Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 West Bend, WI Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in West Bend, WI. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in West Bend, WI.
Frequent Questions...
Variable life insurance offered through West Bend, WI provides policyholders with the opportunity to invest, rather than save, their premiums into the stock market. Unlike more traditional life insurance policies, with variable life insurance, policyholders can potentially increase the cash value of the policy. Furthermore, variable life insurance pays policyholders a death benefit to the beneficiary that is linked to the premiums paid and the potential market value of the policy. As the stock market grows, so does the policy and potential payouts.
With variable life insurance quotes in West Bend, how is the beneficiary impacted by investment performance?
In West Bend, WI, the beneficiary of an investment is affected by its performance in a variety of ways. If the investment does well, the beneficiary can benefit from higher returns on their investments and experience growth in their investment's value. Conversely, if the investment performs poorly, the beneficiary may face a decrease in the value of their investment. Regardless, the beneficiary should seek out advice from a financial advisor to ensure that all investments are being made with caution, transparency, and history of success in mind.
What are the tax aspects of a variable life insurance policy West Bend?
Depending on the type of life insurance policy you hold, the tax implications could vary greatly. In West Bend, WI, variable life insurance products are subject to income taxes and fluctuate depending on the size of the policyholder's benefit under the contract. Investment gains and losses illuminated within the contract are reported on the individual's federal income tax returns and, depending on the investor's income, could be subject to taxes at the federal and state levels. Additionally, a policyholder could be responsible for estate taxes and the applicable fees if the policy is transferred or given away to another person.
How transparent is the investment performance of variable life insurance near West Bend?
At West Bend Insurance, we take transparency with regards to our variable life insurance investment performance seriously. Our extensive website provides detailed information about past performance, easy-to-read illustrations, and interactive tools to help our clients understand the potential risks and rewards of investments and make the best decisions for their life insurance needs. Additionally, West Bend Insurance is happy to provide in-depth conversations with our customers, so they can make fully informed decisions based on their individual goals and objectives.
How does a variable life insurance quote West Bend handle dividends?
Variable life insurance is a popular choice for dividend earners in West Bend, WI. Dividends from the policy are considered additional cash surrender value and are applied to the policy's accumulation account. This allows the policyholder to purchase additional coverage or pay additional premiums. The policyholder can also use the dividends to pay the policy's premiums or to purchase additional units. Ultimately, the dividends earned from a variable life insurance policy are flexible and under the policyholder's control.
From flexible premiums to tax advantages, West Bend, WI residents can reap multiple benefits from investing in variable life insurance. Generally, with a variable life insurance policy, you are able to choose from a range of investment options to form a personalized retirement savings plan. As long as all the premiums are paid, your loved ones will be provided with a death benefit should anything happen to you. In addition, you can draw upon the cash value of the policy to make tax-advantaged withdrawals.
Can I direct specific investment strategies for variable life insurance policies near West Bend?
At West Bend, WI, our policyholders have options when it comes to investment strategies for their cash value. We offer a variety of investment options for policyholders to choose from, and they can customize their strategy based on their individual financial goals and risk tolerance. We also offer a financial advisor, who can provide professional advice and guidance tailored to each policyholder’s particular needs and objectives. With this specialized advice, they can make informed decisions and help ensure they’re investing their cash value in the strategy that best meets their goals and meets their personal investment criteria.
How regularly should I check my variable life insurance in West Bend?
Residents of West Bend, WI should assess their variable life insurance policy annually to ensure it still meets their needs. Regularly reviewing your policy will help you determine if any changes or adjustments should be made, or if it is still the right product for you. You may also want to review your plan if there have been changes in your income, family, or financial situation that would warrant adjustments to the plan. By taking the time to review your policy, you can ensure you have the coverage necessary to meet your evolving needs.
How liquid is the cash value of my West Bend variable life insurance policy?
As to the liquidity of the cash value in a variable life insurance policy in West Bend, WI, it depends upon the type of policy you choose. If you choose a whole life policy, you generally have access to the cash value. However, a variable life insurance policy may not offer the same level of accessibility to the cash value, since the cash value is invested in variable securities market. Generally, variable life insurance policies will allow for the surrender of the policy with no surrender charges assessed; however, there are still tax consequences that should be discussed with a financial advisor.
Does my West Bend variable life insurance company offer a grace period for premium payments?
Yes, West Bend Mutual Insurance offers policy holders a grace period for premium payments on variable life insurance policies. We give our customers a 30-day grace period after their premium payment is due before coverage can lapse. We understand that financial hardships can have an unexpected impact on our customers' ability to make a timely payment, and we strive to make the process of renewing premiums as easy and non-disruptive as possible. With our grace period and customer-centric service philosophy, we aim to provide our policyholders with the protection they need without any hassle or interruption.
Compare West Bend, WI Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved