Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Wilmington, OH Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Wilmington, OH. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Wilmington, OH.
Frequent Questions...
Variable Life Insurance is a type of life insurance policy that is tailored to provide coverage at levels that meet the needs of individuals living in Wilmington, OH. This policy is designed to offer flexibility, allowing policy holders to adjust the amount of life insurance protection they receive in relation to their individual needs over time. Variable Life Insurance allows policy holders to customize their policy in terms of rate of premium payment, and the ability to contribute extra money to the policy in order to build a cash account which can later be accessed for long-term investment purposes.
With variable life insurance quotes in Wilmington, how is the beneficiary impacted by investment performance?
In Wilmington, OH, the beneficiary of an investment can be impacted by its performance in both positive and negative ways. If the investment performs well, the beneficiary can benefit from increased returns, higher dividends, or appreciation in value. Conversely, if the investment performs poorly, the beneficiary may suffer losses. It is important for beneficiaries to thoroughly research any investment opportunity before jumping in and assess the risk-to-reward ratio carefully to ensure that any losses are minimized.
With a variable life insurance policy Wilmington, can I decide where my premiums are invested?
Yes, you can choose your investments with variable life insurance if you purchase a policy from a carrier that operates in Wilmington, OH. Many life insurance carriers offer variable life insurance products that allow you to determine where your premiums are invested and how much you want to allocate to each investment. You can select from a range of investment options that cover a variety of asset classes such as stocks, bonds, mutual funds, and exchange-traded funds. Speak to a financial advisor and/or insurance representative in Wilmington to learn more about variable life insurance and the investment options available to you.
How transparent is the investment performance of variable life insurance near Wilmington?
In Wilmington, OH, variable life insurance offers transparent investment performance to policyholders. Each policy outlines details about any investment potential with associated fees and risks, so that the performance of any particular investment can be tracked and monitored on a regular basis. Moreover, companies with variable life insurance will provide detailed reports to policyholders on a yearly basis, enabling them to stay up-to-date with the performance of their investments. Policyholders can further seek more detailed information, such as market values, via the company's customer service team.
How does a variable life insurance quote Wilmington handle dividends?
In Wilmington, OH, dividends received from variable life insurance are generally treated as policy accumulations and may be used in a variety of different ways. Depending on the life insurance product, these dividends may be used for premiums, extended term, additional coverage, or even applied to the policyβs cash value. Tax treatments of these dividends are subject to the specific terms of your policy so it is best to review the details with your insurer. Additionally, if you have any questions or concerns, it is wise to consult with a financial advisor.
The death benefit associated with investment performance in Wilmington, OH can vary depending on the specific product. For example, some insurance products may provide a guaranteed death benefit regardless of the performance of the investment, whereas other products may offer the potential for a higher death benefit based on the investment performance, such as a variable life insurance policy. Additionally, there may be options to increase or decrease the death benefit based on the performance of the underlying investments. To ensure you are getting the most suitable product for your investment goals, it is important to speak with a qualified financial professional.
Can I direct specific investment strategies for variable life insurance policies near Wilmington?
In Wilmington, OH, policyholders usually have some flexibility when it comes to dictating investment strategies for the cash value of their policy. Generally speaking, policyholders are allowed to fully customize their investment strategies in order to maximize their own return on investment. Depending on the type of policy and provider, these options could range from selecting professionally managed portfolios to self-generate portfolios that incorporate stocks, ETFs, mutual funds, and other investments. It is important to note that policyholder-dictated investments are subject to the insurer's approval to ensure that those investments meet regulatory requirements.
Are management fees for variable life insurance in Wilmington similar to mutual funds?
In Wilmington, OH, variable life insurance management fees tend to be comparable to those of regular mutual funds, with some insurers providing the benefit of lower management fees than other types of policies. Additionally, because variable life insurance is a product that includes a built-in savings feature, typically with tax advantages, owners may benefit from a better return on investment than they would if they purchased regular mutual funds. When considering a particular variable life insurance policy, be sure to inquire about the management fees associated with the policy and compare them to regular mutual fund options in the area.
Is the cash value in my Wilmington variable life insurance policy safe from creditors?
In Wilmington, Ohio, yes, the cash value in variable life insurance policies are protected from creditors in case of an emergency. Ohio has laws that shield life insurance policies from creditor attachment, providing the insured with peace of mind when it comes to having protection from creditors in times of financial hardship. By purchasing a variable life insurance policy in Wilmington, Ohio, policyholders can be assured that any monetary value stored in the policy will be kept safe from creditors.
Do I get dividends from my Wilmington variable life insurance company?
The answer to your question depends on the specific type of variable life insurance policy you have with your provider in Wilmington, OH. Some policies do offer dividends which can be put towards investments, however some providers in the area may not offer any dividends as part of the life insurance package. It is important to check the details of your policy before making any investment decisions and to ensure that you understand the available options. If you are not sure if the policy you have offers dividends, contact your provider to discuss the details and ask any questions you may have.
Compare Wilmington, OH Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved