Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Jacksonville, NC Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Jacksonville, NC. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Jacksonville, NC.
Frequent Questions...
Yes, the premiums in variable life insurance can generally be considered fixed in Jacksonville, NC. While rates vary depending on the policy, the actual premium amount will remain fixed for the term of the policy. Additionally, variable life insurance holders have the flexibility of changing the face value of the policy based on the performance of the investment portfolio it is linked to. Variable life insurance is securely backed by major carriers in Jacksonville, NC and provides protection in the event of death or disability while providing the unique benefit of having an investment component.
Can I cancel my policy after getting variable life insurance quotes in Jacksonville?
In Jacksonville, NC, you can absolutely cancel your variable life insurance policy. However, you should contact your insurance advisor first as there may be additional fees associated with policy termination. Additionally, determining the appropriate time to cancel your variable life insurance policy is important to ensure you get the best value for your coverage. Your advisor can help you understand the tax implications, as well as evaluate what other insurance products may be more suitable for your family's needs.
How does the cash value work for a variable life insurance policy Jacksonville?
In Jacksonville, NC, variable life insurance is a type of permanent life insurance that provides a cash value account. It is separate from your death benefit amount and consists of a balance that accumulates money over time and grows on a tax-deferred basis. This cash value account can be used to accumulate funds or to pay premiums for additional insurance coverage, in essence providing flexibility for policyholders. You may even be able to borrow from the account if need be, as long as you remain in good standing with your premiums.
Do I need to understand investments for variable life insurance near Jacksonville?
No, you don't need to be investment-savvy to purchase variable life insurance in Jacksonville, NC. The expert team at ABC Insurance Services can help you better understand the types of variable life insurance available and provide advice tailored to your individual needs, so that you can find the right solution that fits within your budget and long-term financial goals. With their help, you can purchase variable life insurance in a way that suits your individual circumstances, even if you don't have extensive investment knowledge.
Can I include riders in my variable life insurance quote Jacksonville?
In Jacksonville, NC, yes, you can add riders to your variable life insurance policy. Many policyholders here have added riders to their policies, such as Accidental Death Benefit Riders and Waiver of Premium Riders, to ensure they are receiving the maximum coverage possible. In addition to these riders, you can also add riders to cover expenses, disabilities, critical illness, and even long-term care. Adding riders to your policy can also help to increase the overall value of your policy and provide financial stability for your family should something ever happen to you.
Yes, there are limitations on fund transfers within the policy in Jacksonville, NC. The policy outlines the minimum and maximum amounts Raleigh-Wake residents may transfer per transfer, per day, and per month based on their particular needs. In addition, residents may need to pay an additional fee when completing their fund transfer. Raleigh-Wake residents should refer to the policy for the most up-to-date information, to ensure they are adhering to the rules and regulations of the fund transfer policy.
Can I direct specific investment strategies for variable life insurance policies near Jacksonville?
In Jacksonville, NC, the policyholder cannot dictate specific investment strategies for the cash value, as the investments are predetermined by the insurance company issuing the policy. However, as the policyholder, you can select the mix of investments which best fit your personal financial goals and objectives. That said, you should always consult with a financial advisor to ensure you are making the best possible decision for yourself and your family. Furthermore, if your established financial strategy changes over time, you can speak to your agent and request to adjust the investment mix in your policy accordingly.
Are management fees for variable life insurance in Jacksonville similar to mutual funds?
In Jacksonville, NC, it is possible to compare the management fees for variable life insurance with the fees associated with mutual funds. The fees can vary depending on the provider, the coverage level, and the other components of the policy. However, in general, there is often a slight difference in cost between the two, as the cost associated with the insurer's administrative support may be higher due to additional requirements. That said, it is possible to find good variable life insurance policies that offer competitive costs compared to regular mutual funds.
Can I use my Jacksonville variable life insurance policy for retirement savings?
Yes, variable life insurance can be used as a retirement savings vehicle in Jacksonville, NC. This type of life insurance product offers the potential for higher returns over a longer period of time than traditional savings or retirement plans. Furthermore, variable life insurance also offers an assurance of death benefit payments to your beneficiaries in the event of your demise, offering a source of post-retirement financial security for your loved ones. As a result, even with fluctuating stock markets, Jacksonville, NC residents can enjoy financial security in retirement with the help of variable life insurance.
Do I get dividends from my Jacksonville variable life insurance company?
Investing in variable life insurance in Jacksonville, NC confers a range of benefits to policyholders. Specifically, depending on the investment you choose and the conditions of your policy, you may be eligible to receive dividends. Dividend payments associated with variable life insurance can vary, and you should speak with a licensed financial representative in Jacksonville to gain a greater understanding of dividend payments associated with individual policies. If dividend payments are available, you will likely receive them as a lump-sum cash payment once a year or spread out over several payments throughout the year.
Compare Jacksonville, NC Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved