Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Westview, FL Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Westview, FL. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Westview, FL.
Frequent Questions...
In Westview, FL, variable life insurance policies have variable premiums. Unlike with traditional life insurance policies that lock in a set premium rate, with variable life insurance the premium rate can change depending on the performance of the underlying investments in the policy. This puts the policy holder more in control of their policy and allows them to adjust their premiums according to their financial situation, needs, and goals.
With variable life insurance quotes in Westview, how is the beneficiary impacted by investment performance?
Beneficiaries in Westview, FL are directly impacted by the performance of their investments. Building wealth over time is necessary to ensure a secure retirement. If investments are not managed properly, the beneficiaries may not have the resources necessary to live comfortably. Investing wisely can help to avoid dire straits and preserve the value of the beneficiary's savings. Appropriate investments like stocks, bonds, and real estate can help to maximize returns and ensure money is there when needed. Taking the time to research and understand investment options in Westview, FL can safeguard against losses and promote long-term financial security.
Can I withdraw or borrow from a variable life insurance policy Westview?
In Westview, FL, a variable life insurance policy does allow you to withdraw or borrow from the cash value, however, the specifics of how the withdrawal or loan will be handled will depend on the issuing company. While typically, withdrawals or loans of cash value from your policy will not affect the death benefit, you should keep in mind that withdrawals will reduce the cash value and outstanding loan amounts will reduce the death benefit if you pass away with an outstanding balance.
How often can I modify my investments in variable life insurance near Westview?
As a policyholder in Westview, FL, you can make changes to your variable life insurance investment choices as frequently as you like, provided that changes do not exceed your predetermined limits. This allows you to make decisions about how much of your funds are invested using the options available with your policy, such as stocks, bonds, annuities, mutual funds, and other investments. That said, we strongly recommend you consult with a financial advisor before making any variations to your investment choices.
What happens if my variable life insurance quote Westview underperforms?
If your chosen investments perform poorly in Westview, FL, there are a few options available to you. Consider reviewing your portfolio and making changes to your investments, or diversify your portfolio further by investing in different asset classes. You can also speak with a financial advisor to discuss if any changes should be made in the short-term or long-term, or just to understand why the investments are not performing as hoped. Alternatively, you may decide to leave the investments as they are and wait to see if performance improves in the future.
Yes, when it comes to purchasing variable insurance in Westview, FL, there are age restrictions. There is a minimum age requirement of 18 years old, and the policyholder must be at least 65 years old in order to purchase any coverage. Additionally, applicants over 45 must go through additional health screenings to ensure they are eligible. Overall, the age restrictions for variable life insurance depend on individual state laws, so it is important to take the time to understand the limitations in your state.
How does cash value growth influence death benefit with variable life insurance policies near Westview?
In Westview, FL, the cash value growth of a variable life insurance policy can have an impact on the death benefit. As the cash value grows the potential to borrow against the policy increases, providing additional funds that can be used to increase the death benefit. The death benefit can be allocated to an increasing level of coverage and any funds invested could grow the benefit amount. Alternatively, the policyholder can opt to use the increasing cash value to help pay the premium, reducing the cost of the policy over time.
How regularly should I check my variable life insurance in Westview?
Depending on your personal situation, it is generally recommended that you review your variable life insurance policy for Westview, FL at least once a year. During your review, you should ensure that your policy is still in line with your desired coverage, and that it will adequately benefit your family after the event of your passing. You should also consider updating your beneficiaries, increasing or decreasing your death benefit, or adding riders to go along with your policy if needed. Taking the time to review your policy annually helps ensure that your policy will be able to deliver on its promise if you unexpectedly pass away.
How does my Westview variable life insurance policy handle loan interest?
Variable life insurance policies can vary greatly in their treatment of policy loan interest in Westview, FL. Depending on the insurer, the policy loan interest may be charged back to the death benefit or left out of the policy altogether. Policyholders should always read the fine print carefully to understand exactly how their chosen insurer treats policy loan interest. Understanding these details and making informed decisions about the life insurance policy can bring added security to the policyholder's family in Westview, FL.
Can I convert from term life insurance with a Westview variable life insurance company?
Yes, you can convert your term life insurance to variable life insurance. At Westview Financial, we understand that life insurance needs can change over time and that it is important to have options that provide protection and also fit your current goals. Variable life insurance is one of the options available, giving you access to sub-accounts and the potential for long-term growth. Additionally, Westview Financial has an experienced team of advisors in your local area who can help you determine if variable life insurance is the right decision for you and your family.
Compare Westview, FL Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved