Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Monroe, OH Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Monroe, OH. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Monroe, OH.
Frequent Questions...
Variable Life Insurance Policies are a type of life insurance policy that generally consists of two primary components: an investment component and a death benefit component. It is an increasingly popular life insurance option for folks living in Monroe, OH as it provides flexible premium payments and the death benefit values can increase depending on the performance of the investments. Variable Life Insurance policies are attractive to policyholders because of their potential to yield greater returns than traditional life insurance policies, with the caveat that there's an associated risk that the investments may not perform as well as expected.
With variable life insurance quotes in Monroe, how is the beneficiary impacted by investment performance?
In Monroe, OH, beneficiaries of an investment typically benefit if the investment's performance is positive. If returns are negative however, the beneficiary is affected negatively. Many investments offer tax advantages which can also be beneficial to the beneficiary. In addition, the beneficiary may benefit from the increased security and stability that come from having the investment diversified in their portfolio. Ultimately, a beneficiary's experience with an investment will depend directly on the performance of the investment over time and so the investment must be carefully monitored and managed.
Can I withdraw or borrow from a variable life insurance policy Monroe?
Depending on the type of variable life insurance policy you have in Monroe, OH it may be possible to withdraw or borrow from the cash value. If you take a loan from your policy, the loan can include the cash surrender value of the policy plus an additional interest charge that accrues each year. If you choose to withdraw your money, you may be subject to a surrender charge, and the withdrawal will ultimately reduce the cash surrender value and the death benefit of your policy.
How transparent is the investment performance of variable life insurance near Monroe?
In Monroe, OH, the transparency of investment performance in variable life insurance is exceptional. The policyholder is provided with the most up-to-date information regarding the value of the investments held within their policy, enabling them to make an educated decision regarding their policy. Furthermore, clients have access to their account statements detailing investment performance on a regular basis to ensure they remain aware of their options. It is the goal of the provider to ensure that the investments within a policy are performing as expected and that the policyholder is informed of any changes in investment performance.
What happens if my variable life insurance quote Monroe underperforms?
In Monroe, OH, it is important to diversify your investments in order to ensure your portfolio is performing and providing gains in a variety of areas. If, unfortunately, your selected investments begin to perform poorly, it is important to assess the situation and look at all the factors that potentially led to a poor return in order to make a more informed decision. This could include examining sector or industry trends, or even broad-based economic factors. You may also want to adjust your asset allocation or take a more active role in monitoring the performance of your investments.
In Monroe, OH, variable life insurance may be a suitable option for short-term coverage needs depending on individual circumstances. Generally, variable life insurance offers policyholders the opportunity to purchase coverage with a death benefit that can vary based on the performance of the underlying investments. It may also present potential policyholders with the opportunity to save money over the long-term by taking advantage of tax deductions for policy premiums. Policyholders can also access the accumulated cash value of the policy by taking out a loan or making a withdrawal.
Can I direct specific investment strategies for variable life insurance policies near Monroe?
Yes, policyholders in Monroe, OH can dictate specific investment strategies for the cash value. Depending on the investment options available for their policy, they have the ability to choose investments in stocks, bonds, mutual funds, and other financial instruments that align with their risk tolerance and financial goals. Additionally, policyholders can work closely with their financial advisor to develop a suitable strategy for their unique insurance needs. Ultimately, it is important that policyholders understand their options and take the time to review all policies to make sure they are meeting their needs.
How can I monitor performance of my variable life insurance in Monroe?
In Monroe, OH, you can track the investment performance of your variable life insurance by engaging with a trusted financial advisor. A financial advisor can provide insight on market trends and industry news that can help you assess your portfolio. With guidance from a certified expert, you can develop a strategy for maximizing your returns and making the best choices for your individual financial situation. Additionally, your financial advisor can examine the investment options and explain the benefits of each, assisting you in confidently choosing a plan that is right for you.
How liquid is the cash value of my Monroe variable life insurance policy?
The cash value of a variable life insurance policy in Monroe, OH depends on many factors. The cash liquidity is usually offered by the insurance company depending on how the policy was structured. It is important to understand how the policy works before you make any decisions. Furthermore, the policyholder's credit score, the performance of the portfolios held in the policy, the type of insurance, and the surrender period all have an impact on the liquidity of the policy's cash value. Ultimately, you should consult with a financial advisor to determine the best options for your particular situation.
Do I get dividends from my Monroe variable life insurance company?
As a resident of Monroe, OH, you can certainly benefit from investing in a Variable Life Insurance policy. Dividends from your investments are available, depending on the policy and what it has been invested in. Variable life insurance policies typically earn dividends through mutual funds, stocks or bonds, as well as other investment funds. These dividends are paid directly to you and can be used to pay the premiums associated with your policy. Speak with a financial advisor in the Monroe, OH area to learn more about the dividend potential of a variable life insurance policy.
Compare Monroe, OH Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved