Compare over 37 Whole Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Colorado Springs, CO Whole Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Whole Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Whole Life Insurance rates just released!
Get the latest Whole Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Whole Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Whole Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Whole Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Whole Life Insurance rates from all the providers in Colorado Springs, CO. Get started in under 15 minutes.
All your Whole Life Insurance needs in one place.
Looking for whole life insurance? We've got you covered. PolicyHub makes it easy to find the best whole life insurance policy for you and your family. Whether you need traditional, single-premium, limited-payment, or variable whole life insurance, you'll find the best rates right here at PolicyHub.
Traditional whole life insurance provides a guaranteed death benefit, fixed premiums and a cash value component that grows over time. It's ideal for those seeking lifelong coverage with consistent payments. Single-premium whole life insurance requires a lump-sum payment upfront in exchange for a guaranteed death benefit. This policy suits those who have a large sum of money they wish to convert into a life insurance policy quickly.
Limited-payment whole life insurance allows policyholders to pay off their policy over a set period of time, after which no further premiums are due, but the coverage continues for life. Variable whole life insurance offers a death benefit and a cash value component that can be invested in sub-accounts, similar to mutual funds. This policy is suitable for those comfortable with investment risk, seeking potential for cash value growth.
Save time and get the best Whole Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Whole Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Whole Life Insurance agent.
Roy Stephens
Whole life insurance agent
Roy Stephens is a whole life insurance agent licensed in your state.
Mark Sidway
Whole life insurance agent
Mark Sidway is a whole life insurance agent licensed in your state.
Cale Reeves
Whole life insurance agent
Cale Reeves is a whole life insurance agent licensed in your state.
"I was searching for Whole Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Whole Life Insurance in Colorado Springs, CO.
Frequent Questions...
Whole life insurance in Colorado Springs is an insurance policy that offers permanent coverage until the policyholder reaches the age of 100 (or until the cash value is exhausted). It also comes with an investment component that builds cash value over time. Term life insurance, however, is a life insurance policy that only covers you for a certain period of time, typically for between 10 and 30 years. If you outlive the policy, there would be no additional payouts.
Is international demise covered by whole life insurance companies in Colorado Springs?
In Colorado Springs, most whole life insurance policies will cover international deaths, including in the event of a terrorist attack. The benefit payable under the policy is based upon the insured's life insurance coverage and the age of the person insured when the death occurs. Before purchasing a policy, it is essential that one review the terms and conditions for any coverage that pertains to events occurring outside of the United States as well as within. Different insurance companies offer different terms, so it is important to understand how a particular policy may vary in terms of coverage processes and claims prior to purchase.
What's the cash value in a whole life insurance policy Colorado Springs?
In Colorado Springs, CO, the cash value component of a whole life insurance policy is a certain amount of money you can take out or borrow from your life insurance policy. This money tax-deferred and accumulates over the life of your policy. This cash value can provide needed funds in the event of an unexpected emergency, or be invested or used as collateral for a loan. For example, it is possible to take a loan against your cash value with smaller interest rates and flexible terms than from a bank.
How does whole life insurance near Colorado Springs contrast with an endowment policy?
Whole life insurance policies in Colorado Springs, CO offer lifelong coverage and build cash value over the life of the policy. They are more expensive than endowment policies since they are a form of permanent insurance and premiums may stay the same. Endowment policies are a type of life insurance with fixed term periods and offer a death benefit like whole life policies. However, endowment policies also pay out after the term period is reached, if the insured person is still living.
Can I modify the payment schedule with a whole life insurance company Colorado Springs?
Yes, if you're looking for a whole life policy in Colorado Springs, CO, you can typically customize the payment plan to meet your needs. At many insurance providers, you can choose to make single, annual, semi-annual, quarterly, or monthly payments for the policy. Depending on the company, you may also be able to make payments by debit or credit card, bank account, or even by mail. Furthermore, there are sometimes options for customizing payment frequency, frequency-of-payment boosts, or other special features.
In Colorado Springs, CO, the requirements for the length of the waiting period for whole life insurance varies by insurer and policy, however, the general rule is that a policy must be in force for at least two years before the death benefit will be paid. To help make sure your loved ones will receive the death benefit from your policy, make sure your payments are up to date so the policy is in force until your passing.
Can I take a loan against my policy's cash value with whole life insurance policies near Colorado Springs?
Absolutely! If you're living in the Colorado Springs area, you may be able to use the cash value of your whole life policy to take out a loan. While the exact criteria, loan amount and interest rates may vary depending on the insurance company, a loan against the cash value of a life insurance policy can help you with urgent financial needs. Furthermore, the interest you pay is usually much less than the interest you would have to pay for traditional loans you take from banks. Make sure to check with your insurance provider to determine if you are eligible to take out such a loan in Colorado Springs.
What tax benefits can whole life insurance in Colorado Springs provide?
Whole life insurance policies in Colorado Springs have potential tax advantages. Since contributions are not taxable and the death benefits and cash value growth are tax-deferred, policyholders can accumulate a substantial amount of money throughout their lives. In addition, the cash value of the policy reaches maturity tax-free, so policyholders are not taxed when they withdraw that money. As a result of these features, whole life insurance policies are increasingly being used for planning purposes such as retirement savings, estate planning, and supplemental income.
Can I remit premiums for a Colorado Springs whole life insurance policy on a monthly or annual basis?
Colorado Springs clients have the option to pay their Whole Life Insurance premiums monthly or yearly. When considering which payment option is right for you, think about what fits best into your overall budget, and how realistic it is to make larger full payments once or twice a year in combinations with any other payments you may be required to make. Payment options are flexible and individualized based on the client, so be sure to discuss them with your insurance advisor.
How does inflation touch my policy with a Colorado Springs whole life insurance company?
Inflation has a direct effect on the cost of whole life insurance policies in Colorado Springs, CO, and throughout the country. As inflation increases, so does the cost of goods and services, including premiums for life insurance. In Colorado Springs, the cost of a whole life insurance policy will likely increase over time to keep pace with the rising cost of living. This means that individuals will need to budget more over the course of their life insurance policy in order to maintain adequate coverage, and to prevent the policy from lapsing in the future.
Compare Colorado Springs, CO Whole Life Insurance Policies
Get started today and compare over 37 Whole Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved