Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Nashville, TN Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Nashville, TN. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Nashville, TN.
Frequent Questions...
Residents of Nashville, TN who want to add protection to their families and flexibility for their investments should consider purchasing variable life insurance. Variable life insurance is a combination of a death benefit and an investment account. Premiums are split between the two parts of the policy, which offers death benefit protection for the policyholder's family and an opportunity to increase their savings in times of the market's growth. Additionally, it's a great option for those who want more control over the investments and the death benefits that the policy offers.
With variable life insurance quotes in Nashville, how is the beneficiary impacted by investment performance?
In Nashville, TN, a beneficiary of an investment performance generally profits from gains and losses in the value of the underlying portfolio. The beneficiary of the investment can benefit from potential gains, such as increasing value of their investment portfolio, through the asset accumulation over time. Conversely, losses incurred in the value of the investment can result in reductions in the beneficiary's net worth or their portfolio's size. On the whole, the extent of gains, losses, and savings tubes on the performance of the portfolio and the individual's portfolio size.
Can I withdraw or borrow from a variable life insurance policy Nashville?
Yes, you can withdraw or borrow from the cash value of your variable life insurance policy in Nashville, TN. Depending on the type of policy and company you have chosen for coverage, you can utilize the cash value for a variety of purposes. You could use it to pay future premiums, cover medical costs, help fund a major purchase, or you could access funds through an income tax-free loan while maintaining the contract’s coverage in-force.
Is there a death benefit guarantee with variable life insurance near Nashville?
Variable life insurance is typically available throughout the Nashville area, but with different policies, there is no guarantee of a death benefit or any particular payout. However, if you opt for a guaranteed universal life or variable universal life policy in Nashville, you can generally be certain that you or your loved one will receive a death benefit upon passing away.
What are the surrender fees for a variable life insurance quote Nashville?
The amount of surrender charges for variable life insurance policies in Nashville, TN may depend on factors such as the policyholder's age, the type of policy, and the length of the policy term. Generally speaking, higher surrender charges are associated with shorter terms and the amount generally decreases the longer the policy is in force. Additionally, some policies may be subject to the surrender of dividends, which could include an additional charge. To find out your exact policy's surrender charges, it's best to contact your life insurance provider.
In Nashville, TN, the death benefit can vary in accordance with the investment performance of an individual. Generally, a high performing investment portfolio can result in a higher death benefit payout, and vice versa. The death benefit payout can be affected by a variety of factors, such as stock market performance, currency exchange rates, and real estate values. In order to ensure a higher death benefit, it is important to review investment performance regularly and factor in all data that relates to the current economic environment.
Do variable life insurance policies near Nashville provide guarantees on returns?
Variable life insurance in Nashville, TN offers the potential to receive a higher return on investment than traditional life insurance products, but there are no guarantees since the value of investments can fluctuate. However, with variable life insurance, policyholders have access to a wide range of investment options, including stocks, bonds, mutual funds, and variable annuities, which can help mitigate risks and possibly increase returns. It's important for policyholders to work with a trusted advisor who can advise them on the product and the potential risks and rewards associated with the investments.
How can I monitor performance of my variable life insurance in Nashville?
In Nashville, TN, you can track the investment performance of your variable life insurance by accessing your policy's performance report. Your policy’s performance report will offer statistics, portfolio analysis, and more about your policy’s investment history. Additionally, some variable life insurance providers offer mobile apps that allow you to monitor your policy’s stock, bond, and mutual fund performance on a tablet or smartphone.
Is the cash value in my Nashville variable life insurance policy safe from creditors?
Variable life insurance is an attractive form of asset protection for policy holders in Nashville, Tennessee. By designating your variable life insurance policy as an irrevocable beneficiary, you protect the cash value of the policy from creditors. This essentially makes it an exempt asset and can protect those proceeds if the policy holder should become unable to make their payments. Nashville residents can also take advantage of Tennessee's generous exemption laws on both homesteads and retirement accounts, which can further shield their life insurance policy cash value from creditors as well.
Can I convert from term life insurance with a Nashville variable life insurance company?
In Nashville, TN, the best way to find out if you can convert your term life insurance to variable life insurance is to contact a local insurance specialist for advice. Depending on the insurer, there may be some limitations or qualifications you must meet before being approved for such a conversion. Before making any decisions, you should consider contacting a licensed agent to learn more and understand the terms and conditions of the policy you are looking to convert and the policy you are looking to acquire. Ultimately, the options available will depend on the insurer, your particular situation and individual circumstances.
Compare Nashville, TN Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved