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Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Lakewood Park, FL Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
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With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Lakewood Park, FL. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Lakewood Park, FL.
Frequent Questions...
Variable life insurance is a long-term life insurance policy that, through investments, offers policyholders in Lakewood Park, FL potential growth on their death benefit by allowing them to allocate their premiums towards funds that can generate returns over time. This type of policy allows the policyholder to adjust their coverage level based on their needs, and unlike term life insurance, is designed to be kept in force for the policyholder's lifetime. Variable life insurance also offers policyholders the flexibility to switch between different funds and invest in a variety of vehicles, such as stocks, bonds, and mutual funds.
Can I use my variable life insurance quotes in Lakewood Park as collateral?
While the use of variable life insurance as loan collateral is generally allowed, the specific terms and regulations will vary based on your location. In Lakewood Park, FL, potential borrowers should contact a local lender to determine if the lender will accept variable life insurance as loan collateral, as this information is specific to each lender. Additionally, any repayment terms associated with the loan are subject to the lender's policies and should be discussed prior to engaging in a loan agreement.
With a variable life insurance policy Lakewood Park, can I decide where my premiums are invested?
Absolutely! With variable life insurance policies available in Lakewood Park, FL, it is possible to choose the way your premiums are invested. In this type of insurance, your premiums are allocated to an investment account that gives you access to a selection of various investments. The potential for greater returns makes variable life insurance an attractive and viable option, and the added benefit of being able to choose how your premiums are invested is an exciting one that could potentially create greater returns.
Do I need to understand investments for variable life insurance near Lakewood Park?
No, you don't need to be an investment expert to purchase variable life insurance in Lakewood Park, FL. In fact, it's an excellent option for people who are new to investing and don't have a lot of money to get started. With variable life insurance, you decide how your premiums are allocated, so you can allocate your money into mutual funds, stocks, and bonds that are tailored to your individual risk tolerance and goals.
What are the surrender fees for a variable life insurance quote Lakewood Park?
At Lakewood Park, FL, surrender charges for variable life insurance are determined by a variety of factors, such as policy age, premium payments, and balance amount of the policy. Generally speaking, the longer you are paying premiums and the bigger the policy balance, the less likely you will need to pay a surrender charge. A financial advisor in Lakewood Park, FL can help you determine the exact surrender charges for your variable life insurance policy.
Yes, there are age restrictions for variable life insurance policies in Lakewood Park, FL specifically, you have to be between the ages of 18 and 85 to be eligible for coverage. Additionally, you'll need to provide proof of insurability before you can purchase a policy. Life insurance companies also have different age and health requirements, so it's important to carefully research what options are available to you. Lastly, your gender can also affect the cost of variable life insurance, with women usually receiving more affordable premiums than men.
Can I direct specific investment strategies for variable life insurance policies near Lakewood Park?
In Lakewood Park, FL, policyholders can work with their insurance agent to select funds and diversify their cash value investments, but the policyholder cannot dictate specific investment strategies. The agent can help the policyholder understand the options available and refine their overall strategies based on their financial needs and objectives. With the approval of the insurance company, the policyholder can create a comprehensive cash value plan with an individualized portfolio. The chosen derivatives and variable funds can be adjusted as needed.
How regularly should I check my variable life insurance in Lakewood Park?
It is important to review your variable life insurance policy frequently. In Lakewood Park, FL, we recommend that you review your policy a minimum of once a year. The review should include examining policy funds to ensure that they are properly allocated and diversified, and that they remain suitable for your individual needs. It is also important to confirm that the policy coverage amount meets your current needs and that the beneficiaries and financial objectives listed in the policy remain accurate. Taking the time to review your policy and make the necessary changes will ensure that your coverage meets your family’s changing needs and financial goals.
Can I use my Lakewood Park variable life insurance policy for retirement savings?
Yes, absolutely. Variable life insurance is a great alternative retirement savings vehicle for residents living in Lakewood Park, FL. Variable life insurance can offer greater flexibility and potential than other plans like 401k's, without the taxes associated with other investment strategies. Plus, the policy's death benefit is appreciated by beneficiaries, as there is no tax on that money at the time of death. That money can then be used to ensure a secure retirement for the policy holder.
Do I get dividends from my Lakewood Park variable life insurance company?
The answer to your question depends on the type of investments inside your variable life insurance policy. Generally, if you have investments in stocks, you may receive dividends from the investments within your variable life insurance. However, the amount and availability of dividends will vary based on the stocks held inside the policy. In addition, the dividend policy of each company can also affect the dividend amount your receive. In Lakewood Park, FL, an investor interested in receiving dividends should research and discuss potential income opportunities with their insurance provider.
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