Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Los Angeles, CA Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Los Angeles, CA. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Los Angeles, CA.
Frequent Questions...
Los Angeles, CA residents who want to have more control of their life insurance investments, and potentially a large payout, should consider purchasing variable life insurance. Those who want additional benefits, such as access to an investment platform and the possibility of an increased death benefit, may find variable life insurance to be attractive and accessible. Variable life insurance allows the policyholder to have control over their investments, allocate funds in mutual funds or other investment vehicles, and have the potential to earn greater returns on their money than they would with traditional life insurance.
Do variable life insurance quotes in Los Angeles come with a cash surrender value?
Yes, variable life insurance policies do have a cash surrender value in the Los Angeles, CA area often based on the current account value of the policy. The cash surrender value is typically much less than the policy's face value, but may help pay for some of the policy's costs if the policyholder needs to surrender the policy early. Once a policy matures, the cash surrender value of the policy may be much higher.
How does the cash value work for a variable life insurance policy Los Angeles?
In Los Angeles, CA variable life insurance is becoming increasingly popular due to its versatility. The cash value component is a saving aspect of the policy, which operates as an additional benefit outside of the death benefit. It builds cash value over time and participating policyholders can access the funds through loans or distributions. In Los Angeles, the cash value component can be used as tax-deferred saving, to cover college expenses, or as security to potentially receive an additional death benefit.
Is there a death benefit guarantee with variable life insurance near Los Angeles?
Yes, for Los Angeles, California, variable life insurance policies may offer a guaranteed death benefit. Depending on your policy, this death benefit is generally paid out to your beneficiaries at the time of your passing. It is important to speak with a life insurance agent and review your policy to understand the specific terms of the death benefit that you may qualify for. Knowing the amount of the death benefit allows you to plan accordingly and make sure your loved ones are well taken care of should something unexpected occur.
What happens if my variable life insurance quote Los Angeles underperforms?
If your investments perform poorly in Los Angeles, CA, it's important to reassess the risks associated with your investment decisions. You may want to consult a financial advisor in order to evaluate the current conditions of the markets and outline a strategy to help protect against further losses. It is also important to stay informed on the latest news and trends in Los Angeles, CA, so that you are able to make educated decisions that are well-suited for your individual financial situation.
In Los Angeles, CA, variable life insurance can be an excellent choice for those looking for long-term financial protection and the potential for a greater return on their investments. Variable life insurance policies offer policyholders the opportunity to customize their investment portfolio, allowing for diversification within the policy. It also offers flexible premiums and face-value amounts, allowing for easier cash flow management. Furthermore, variable life insurance can provide beneficiaries with tax-deferred growth opportunities. Ultimately, variable life insurance helps provide Los Angelenos with financial security and stability now and in the future.
How does cash value growth influence death benefit with variable life insurance policies near Los Angeles?
In Los Angeles, variable life insurance provides financial protection to offer a death benefit to your family. Its cash value growth can contribute to the death benefit through tax deferred growth. When the policy passes to the heirs of the insured, they will inherit the same death benefit and cash value. This type of policy also affords the policyholder the ability to have greater control over their policy investments. The policyholder can choose how their premiums are allocated. As the cash value grows, the death benefit will increase accordingly.
Can I change investment options for variable life insurance in Los Angeles without tax effects?
Yes, it is possible to switch between investment options without having to worry about tax implications in Los Angeles, CA. From 401k plans, mutual funds, and IRA's, individuals can choose which investment option works best for their individual needs. For example, those looking to invest in the stock market can benefit from individual retirement accounts (IRA's) which provide up to $6000 in contributions every year. Additionally, 401k plans are an excellent option for those age 50 and over, as they allow for more contributions, up to $20,500 a year.
Is my Los Angeles variable life insurance policy considered permanent life insurance?
Variable life insurance in Los Angeles, CA is a type of permanent insurance that offers an investment account along with the life insurance protection. This type of policy is an attractive option for those living in Los Angeles because it provides a cash value that is tax-deferred, and any increase in the value of the investments can be used to provide a larger death benefit or additional living benefits. The policyholder has the option of investing in stocks, bonds, or mutual funds, which are typically managed by a professional investment manager.
Can I convert from term life insurance with a Los Angeles variable life insurance company?
Yes, you can convert your term life insurance to variable life insurance in Los Angeles, CA. Depending on the type of policy you own, you may be able to convert it to a variable life insurance policy without any additional premium payments. This is an excellent choice for individuals who are looking for stability, flexibility, and potential value appreciation. In addition, in Los Angeles, CA, you can also customize your variable life insurance policy with a wide range of investments. This allows you to actively manage your funds and benefit from market-based growth potential.
Compare Los Angeles, CA Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved