Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Fort Carson, CO Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Fort Carson, CO. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Fort Carson, CO.
Frequent Questions...
Variable life insurance is a type of life insurance policy that provides coverage and a flexible investment element. It is popular for its potential for higher growth of cash value than other life insurance policies. Just like any financial decision, it involves risk and the returns are not guaranteed. This means individuals purchasing variable life insurance in Fort Carson, CO should ensure they understand the risks involved and their own financial goals. Variable life insurance allows policy holders to have control of the investment allocation. If the choices are managed properly, the cash buildup may cover beneficiaries upon the policyholder's passing.
Do variable life insurance quotes in Fort Carson come with a cash surrender value?
Yes, variable life insurance policies offered by any provider generally do have a cash surrender value. Specifically, at Fort Carson, CO, any variable life insurance plan would have an accrued value (commonly known as the cash surrender value) which is the sum of your policy's 'net surrender value' (including any 'surrender charges'), the policy's 'cash surrender value,' and the 'loan value.' These components allow those with variable life insurance policies to access their funds, if necessary or desired.
What potential risks are there with a variable life insurance policy Fort Carson?
For Fort Carson, CO and all those who are considering variable life insurance, the potential risks are essentially the same as stocks, mutual funds and other investments: volatility and the potential for loss of principal. Variable life insurance policies can be impacted by the ups and downs of the financial markets, so it's important to review your financial goals and the policy features carefully, to make sure that the policy meets your needs and your ability to bear risk. Additionally, policyholders should understand that the death benefit and cash value components of the policy may fluctuate with the performance of the underlying sub-accounts.
What fees are there with variable life insurance near Fort Carson?
The fees associated with variable life insurance at Fort Carson, CO will vary depending on the type of policy you purchase. Generally, there is a premium for the life insurance policy, a commission paid to the agent or firm selling the policy, and a fee to the insurer for administrative, policyholder, or investment services. Additionally, there may also be annual maintenance fees, minimum deposit requirements, and charges for the accounts you own in the policy. You should speak with your insurance provider to get a clear breakdown of all fees associated with the variable life insurance policy you are considering.
What are the surrender fees for a variable life insurance quote Fort Carson?
Surrender charges for variable life insurance policies may vary depending on the insurance provider, commission structure, and policy specific details. In Fort Carson, CO, the surrender charges associated with a variable life insurance policy are typically determined by the issuing company, and will be outlined in the policy documents. It is important to note that, in some cases, the surrender charges may be reduced or waived if a policyholder has owned the particular policy for an extended period of time.
Fort Carson, CO residents have the unique opportunity to take advantage of variable life insurance, which can bring a whole host of benefits to those who purchase a policy. It allows policyholders to access their cash value that has built up over time, to use for any financial need such as retirement, a child's college tuition, or other large payments. When making withdrawals, policyholders can choose from different tax treatment options, depending on their individual circumstances. Variable life insurance also offers flexibility when it comes to investment decisions and policy premiums.
Can I upgrade variable life insurance policies near Fort Carson to another policy type?
Absolutely! Depending on your individual circumstances, Fort Carson, CO residents may be able to upgrade their variable life insurance to term life, whole life, or universal life insurance policies. You will need to speak with an experienced life insurance professional, so they can evaluate your circumstance and provide you with the best policy option. To get started, contact a local life insurance agent or company to determine how best to upgrade your variable life insurance policy and review your various options.
How regularly should I check my variable life insurance in Fort Carson?
As every situation is different, it is important for Fort Carson, CO residents to review their variable life insurance policies at least once a year to ensure the coverage is aligned with current needs and financial goals. This annual review also offers an opportunity to review costs, benefits, and other policy features such as riders and options. If there have been changes to your life circumstance that could affect your life insurance policies, a review is also important, such as job changes, major milestones (e.g.
Is my Fort Carson variable life insurance policy considered permanent life insurance?
Yes, variable life insurance is a type of permanent life insurance. Within the Fort Carson, CO community, flexible permanent life insurance policies, such as variable life insurance, allow policyholders to customize their individual coverage based on their current and future goals. Variable life insurance enables policyholders to change their insurance premiums, death benefit, and cash value providing many options that may better suit their individual needs over time. Policyholders are also able to adjust the investment options within their policy to generate additional cash value to supplement their premiums or to access additional funds to cover an unforeseen expense.
How do loans affect death benefits with my Fort Carson variable life insurance company?
Policy loans taken out from variable life insurance policies at Fort Carson, CO, can have an impact on the death benefit, though this varies depending on policy specifics. The amount of the death benefit may be reduced if the policy loan grows faster than the value of the policy, which could be the case if the policy's variable investments don't perform well. However, if the loan is repaid in a timely manner, it doesn't have an impact on the death benefit. Fort Carson personnel considering a policy loan should consult with their financial advisor to analyze the potential effects on the death benefit.
Compare Fort Carson, CO Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved