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Compare over 37 Whole Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Lakeland, FL Whole Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Whole Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Tell us about yourself.
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Step 2
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Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
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Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Whole Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Whole Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Whole Life Insurance rates from all the providers in Lakeland, FL. Get started in under 15 minutes.
All your Whole Life Insurance needs in one place.
Looking for whole life insurance? We've got you covered. PolicyHub makes it easy to find the best whole life insurance policy for you and your family. Whether you need traditional, single-premium, limited-payment, or variable whole life insurance, you'll find the best rates right here at PolicyHub.
Traditional whole life insurance provides a guaranteed death benefit, fixed premiums and a cash value component that grows over time. It's ideal for those seeking lifelong coverage with consistent payments. Single-premium whole life insurance requires a lump-sum payment upfront in exchange for a guaranteed death benefit. This policy suits those who have a large sum of money they wish to convert into a life insurance policy quickly.
Limited-payment whole life insurance allows policyholders to pay off their policy over a set period of time, after which no further premiums are due, but the coverage continues for life. Variable whole life insurance offers a death benefit and a cash value component that can be invested in sub-accounts, similar to mutual funds. This policy is suitable for those comfortable with investment risk, seeking potential for cash value growth.
Save time and get the best Whole Life Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Whole Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Whole Life Insurance agent.
Roy Stephens
Whole life insurance agent
Roy Stephens is a whole life insurance agent licensed in your state.
Mark Sidway
Whole life insurance agent
Mark Sidway is a whole life insurance agent licensed in your state.
Cale Reeves
Whole life insurance agent
Cale Reeves is a whole life insurance agent licensed in your state.
"I was searching for Whole Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Whole Life Insurance in Lakeland, FL.
Frequent Questions...
Whole life insurance provides permanent coverage for your lifetime, whereas term life insurance provides coverage only for a specific period of time. Whole life insurance policies typically offer protection for unforeseen events, such as accidental death, a lifelong death benefit, guaranteed cash values, and tax-free withdrawals and loans. While term life insurance policies are typically more affordable, whole life insurance policies provide lifelong protection and more financial freedom for the policyholder.
Can individuals with chronic ailments use whole life insurance companies in Lakeland?
In Lakeland, FL, having chronic illness may mean that you might not be able to avail whole life insurance. This is because many insurance companies consider chronic illness to be a high-risk, and therefore they charge a much higher premium than for policies without such risks. However, some insurers may offer you the opportunity to avail life insurance plans with various options, provided you pass the necessary medical examinations and fill up the right paperwork. It’s best to discuss this option with an experienced independent insurance agent in Lakeland who can browse through the different policies and select one that works best for you.
What's the cash value in a whole life insurance policy Lakeland?
Whole life insurance is a type of life insurance that can provide both death benefits and a cash value component to policyholders who reside in Lakeland, FL. The cash value component of a whole life policy builds over time, allowing the policyholder to access this money while they are still alive. This money can then be used to pay for college tuition, retirement costs, or be used as collateral for a loan. Additionally, the cash value component allows the policyholder to borrow against the policy itself, enabling them to use their life insurance as a source of emergency cash.
How does whole life insurance near Lakeland stand against universal life insurance?
Whole life and universal life insurance are two of the most common types of life insurance available in Lakeland, FL. Whole life insurance provides a death benefit upon the policyholder's passing while also building cash value over time. Universal life insurance allows you to adjust premiums, death benefits, and the coverage period as life changes. The differences between the two types of life insurance depend on your specific situation. Your insurance agent in Lakeland, FL can provide more detailed information about which option may be more suited to your lifestyle and financial situation.
Can I modify the payment schedule with a whole life insurance company Lakeland?
Yes, you can customize your payment plan for your whole life policy in Lakeland, FL. At our insurance agency we know that every person's situation is different, and so we are able to create a tailored payment plan to meet your specific needs. Our counselors will sit down with you to analyze your current financial situation, set realistic goals, and create a repayment plan that is convenient and fits your budget. We provide excellent customer service and support so that you can be sure that your financial needs are being taken care of.
To maximize the cash value of your whole life insurance policy in Lakeland, Florida, consider meeting with a certified financial planner to review your current financial needs and determine the best type of policy for your needs. A financial planner can work with you to maximize your policy's potential, such as increasing your premium payments or making tactical investments. Additionally, you can consider converting your policy into an annuity, if appropriate, to gain additional cash value. Ultimately, a financial planner can help you make the most of your whole life insurance to maximize its value and benefit to you and your family.
Is it possible to sell whole life insurance policies near Lakeland in the secondary market?
In Lakeland, FL, it may be possible to sell a whole life policy in the secondary market. Depending on the specific details of the policy, you may be able to find a buyer who is willing to purchase it. If you are interested in selling your policy, contact a local insurance agent who can advise you on the market for the type and amount of coverage you have, advise you on the legal requirements associated with selling such a policy, and help you find a reputable party to complete the transaction.
How does inflation influence the cash value of whole life insurance in Lakeland?
Inflation can influence the cash value of a whole life insurance policy in a variety of ways. In Lakeland, Florida, inflation rates are increasing steadily, meaning the purchasing power of any given dollar decreases with time. As the cash value of a policy accumulates over time, inflation can erode its purchasing power. When customers choose to withdraw from the cash value of their policy, the purchasing power may not match what it was at the time of the initial investment.
How long does a Lakeland whole life insurance policy last?
A whole life insurance policy in Lakeland, FL, often has no term limit, meaning it will provide coverage for as long as the premiums are paid and the policy is in force. Depending on the type of policy, it may also be possible to enjoy some long-term rewards, such as a cash value build-up or other dividends. Therefore, a whole life policy can provide you coverage and financial security for your entire life.
Is there an age cap for availing Lakeland whole life insurance company?
In Lakeland, Florida, you may be able to purchase whole life insurance regardless of age, as different life insurance providers may have different qualifications for eligibility. Generally, those over the age of 18 may be eligible provided they are in good health and can provide proof of identification. Depending on the provider, those between the ages of 50 and 85 may be eligible for a simplified process without having to provide a medical exam. This age limit may vary, so it's best to research different providers to find the best one for your individual needs.
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