Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Sandy Springs, GA Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Sandy Springs, GA. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Sandy Springs, GA.
Frequent Questions...
Variable life insurance is a type of insurance policy available to the residents of Sandy Springs, GA, that offers permanent life insurance protection with the flexibility to choose investments used to fund the policy. It is a form of permanent life insurance in which the policy's cash value is invested in a portfolio of stocks and bonds selected and managed by the policyholder. The policyholder can usually choose from a variety of different investments, including mutual funds, which offer varying levels of risk and return.
Do variable life insurance quotes in Sandy Springs come with a cash surrender value?
Yes, variable life insurance has a cash surrender value for policy holders in Sandy Springs, GA (and for policy holders elsewhere). This value can usually be accessed at any point, however, the amount accessed may be subject to surrender charges depending on the policy and the amount cashed out. Typically, the net surrender value is calculated based on the cash surrender value of your policy along with the associated surrender charges. With a variable life insurance policy, the cash surrender value is determined by the performance of the underlying investment options associated with the policy.
With a variable life insurance policy Sandy Springs, can I decide where my premiums are invested?
When it comes to the investment of premiums with variable life insurance in Sandy Springs, GA, the answer is yes. You can choose where your premiums are invested in the stock market, bonds, and/or other investment vehicles. You are then able to take advantage of returns related to your overall investment decisions, while providing benefits for the policyholder or their beneficiaries at the same time. It is important to carefully consider any investment you make in order to ensure you are comfortable with associated risks. A financial advisor in your local area can provide advice and guidance to help you make the best decision.
Is there a death benefit guarantee with variable life insurance near Sandy Springs?
Yes, a death benefit is guaranteed with variable life insurance in Sandy Springs, GA. This type of policy offers a death benefit that will be paid upon passing. Additionally, it enables policyholders to invest part of their premium payments into stock or bond investments to help build additional wealth. The policyholder, as the owner of the policy, has control over the investments, making many of the decisions associated with which specific investments to make and at what time. The return on these investments may vary, but the death benefit is protected no matter what returns are realized.
Is there a minimum guaranteed return with a variable life insurance quote Sandy Springs?
Variable life insurance is a popular option in Sandy Springs, GA, as it offers policyholders the potential to earn returns that are higher than the guaranteed minimum. Variable life insurance can provide policyholders with the opportunity to increase their death benefit while investing in professionally managed funds. However, all investments carry a degree of risk, including the potential for a loss of principal value, so policyholders should be aware of this before deciding to invest in variable life insurance.
Variable life insurance could be suitable for short-term coverage needs in Sandy Springs, GA. However, it is important to consider your needs and lifestyle before committing to a policy. Variable life insurance can offer a higher rate of return should investments perform better than initially predicted; however, it also carries a greater risk of loss than traditional life insurance policies, so it is important to have a firm understanding of the potential volatility.
How does cash value growth influence death benefit with variable life insurance policies near Sandy Springs?
In Sandy Springs, GA, the cash value growth of variable life insurance can have a positive effect on the death benefit. As the cash value grows, the owner of the policy can choose to invest in additional benefit riders or increase the death benefit itself. If the cash value is greater than the death benefit, it can be applied to increase the death benefit portion of the policy. Additionally, this growth may help the policyholder offset premiums due to money being withdrawn from the cash value, should the policyholder run into financial difficulty.
How can I monitor performance of my variable life insurance in Sandy Springs?
Sandy Springs residents can track the performance of their variable life insurance investments by speaking to their financial advisor. Financial advisors can provide a range of services, such as creating a financial plan to help you reach your goals. They can also keep track of your investments to help ensure that they are providing you with the maximum return. Additionally, your financial advisor can monitor changes in the stock market and suggest modifications that might benefit your portfolio. By consulting with a financial advisor, you can ensure that your variable life insurance investments are performing optimally.
How liquid is the cash value of my Sandy Springs variable life insurance policy?
The cash value in a variable life insurance policy in Sandy Springs, GA depends on the performance of the investments associated with your policy. Because you have the ability to select from a variety of investments, the cash value of your policy can vary significantly. An experienced financial adviser in Sandy Springs, GA can help you select the options that fit your short and long-term financial goals while maximizing your policy's liquidity. Diversifying your investments is the key to maintaining a more liquid policy, ensuring that you have access to the funds when you need them.
What's the typical duration of terms with a Sandy Springs variable life insurance company?
The typical duration of a variable life insurance policy can vary based on the individual policy and the jurisdiction of the policyholder. In Sandy Springs, GA, it is generally possible to choose a policy with flexible durations ranging from 10 to 30 years, depending on the insurer. Most variable life insurance policies also offer the option to pay until a specified age and/or the policy remaining in force until the death of the policyholder. It is important to carefully review your policy to be sure of the exact duration in Sandy Springs, GA.
Compare Sandy Springs, GA Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved