Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Marietta, OH Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Marietta, OH. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Marietta, OH.
Frequent Questions...
Individuals living in Marietta, OH who may be looking for a tax-advantaged way to save for retirement or to cover large lump-sum expenses, should consider purchasing variable life insurance. It allows policyholders to invest a portion of their premium payments in a variety of investment options such as mutual funds, stocks, and bonds. With variable life insurance, policyholders have the potential to build more wealth than traditional life insurance policies, while also accessing their funds through flexible withdrawal or loan options.
Are there early withdrawal penalties for variable life insurance quotes in Marietta?
Yes, Marietta, OH residents should be aware that if they withdraw funds from their cash value before the maturity date, they may be subject to surrender fees, applicable taxes, and a reduction in their cash value, depending on the cash value policy and the terms of the contract. This could cost them money or reduce the value of their policy in the long run. It pays to carefully consider all of the implications of early withdrawal before choosing to do so.
What potential risks are there with a variable life insurance policy Marietta?
Variable Life Insurance in Marietta, OH carries a level of investment risk because the policyholder's premiums and death benefits depend on the performance of the underlying investments. The policy may not perform as expected, resulting in lower benefits than anticipated. As with any investment, you may lose money due to market performance, so it's important to do your research and consider risk tolerance before purchasing. Additionally, policyholders may be subject to federal and state income taxes on earnings and withdrawals, which affects the policy's cash value and death benefit.
What fees are there with variable life insurance near Marietta?
Generally speaking, variable life insurance fees associated with policies purchased in Marietta, OH vary depending on the provider and the level of coverage elected. Common fees associated with these policies include a regulatory charge, a mortality & expense risk charge, policy administrative fees, any applicable riders, and possible sales loads. The best way to ensure you're aware of all fees associated with your variable life insurance policy is to discuss this with your local MNI Insurance Provider in Marietta, OH.
How does a variable life insurance quote Marietta handle dividends?
In Marietta, OH, the dividend treatment for variable life insurance is unique based on the company and policies you choose. Some variable life insurance policies allow policyholders to use their dividends to purchase additional insurance coverage, to pay premiums, or to request an early loan against their policy. Additionally, dividends may be used to purchase additional riders for the policy or to increase its total face value. If you don't need the cash now, dividends can also be applied to your policy to increase its cash value.
Variable life insurance may be suitable for short-term coverage needs in Marietta, OH depending on an individual's circumstances. Certain situations, such as starting a family or needing coverage beyond workplace benefits, could warrant considering a variable life insurance plan. Knowing what financial milestones and goals you wish to accomplish in the short-term is essential to determining if variable life insurance is right for those needs.
Can I upgrade variable life insurance policies near Marietta to another policy type?
Yes, you can upgrade your variable life insurance policy to another type of policy if it is available in Marietta, OH. Many life insurance companies allow policyholders to upgrade their coverage. However, the availability and cost of upgrade may depend on your specific needs. Talk to an insurance agent in Marietta to learn more about the insurance coverage available and find out if it meets your needs. They can also help you understand the pros and cons of upgrading to a different coverage and help customize a policy that works best for you.
Does all variable life insurance in Marietta offer the same investments?
No, not all variable life insurance policies offer the same investment options. Depending on the provider, available options can range from stocks, bonds, and mutual funds to ETFs and alternative investments. In Marietta, Ohio, residents who are searching for variable life insurance policies should investigate their options thoroughly to ensure their desired investment options are available. In general, most variable life insurance policies offer the same types of investments, but the specific offerings and options can vary. In addition, some insurers may have higher fees or restrictions on certain investments.
How does my Marietta variable life insurance policy handle loan interest?
In Marietta, OH, policy loan interest with variable life insurance is generally compounded quarterly and charged against the policy. Any interest that is not paid and added to the loan balance will accrue additional interest, so it's important to understand your policy's terms and make sure you make regular payments when due. It's also important to note that the policy may contain a loan provision that can limit the amount of money that can be borrowed and a surrender charge provision that may be assessed if too much insurance is cashed out.
How do loans affect death benefits with my Marietta variable life insurance company?
Policy loans from variable life insurance in Marietta, OH, can have an impact on the death benefit depending on how the loan is structured. Generally, the loan is taken against the cash value of the policy, and the death benefit is reduced proportionately to the outstanding loan balance. This is because when policy loans are taken, the death benefit is often used as collateral. If the loan is not repaid, the death benefit may be used to pay back the loan.
Compare Marietta, OH Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved