Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Great Falls, MT Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Great Falls, MT. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Great Falls, MT.
Frequent Questions...
Variable life insurance is an insurance policy that provides of death benefit along with the potential for cash value growth. This type of coverage is typically offered in Great Falls, MT, and itβs designed to give customers and their families the advantage of additional protection and investment opportunities at the same time. The cash value build up over time can be used as a source of income and to pay the insurance premiums. With this type of life insurance policy, you can select the investments you want to make, grow your cash value, and even access it if needed.
With variable life insurance quotes in Great Falls, how is the beneficiary impacted by investment performance?
In Great Falls, MT, the beneficiary of an investment will be particularly affected by its performance. Specifically, their financial interests are directly correlated to the returns of the investment. If it performs well, they will benefit from any growth; if it performs poorly, they will suffer any losses. In either case, it is incumbent upon the beneficiary to ensure they are taking the necessary steps to monitor investment performance and understand how their financial situation may be impacted.
How does the cash value work for a variable life insurance policy Great Falls?
Variable life insurance in Great Falls, MT works by accumulating cash value over time from policy premiums. This cash value component allows policyholders to utilize the benefits of their policy such as borrowing against it, surrendering it for cash, or even allowing property to be used as a collateral for a loan in some cases. Policyholders in Great Falls can decide how their money is invested within the policy, with some options featuring guaranteed accumulation rates, while stock market-based investments provide a potential growth opportunity. As the policy matures, cash value accumulates and the policyholder can access it when needed.
How transparent is the investment performance of variable life insurance near Great Falls?
In Great Falls, MT, the investment performance of variable life insurance is highly transparent. Variable life insurance policies have a multitude of investment options, which increases the level of transparency. Policyholders in Great Falls, MT have access to notification services and regularly updated information on how their investments are performing. Furthermore, the investment performance in variable life insurance is supported by an experienced licensed securities representative that can provide extensive advice in making the best investment decision. Furthermore, policyholders will receive a detailed statement outlining their investment performance and any policy changes.
Can I include riders in my variable life insurance quote Great Falls?
Yes, you can add riders to your variable life insurance policy in Great Falls, MT. Rider options vary from insurer to insurer, and your particular provider might offer anywhere from an accelerated death benefit option to an income protection rider. Speak to your insurance provider about your options, and how adding riders could benefit you. For example, the accelerated death benefit rider allows someone who has been diagnosed with a terminal condition to use the death benefit while still alive, to cover medical expenses and other expenses. Additionally, an income protection rider provides an additional layer of protection against certain risks.
Yes, there are age restrictions for buying variable life insurance in Great Falls. Generally, the applicant must be at least 18 years of age to purchase a variable life insurance policy. However, some companies may require applicants to be 21 or older. It's important to check these requirements with the specific company you are considering to ensure you are eligible to purchase the policy. Additionally, age-based restrictions vary by company and product. In Great Falls, make sure to discuss these requirements with your insurance provider to determine if you are eligible to purchase the variable life insurance policy that best suits your needs.
How does cash value growth influence death benefit with variable life insurance policies near Great Falls?
In Great Falls, MT, cash value growth in a variable life insurance policy is an important factor in determining a policyholder's death benefit. The cash value growth can be positively impacted by changes in the market rates, which can be a huge benefit for residents of Great Falls. When the cash value grows, it in turn affects the death benefit paid out to the policyholder's beneficiaries. This benefit can help families in Great Falls cover the costs of a funeral and other expenses associated with a person's death.
How can I monitor performance of my variable life insurance in Great Falls?
In Great Falls, MT, you can track the performance of your variable life insurance by taking advantage of the wide range of financial advisors and financial planners available in the area. Many of these advisors can help you understand the complexities of your investments and configure comprehensive solutions that will help you keep track of and manage your variable life insurance investments. Furthermore, a financial advisor may be able to recommend services that offer daily alerts, regular reports, and educational materials to help you stay informed about your investment performance in the long-term.
Can I use my Great Falls variable life insurance policy for retirement savings?
In Great Falls, MT, variable life insurance may be used as a retirement savings vehicle. By investing monies in certain stocks, bonds, or mutual funds, policyholders can make their money grow. This type of insurance requires policyholders to actively select the investments they make, and monitor the growth of their funds. The returns associated with this policy provide beneficial long-term opportunity to save for retirement. In addition, those purchasing variable life insurance in Great Falls may be able to take advantage of their funds without paying income taxes on what they withdraw compared to other types of retirement savings accounts.
Do I get dividends from my Great Falls variable life insurance company?
The answer to the question of whether you will receive dividends from investments within your variable life insurance policy in Great Falls, Montana will depend on the policy and carrier you select. Different insurers may offer different dividend-bearing policies, so be sure to check with your carrier before purchasing to find out their policy-specific details. Generally speaking, an investment-oriented life insurance policy might provide a return that includes dividends, but you should understand all the details and potential risks associated with the investments to ensure you make the best decision for your circumstances.
Compare Great Falls, MT Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved