Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Jericho, NY Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Jericho, NY. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Jericho, NY.
Frequent Questions...
Variable life insurance policies in Jericho, NY can provide increased cash value and potential for growth than other life insurance policies. Variable life insurance works like a combination of permanent life insurance and an investment account, and allows policyholders to choose investments from a wide range of options including stocks, bonds, and mutual funds. With this type of insurance, the policyholder can stay continuously covered, build cash value, difficult to access retirement savings, and benefit from flexible premiums and death benefits. Furthermore, policyholder may enjoy tax-deferred growth and the potential for greater returns than other types of life insurance policies.
Do variable life insurance quotes in Jericho come with a cash surrender value?
Yes, variable life insurance in Jericho, NY has a cash surrender value. This means that policyholders have the option to withdraw any accumulated cash value from the contract. The amount that can be withdrawn depends on the terms of the policy, the performance of the investments, and any fees that may be associated. Financial professionals are available in the area to help provide more information and to answer additional questions regarding variable life insurance and cash surrender value.
Can I withdraw or borrow from a variable life insurance policy Jericho?
In Jericho, NY, you may be able to withdraw or borrow money directly from the cash value of your variable life insurance policy. Depending on the conditions of the policy, there may be few restrictions or limits on what amount you can withdraw or borrow. If you plan on utilizing this feature, it's important to speak with a qualified professional who understands the ins and outs of these types of policies, as well as New York state laws and regulations, to ensure you are making the best decision for your specific financial situation.
How transparent is the investment performance of variable life insurance near Jericho?
Jericho, NY clients can trust that the investment performance in variable life insurance is extremely transparent. Clients have access to detailed performance metrics and reports and can view the full range of available investments and monitor their performance. Our team of experts is always available to answer questions and ensure clients understand their investments and their performance. Jericho clients can also utilize special online tools to help maintain transparency and allow them to stay up-to-date with their investment performance.
Can I include riders in my variable life insurance quote Jericho?
Yes, you can add riders to your variable life insurance policy if you live in Jericho, NY. You may find that riders are a smart way to customize your policy to your specific needs and provide extra protection. There are a variety of riders available in Jericho, such as an Accelerated Death Benefit rider and a Long-Term Care rider, that provide options to cover a broad array of risks. By speaking with an insurance agent who specializes in Jericho life insurance policies, you can find out which riders may fit best for your needs and budget.
Variable life insurance is best for long-term coverage needs, as it provides more protection in the event of an unexpected death. However, for short-term coverage needs in Jericho, NY, its may be useful to consider term life insurance which is more affordable and can meet a wide range of coverage needs. Term life insurance will also guarantee a set amount of death benefit protection for a set period of time, allowing you to select the best coverage length for your current situation.
Can I direct specific investment strategies for variable life insurance policies near Jericho?
In Jericho, NY, policyholders may be able to dictate specific investment strategies for the cash value of their policy. However, it is important to review the terms and conditions of the policy before making any decisions. Some policies may have restrictions or limitations when it comes to dictating a strategy. It is important to contact a qualified professional or your insurance provider for more information before deciding on an investment plan.
How regularly should I check my variable life insurance in Jericho?
Residents of Jericho, New York should review their variable life insurance policy at least once a year to make sure that any changes in their circumstances are accounted for and that their risk profile is still appropriate given their current life stage. Furthermore, since variable life insurance products are securities, the underlying investments should be monitored to make sure that they are aligned with the person’s financial objectives. It is also wise to make sure that the policy itself still meets the individual’s needs and to ensure that their premium payments are up-to-date.
How does my Jericho variable life insurance policy handle loan interest?
In Jericho, NY, the policy loan interest associated with a variable life insurance policy is treated like any other employer-provided loan, with any interest generated by the loan contributing to the insurance policy as a whole. Because the policy remains in the name of the policyholder, the policyholder is responsible for all taxes and applicable penalties associated with the loan.
Do I get dividends from my Jericho variable life insurance company?
In Jericho, NY you may not receive dividends from the investments within your variable life insurance. Instead, benefits such as higher death benefits, fixed interest rates, and access to cash value are typically linked to the variable life insurance policy. You will generally benefit more from the growth of your policy's cash value than through a dividend payment. It's important to speak with an experienced financial advisor in Jericho, NY in order to ensure that you understand the details of your policy. That way you can properly assess your return and find the right solution to meet your financial goals.
Compare Jericho, NY Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved