their transactions, account values, and full investment performance through their insurance provider's customer service portal and through their designated financial advisors. Furthermore, these details can often be accessed by using a mobile app, making it incredibly convenient for Camden, NJ policyholders to have updated and easy-to-access information about their investments. This transparency provides Camden residents a higher level of comfort and confidence in their variable life insurance investments.
Can I include riders in my variable life insurance quote Camden?
Yes, you can add riders to your variable life insurance policy in Camden, NJ. Different insurers offer different riders you can choose from. Riders can help provide more protection or added benefits to a policy. Some popular riders include waiver of premium, accelerated death benefits, accelerated access to death benefit for chronic illness, and a retirement income rider. Be sure to read up on the different riders available in your area and ask your insurance provider about which riders are best suited for your specific situation.
Variable life insurance is an ideal choice for Camden, NJ citizens who are looking for permanent coverage and investment options. This type of insurance policy allows policyholders to allocate their death benefit between premium payments and investment funds. This option offers Camden residents with the potential to build a diversified investment portfolio while ensuring their families are taken care of in case of their passing. Moreover, variable life insurance offers policyholders the opportunity to access their death benefit earlier through use of living benefits which enable access to a portion of their death benefit in times of need.
Do variable life insurance policies near Camden provide guarantees on returns?
In Camden, NJ, variable life insurance does not offer any guarantees on investment returns because it is an investment vehicle that carries with it a certain level of risk. That said, variable life insurance does afford policyholders with the potential for higher returns than traditional life insurance policies. In addition, it allows policyholders to allocate funds to different sources, giving them more control over their finances and giving them the potential to achieve more favorable results than fixed-rate policies.
How regularly should I check my variable life insurance in Camden?
In Camden, NJ it is important to review your variable life insurance policy on a regular basis. This could be as frequently as once a month, but it’s best to review it once a quarter at minimum. This will help you stay up to date on amendments or changes that may affect your policy or the needs of your beneficiaries. It's also a good idea to meet with your local insurance provider at least once a year to discuss your policy.
Is my Camden variable life insurance policy considered permanent life insurance?
Yes! Variable life insurance is indeed a type of permanent life insurance. Specifically, it provides the death benefit of permanent life insurance, while also allowing the policyholders to invest in sub-accounts, attempting to maximize their investment growth potential. This is a great way for a policyholder living in Camden, NJ to attempt to prepare for his or her future financial needs. It will particularly interest those living in Camden who want to have some control over the investments that are part of their policy.
Can I convert from term life insurance with a Camden variable life insurance company?
In Camden, NJ you may be able to convert your term life insurance to variable life insurance. To find out if this is a feasible option for you, it would be best to reach out to qualified financial advisors in the area as they may be able to give you more specific advice based on your situation. Additionally, getting multiple quotes and asking about any policies that have term and variable conversions may allow you to get the best rate possible. Before making any decisions, it is important to evaluate the pros and cons of this type of conversion and ensure that it aligns with your long-term goals.
Compare Camden, NJ Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved