Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Manchester, VA Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Manchester, VA. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Manchester, VA.
Frequent Questions...
Manchester, VA residents looking for financial stability and flexibility should consider purchasing variable life insurance. Variable life insurance offers the insured the potential for capital accumulation based on underlying investment options chosen within the policy. This type of life insurance provides protection and offers the opportunity to build up a cash value based on returns of the investment account. Furthermore, a variable life policy can be tailored to your financial needs and adjusted should your goals change over time.
With variable life insurance quotes in Manchester, how is the beneficiary impacted by investment performance?
In Manchester, VA, the beneficiary of an investment is ultimately affected by its performance in terms of achieving a desired financial return. Investment performance in Manchester, VA can affect the beneficiary in position to make decisions about their future, such as whether or not to make additional investments, or to reinvest in the same asset or a different one. Performance can also affect how beneficiaries spend their money, whether they have to save more to make up for losses, or whether they can spend more freely in the future due to positive returns.
What are the tax aspects of a variable life insurance policy Manchester?
The tax implications of a variable life insurance policy in Manchester, VA will vary based on your individual circumstances. Generally speaking, most of the income from a variable life policy and the distributions from a policy are subject to federal income tax. Additionally, all of the costs associated with the policy are tax-deductible. Depending on the state in which you reside, you may also be required to pay a local or state income tax on the money earned from the variable life policy. However, any proceeds paid to the beneficiary at the time of the policy holder's death are typically not subject to taxes.
How often can I modify my investments in variable life insurance near Manchester?
In Manchester, VA, you can change your investment choices with variable life insurance as often as you would like, provided you meet the proper regulations. Variable life insurance policies are designed to give you flexibility to grow and protect your wealth according to the ever-changing market conditions. Of course, you must take into consideration any potential surrender charges or other fees that may apply. It is important to remember to speak with a financial professional prior to making any major changes to ensure you understand any applicable penalties and financial implications.
Can I include riders in my variable life insurance quote Manchester?
In Manchester, VA, you can absolutely add riders to your variable life insurance policy. You should contact your insurance carrier to get more information about rider options and any associated fees. It's important to remember that riders can help you tailor the benefits that your policy provides, so it's worth looking into this option if you want to get the coverage that best meets your needs. Additionally, many carriers offer policy riders that can help with cost management and provide you with peace of mind.
Yes, there are certain limitations on fund transfers within the Manchester, VA, policy. For example, any funds transferred to third-party accounts must remain in the original account until withdrawal clearance is granted by the City. Additionally, customers are limited to a maximum of two transfers per month, with one permitted to be an electronic fund transfer. Furthermore, customers must adhere to certain deposit amounts and may be subject to fees associated with withdrawals or transfers in certain instances.
Can I upgrade variable life insurance policies near Manchester to another policy type?
Depending on your circumstances and goals, upgrading your variable life insurance policy to another type of policy may be an option. Manchester, Virginia, is home to several qualified insurance advisors and financial planners who can discuss the various available options and how they may benefit you. Whether it be a term life policy, whole life, or a universal life policy, it is important to consider both short-term and long-term goals when considering insurance changes.
How regularly should I check my variable life insurance in Manchester?
If you live in Manchester, VA and have a variable life insurance policy, it's important to review your policy periodically. A good rule of thumb is to assess the policy every six months to make sure it is still appropriate for your needs and that the benefits are sufficient. Additionally, you should check the performance of the underlying investments to ensure they remain in line with your objectives. Talk to an insurance professional in your area to get more specific advice tailored to your needs.
Can I use my Manchester variable life insurance policy for retirement savings?
Yes, variable life insurance can be used as a retirement savings vehicle in Manchester, VA. In fact, variable life insurance policies provide flexible features, such as tax-deferred accumulations, which can be tailored to fit your retirement needs. Simply speak with your licensed life insurance agent in Manchester, VA to assess your individual retirement goals and develop a customized plan that fits your needs. An experienced agent can help develop a retirement savings solution that fits your needs and budget.
What's the typical duration of terms with a Manchester variable life insurance company?
In Manchester, VA, the typical duration of a variable life insurance policy can vary depending on the policyholder's needs. Generally, these policies offer maximum flexibility, so they may be structured to be permanent or they may last for limited terms of 10, 20, or 30 years. Of course, the duration can always be changed when the policyholder needs to adjust their coverages. Additionally, policyholders may also opt for increasing insurance amounts over time.
Compare Manchester, VA Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved