Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Englewood, OH Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Englewood, OH. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Englewood, OH.
Frequent Questions...
Variable life insurance in Englewood, OH offers more flexible financial opportunities than other types of life insurance policies, such as term life or whole life insurance. With variable life insurance, policyholders have the opportunity to select investments that reflect their own goals, such as stocks, bonds, and mutual funds, and then determine how much of their premium should be allocated to these investments. This type of policy also allows for a greater degree of flexibility in the amount of premiums charged than other life insurance products.
Are there early withdrawal penalties for variable life insurance quotes in Englewood?
Early withdrawal from the cash value may incur a penalty depending on the bank and type of account, but in Englewood, OH the laws are different. Penalties for early withdrawal vary by state, and in Ohio, early withdrawal penalties may be imposed. It is important to check with your bank to learn the specific rules and penalties in your state prior to initiating any transaction. There may also be IRS penalties for early withdrawal from certain accounts, so it is important to consult with a tax professional before pursuing any kind of early withdrawal.
Can I withdraw or borrow from a variable life insurance policy Englewood?
In Englewood, OH, you may be eligible to withdraw or borrow against the cash value in your variable life insurance policy. It's important to check with your insurer to see what rules apply in your specific situation. Generally, in order to withdraw or borrow from your cash value, you must have held the policy for a specific amount of time, your policy must have a โcash accumulation valueโ, and the policy must not be in default.
How transparent is the investment performance of variable life insurance near Englewood?
Englewood, Ohio investors can expect comprehensive transparency when it comes to the performance of their variable life insurance investments. Not only do policyholders receive regular performance updates of their investments, but they can also learn more about their fund activity and compare their performance to that of other market standards. By providing financial advisors with comprehensive access to their portfolio data, investors in Englewood, Ohio can make informed investing decisions with assurance that they have complete insight into their investment performance.
What are the surrender fees for a variable life insurance quote Englewood?
Surrender charges for variable life insurance in Englewood, OH vary by insurer and policy, so itโs important to read the actual surrender charge details that are included in your policy. Generally, you may incur surrender fees if you surrender your variable life policy within a certain number of years, starting from the first day of the policy. These charges may be subject to interest charges as well.
In Englewood, OH, there are limitations to fund transfers, as per the policy. These limitations are in place to ensure proper use of funds and to help protect consumers. For example, fund transfers made within Englewood must be reported to the respective financial institution in a timely manner. In addition, the limit per fund transfer cannot exceed a certain amount set by policy, to prevent fraud and abuse. Lastly, funds cannot be transferred outside the area without expressed written consent from the financial institution.
Can I direct specific investment strategies for variable life insurance policies near Englewood?
In the Englewood, OH area, policyholders are not generally given the option of dictating specific investment strategies for their cash value. The insurance company determines the type of investments that are available for policyholders. However, a policyholder should be able to review the investments that they are able to make and determine whether they are in line with their overall financial goals before making any decisions. With the help of an experienced insurance agent, policyholders are typically able to determine if an investment is best suited for their individual circumstances.
Does all variable life insurance in Englewood offer the same investments?
No, variable life insurance policies do not offer the same investment options. The types of available investments and their performance vary from policy to policy and among companies. In Englewood, OH, individuals seeking variable life insurance may find investment options such as mutual funds, ETFs, stocks, annuities, and bonds, depending on the specific policy. It's important for consumers in Englewood, OH to consider their budget, insurance needs, investment goals, and risk tolerance to choose the variable life insurance policy that is best suited for their needs.
Can I use my Englewood variable life insurance policy for retirement savings?
In Englewood, OH, variable life insurance can be used as a retirement savings vehicle due to its potential growth and tax advantages. This type of insurance allows policyholders to invest part of their annual premium in a variety of subaccounts, which are similar to mutual funds. It also provides protection for your beneficiaries in the event of your death. Variable life insurance can be an attractive option for retirement savings in Englewood, OH because it offers policyholders additional control, flexibility, and potential growth compared to other savings options such as IRA or 401(k).
Do I get dividends from my Englewood variable life insurance company?
If you live in Englewood, OH and have a variable life insurance policy, you typically do not receive dividends. Instead, you may be entitled to a surrender value if you decide to end the policy. Most variable life insurance policies allow you to invest the premiums in stocks, bonds, and other investments, while also providing a death benefit for your beneficiaries. Any variable life insurance policy dividends earned depend on the performance of the underlying investments. Therefore, it is important to understand the risks associated with the potential increase in cash value with the policy.
Compare Englewood, OH Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved