Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Viera East, FL Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Viera East, FL. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Viera East, FL.
Frequent Questions...
In Viera East, FL, the primary components of a variable life insurance policy are death benefit protection, flexible premiums, and investment options. The death benefit protection provides financial protection and peace of mind in the event the policyholder were to pass away during the policy’s term. Flexible premiums provide policyholders with the opportunity to pay premiums based on their own financial situation—offering the ability to make reduced payments if financial circumstances change. Finally, investment options enable policyholders to invest a portion of their premium savings into a variety of different vehicles, helping to build more wealth over time.
Can I use my variable life insurance quotes in Viera East as collateral?
Yes, you can use variable life insurance as collateral for a loan in Viera East, FL, however, there are some limits and guidelines to follow. Your policy must be “on-the-74” meaning the insurer must be approved for lending in the state and that the insurance company has satisfactory financial strength to guarantee repayment of the loan. In addition, depending on the insurer, the proceeds of the loan may not be available until the death of the insured person. Before taking such a loan, it is important to consider the tax consequences of surrendering your policy and various other factors.
Can I withdraw or borrow from a variable life insurance policy Viera East?
Yes, you may be able to borrow or withdraw cash value from your variable life insurance policy depending on a variety of factors, including the terms of the particular policy you hold, your location, and the life insurance provider you choose. In Viera East, Florida, you might find that withdrawing money from your policy is available through some companies, but others may require that you obtain a policy loan instead to tap into the cash balance. It is important to research the options and know the requirements prior to applying for any type of policy.
Do I need to understand investments for variable life insurance near Viera East?
No, you don't need to be investment-savvy to purchase variable life insurance in Viera East, FL. In fact, it's possible for even those with limited investment knowledge to purchase variable life insurance. However, since the objective of purchasing Variable Life insurance is to increase the premiums, in which case the right investment choice is key. Thankfully, you don't need to be an expert on the subject. You can make use of the network of financial professionals in Viera East, FL to gain valuable information regarding the investments available.
Can I include riders in my variable life insurance quote Viera East?
Yes, absolutely! Viera East residents can add riders to their variable life insurance policy. Riders allow for customization and can help to ensure your policy provides the coverage you need. At many insurance companies, riders are offered at an additional cost and can cover expenses like long-term care, disability income, waiver of premium, accidental death, and other living benefits. Consulting with a financial professional can help you determine which riders make sense based on your specific circumstance, budget, and goals. Ultimately, riders can provide additional financial security and peace of mind.
Variable life insurance may be suitable for short-term coverage needs depending on the individual’s circumstance. In Viera East, FL, it may make sense to consider variable life insurance for a short-term need if an individual is looking for protection but would like their money to have the potential to grow. Variable life insurance policies also offer a death benefit to protect one’s family. Policy offerings can differ by provider, however, so it is important to review the specifics and options prior to purchasing a policy.
Can I upgrade variable life insurance policies near Viera East to another policy type?
Although variable life insurance policies cannot be upgraded to another type of policy, Viera East, FL clients may be interested in the full range of life insurance products available to them. From term life to whole life insurance, permanent life insurance is the most popular type of policy in Viera East. With this type of coverage, a guaranteed death benefit and cash value accumulate over the life of the policy. Additionally, clients may be eligible to receive tax-deferred investing, and the flexibility to budget for premium payments over time.
How regularly should I check my variable life insurance in Viera East?
Residents of Viera East, Florida should consider reviewing their variable life insurance policy at least annually. It's important to stay up-to-date on current benefits and rates and consult with your insurance agent to determine if any changes should be made. Additionally, reviewing regularly allows you to adjust the policy as your life and financial goals evolve, so that it continues to meet your needs and provide the necessary protection for your family.
Can I use my Viera East variable life insurance policy for retirement savings?
Variable life insurance in Viera East, FL, can indeed serve as a retirement savings vehicle. Investment options such as stocks, bonds, or mutual funds are typically bundled into variable life insurance policies. Variable life allows policyholders to adjust their investment strategies to fit their retirement goals as their life circumstances change, meaning that policyholders can grow their retirement funds in response to changing economic landscapes. Policyholders may also be able to borrow money against their policy, or may prefer the added peace of mind of living benefits protection relative to other retirement savings vehicles.
How do loans affect death benefits with my Viera East variable life insurance company?
Policy loans from variable life insurance policies generally have minimal impact on the death benefit in Viera East, FL. These loans utilize the funds and cash value in the policy, which are considered separate from the death benefit. Policyholders should note that interest fees and policies fees will reduce the funds available in the cash value over time and are deducted from the policy’s benefits at the time the policy is surrendered or matures. Policyholders should consult with their licensed insurance agent or explore the prospectus to ensure they have a full understanding of variable life insurance policies.
Compare Viera East, FL Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved