Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Mequon, WI Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Mequon, WI. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Mequon, WI.
Frequent Questions...
Variable life insurance in Mequon, WI generally offers more flexibility and options than other traditional life insurance policies. This type of insurance allows policyholders to customize the coverage amount and death benefit for their family and/or retirement investments according to their needs. They also have the option to change the investment allocation of their cash surrender value, which is an attractive feature for people living in the Mequon area where the financial markets can be volatile.
Can I use my variable life insurance quotes in Mequon as collateral?
Although the loan requirements vary based on the financial institution, many lenders in Mequon, WI accept variable life insurance as collateral for a loan. If you are considering this as an option for obtaining a loan, you should contact a few financial institutions in Mequon to inquire about their specific requirements. While variable life insurance policies can be extremely beneficial when it comes to providing collateral for a loan, you may also be asked to provide other documentation and financial background information. Additionally, many lenders prefer that the loan is secured by high-value assets, such as real estate.
How does the cash value work for a variable life insurance policy Mequon?
In Mequon, WI, the cash value component of variable life insurance works by allowing policyholders to allocate some of their premiums to a separate account, which will generate returns similar to those of stocks and bonds. The policyholder will typically have access to this account even if they decide to cancel their policy early, so long as the cash value remains at least as much as the amount they originally paid in premiums. Additionally, policyholders may also use the cash value as collateral to borrow money from the insurer.
What fees are there with variable life insurance near Mequon?
The fees associated with variable life insurance depend on the area and provider; for Mequon, WI, most variable life insurance carriers charge policyholders a base premium, an administrative fee, and a mortality and expense risk charge. Additionally, some carriers also charge policyholders extra fees for any additional services, such as an investment-management fee, early cancellations, or the use of borrowed funds. To calculate the exact cost of variable life insurance for a policyholder in Mequon, WI, it's wise to compare quotes from multiple providers and consider any possible discounts each provider may offer.
What happens if my variable life insurance quote Mequon underperforms?
If your chosen investments perform poorly in Mequon, WI, you have a few options. Depending on your investment goals, you can switch to a different, more promising portfolio, if you're comfortable with the risk. Another option is to increase the research and analysis of your current investments. You could also consider adding investments that balance out and hedge against the underperforming ones. Finally, if you don't feel you have the necessary knowledge or experience to manage your investments, it might be beneficial to seek professional advice from a financial planner in the Mequon area.
Yes, there are limitations on fund transfers within the policy in Mequon, WI. All transfers must adhere to the requirements of the financial institution holding the funds and will typically be limited by the daily or monthly withdrawal restrictions placed by your financial institution. Additionally, there may be state or federal limits imposed on the type and amount of funds that can be transferred, as well as any applicable taxes or fees that may be charged when making such transfers. As always, it's best to consult with your financial institution to review all fees and restrictions before initiating any transfers.
How does cash value growth influence death benefit with variable life insurance policies near Mequon?
Variable life insurance policies in Mequon, WI build cash value in the policy to provide for the death benefit upon the policyholder's passing. The policy's cash value growth has a direct impact on the payout amount provided to a policyholder's beneficiary upon their death; the more the cash value grows, the higher the benefit. Variable life policies are often used to create an inheritance or provide extra support to an aging relative in times of difficulty.
Does all variable life insurance in Mequon offer the same investments?
No, not all variable life insurance policies offer the same investment options. It depends on the policy issued and the insurance provider. For instance, in Mequon, WI, Miramar Insurance offers a variety of variable life insurance policies with a range of investment options including equities, fixed income, alternate asset classes and more. Additionally, you can even select certain strategies like target date funds and retirement income solutions that can help you meet your specific financial goals. It's recommended to compare the features and costs of different policies to choose one that's right for the investment goals you have in mind.
Can I use my Mequon variable life insurance policy for retirement savings?
Yes, Variable Life Insurance can be used as a retirement savings vehicle. Mequon, Wisconsin residents can benefit from the unique features of this type of life insurance which includes the ability to select different types of investment products and to adjust the death benefit depending on their needs over time. The cash value inside the policy also earns a tax-deferred rate of return, which can grow over time to help build a retirement nest egg. Furthermore, in the event of the policy owner's untimely death, their beneficiaries would still receive the death benefit, providing financial security in the event of a tragedy.
Does my Mequon variable life insurance company offer a grace period for premium payments?
Yes, there is a grace period for premium payments in variable life insurance policies in Mequon, WI. The policyholder typically has a grace period of 30 days after the premium due date in which to make their payments. During this time, the policyholder can continue to enjoy the benefits of their policy coverage and any guarantees, while their premiums are being collected. Premiums that are not paid within the grace period may result in policy lapsation, and the policyholder may also be subject to any late fees and/or other applicable penalties.
Compare Mequon, WI Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved