Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Grantsville, UT Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Grantsville, UT. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Grantsville, UT.
Frequent Questions...
Variable life insurance in Grantsville, UT is a type of life insurance policy that allows the policyholder to make investments and choose specific accounts to help grow the cash value of the policy. Unlike other life insurance policies, death benefits from variable life policies are not guaranteed because of the investment element. However, depending on the performance of the investments made, the policy can earn more than the minimum death benefit amount. Premiums for variable life insurance are typically more expensive than other life insurance policies, but come with a greater reward potential for those willing to take the risk.
Can I cancel my policy after getting variable life insurance quotes in Grantsville?
In Grantsville, UT, if you wish to cancel your variable life insurance policy, you must contact the insurance agency that issued the policy. They should provide you with the necessary paperwork needed to cancel and provide their cancellation policy. Depending on the insurance company and the specific policies in place, you may receive either a partial refund or no refund for the amount you have paid into the policy. Cancelling may also include surrender fees, which vary based on the specific terms of your policy.
How does the cash value work for a variable life insurance policy Grantsville?
The cash value component of variable life insurance typically works as an investment account in Grantsville, UT and across the nation. Money allocated to its cash values accumulates tax-deferred, allowing these earnings to continue to curiously grow while also providing the policyholder with extra funds that can be accessed as needed. These funds are available anytime and can be used to purchase additional insurance coverage, pay premiums, or even liquidate the policy for cash. These funds are also accessible through various withdrawals or loans while the policy remains in force.
How transparent is the investment performance of variable life insurance near Grantsville?
In Grantsville, UT, the investment performance in variable life insurance is highly transparent. Investment performance is regularly reported to policyholders and information about individual investments are made available via the insurer's web site. Insurers provide portfolio and fund levels updates, which are used to calculate the current value of accounts and policyholder's benefits. Additionally, some insurers offer access to a wide variety of tools and resources that have been designed to help policyholders better understand their investments.
Is there a minimum guaranteed return with a variable life insurance quote Grantsville?
Variable life insurance in Grantsville, UT does not offer a minimum guaranteed return. However, it does offer a wide range of investment options, allowing policyholders to choose investments that may potentially provide a higher return than traditional life insurance policies. While no returns are guaranteed and investments may fluctuate over time, variable life insurance remains a strong option for creating a reliable retirement income in Grantsville, UT and may ultimately serve as a suitable alternative to fixed-income investments.
In Grantsville, UT, there are certain limitations on fund transfers that must be adhered to. This includes limits on the maximum amount transferred, any transfer fees, and what banks are accepted for a transfer. Furthermore, there are daily, weekly and monthly transfer limits as well as any national or state laws that may apply. Depending on what type of transfer is being made, the recipient of the funds may be subject to deductions or taxes, which will impact the overall amount received. Ultimately, it's important to ensure you are aware and informed of any limitations prior to making a transfer.
Do variable life insurance policies near Grantsville provide guarantees on returns?
Variable life insurance policies, such as those found in Grantsville, UT, can provide policyholders with the potential to receive guaranteed age-based death benefits for their beneficiaries. These policies also feature several investment options that are subject to market risk, meaning that the policyholder has the potential to earn above average investment returns. Additionally, some variable life insurance policies also offer riders that feature guaranteed minimums. Ultimately, policyholders should always review their product choices carefully and work with their chosen life insurance provider to ensure that any guarantees on investment returns for variable life insurance policies are clearly understood.
Can I change investment options for variable life insurance in Grantsville without tax effects?
In Grantsville, UT, you can generally switch between investment options without incurring any taxes, provided you are not exceeding contribution limits set forth by the IRS. Be sure to check with a tax advisor before making any changes to ensure you are not missing any key details that could potentially lead to an unforeseen tax liability. Additionally, if you are using a brokerage account your financial institution may charge fees for a fund switch but the tax implications would still be nominal.
How does my Grantsville variable life insurance policy handle loan interest?
In Grantsville, UT, policy loan interest on variable life insurance is typically treated as taxable income. This means that if you take out a policy loan, you'll be responsible for paying taxes on the income generated from the loan. Policy loans are often used for retirement or estate planning, but be sure to keep track of the policy loan interest so that you can include it on your taxes to ensure compliance with the law.
How do loans affect death benefits with my Grantsville variable life insurance company?
In Grantsville, UT, policy loans on variable life insurance typically reduce the death benefit by the amount of the loan plus interest. It is important to understand that the loan is secured by the policy's cash value and that failure to repay the loan may result in a decrease of the policy's death benefit or even a lapse of the policy. Policyholders should ensure that they understand the terms and conditions of the loan, including any early repayment penalties, to avoid surprises down the road.
Compare Grantsville, UT Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved